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Complete company report
Generated 12-08-2026
Active BE 0747.863.466Cooperative companyOpen bankruptcy

LA RESSOURCE

Pierre Timmermansstraat 43 ·1090 Jette, Belgium· 6 yrs active
Sector: Vervaardiging van zeep en wasmiddelen (20411)
Conclusion Checked

A bankruptcy procedure is open for LA RESSOURCE according to publications in the Belgian State Gazette. The 2023 annual accounts show equity of €31k and a net result of €-178k.

Based on the State Gazette, CBE and 3 annual accounts.
Key figures
Equity €31k
Net result €-178k
Staff (FTE) 11.4
Active 6 yrs
Snowflake analysis 5 of 5 axes measured · computed by Checked
Health0Profitability0Solvency9Growth58Stability0
13 / 100

Fragile profile, watch health in particular.

All 5 axes are computed from data Checked has read.

Health 0
Profitability 0
Solvency 9
Growth 58
Stability 0
Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based
50 / 100
High riskRegister: open bankruptcy
This score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 050 for this company; it does not feed the figure above.
Components
· Open bankruptcy (+50)
Trust signals 2 signals
Register: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2023 · computed
0 / 100 Critical
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2023 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.
Financial overview3 NBB filings
Annual accounts filed on 30-08-2024 with the NBB · fiscal year 2023 · micro
€-200k€-150k€-100k€-50k€0Operating result 2021: €-189k€-189kNet result 2021: €-196k€-196kOperating result 2022: €-137k€-137kNet result 2022: €-146k€-146kOperating result 2023: €-160k€-160kNet result 2023: €-178k€-178k202120222023
Operating resultNet result
EBITDA
€-139k
-17.0% 21-23
Net profit
€-178k
-22.0% 21-23
Cash flow
€-156k
-23.0% 21-23
Total assets
€308k
-12.4% 21-23
Equity
€31k
-85.4% 21-23
Working capital
€-112k
- 21-23
Employees (FTE)
11
+44.3% 21-23
Staff costs
€202k
+41.8% 21-23
Debt
€277k
+98.4% 21-23
Debt ≤ 1y
€277k
+105.8% 21-23
Debt > 1y
€5k
0.0% 21-23
Current ratio
0.60
-59.5% 21-23
Quick ratio
0.20
-77.2% 21-23
Solvency
10.1%
-83.3% 21-23
Debt / equity
8.95
+1257.7% 21-23
ROE
-574.1%
-735.1% 21-23
ROA
-57.7%
-39.3% 21-23
Interest coverage
-6.50
+52.4% 21-23
Figures by fiscal year
Fiscal year2023
Depositmicro
Revenue-
EBITDA€-139k
Net profit€-178k
Cash flow€-156k
Staff costs€202k
Income taxes-
Dividends-
Total assets€308k
Equity€31k
Debt€277k
of which ≤ 1y€277k
of which > 1y-
Working capital€-112k
Employees (FTE)11.4
Ratios (computed)
2023
Current ratio0.60
Quick ratio0.20
Working capital ratio-36.3%
Solvency10.1%
Debt / equity8.95
Long-term debt ratio-
Interest coverage-6.50
Gross margin-
Net margin-
ROA-57.7%
ROE-574.1%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€308k
Fixed assets 21/28€143k
Intangible fixed assets 21€2k
Tangible fixed assets 22/27€136k
Financial fixed assets 28€5k
Current assets 29/58€165k
Stocks & contracts in progress 3€110k
Amounts receivable within one year 40/41€40k
Cash & bank 54/58€13k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€308k
Equity 10/15€31k
Contributions / capital 10/11€538k
Accumulated profits (losses) 14€-520k
Amounts payable 17/49€277k
Amounts payable within one year 42/48€277k
Trade debts payable within one year 44€195k
Income statement
Gross operating margin 9900€64k
Operating result 9901€-160k
Financial income 75€4k
Financial charges 65€21k
Result before taxes 9903€-178k
Net result for the period 9904€-178k
Result to be appropriated 9905€-178k
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 5 directors
Current directors & mandates
  • Arnaud Derghislage
    Director
    State Gazette act 24113658 (29-07-2024)
    Current
    28-09-2023 → present
  • Vincent De Brouwer
    Director
    State Gazette act 24113658 (29-07-2024)
    Current
    28-09-2023 → present
  • Bouton Céline
    Director
    State Gazette act 23011510 (24-01-2023)
    Current
    14-07-2022 → present
    2 events
    • 21-11-2022 Resigned· Director
    • 14-07-2022 Appointed· Director
  • Moulin Cédric
    Managing director
    State Gazette act 23011510 (24-01-2023)
    Current
    14-07-2022 → present
Former directors (1)
  • Enderlé Candice
    Director
    State Gazette act 23011510 (24-01-2023)
    Former
    - → 14-07-2022
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Directors & mandates1 person
Role Name Tenure Source
Curator MAIA GUTMANN LE PAIGE
RUE DE LA LOI 28, 1040 ETTERBEEK
 22-07-2024 → present Belgian State Gazette
Legal Structure
NACE primary Vervaardiging van zeep en wasmiddelen(20411)
Legal form Cooperative company(706)
Incorporation04-06-2020
StatusActive
Postal code1090
First BS signal 26-07-2024
Latest BS signal 26-07-2024
Establishment units 3 locations
La Ressource
Sint-Pietersplein 20, 1040 EtterbeekKleinhandel in souvenirs, ambachtelijke producten en religieuze artikelen
since 20202.303.605.092
LA RESSOURCE
Pierre Timmermansstraat 43, 1090 JetteVervaardiging van zeep en wasmiddelen
since 20202.306.004.160
LA RESSOURCE
Vanderkinderestraat 166, 1180 UkkelDetailhandel in souvenirs en religieuze artikelen
since 20212.318.591.988
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 3 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21463C0381/00C005 Brussels 1,430 m² 1 · 205 m² 10.8 m · 2 fl.
21016B0277/00W025 Brussels 504 m² 1 · 150 m² 15.1 m · 4 fl.
21005A0547/00S000 Brussels 285 m² 1 · 113 m² 18.6 m · 6 fl.
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 6 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2024
30-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
29-07-2024
State Gazette act Director changes
26-07-2024
Bankruptcy Opening
Tribunal de l’entreprise francophone de Bruxelles · SC LA RESSOURCE RUE PIERRE TIMMERMANS 43, 1090 JETTE · event 22-07-2024
2023
17-10-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
24-01-2023
State Gazette act Director changes
2022
31-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
Lifecycle & Insolvency Signals 1 events
26-07-2024
Bankruptcy Opening
Date: 22-07-2024 · Tribunal de l’entreprise francophone de Bruxelles · SC LA RESSOURCE RUE PIERRE TIMMERMANS 43, 1090 JETTE · Publications in State Gazette ↗
Time machine, BS events + macro context 2021, 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262024-07-26 · Bankruptcy · Opening
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 2 years ago
2024
29-07-2024 2 directors appointed, 1 resigning Director changes
  • Vincent De Brouwer, Bestuurder
  • Arnaud Derghislage, Bestuurder
  • Céline Bouton, Bestuurder
Technical details 
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  "act_meta": {
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    "filing_date": "2023-09-28",
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  "decisions": [
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      "date": "2023-09-28",
      "unanimous": null
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  "is_correction": false,
  "subject_company": {
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  "publication_proxy": {
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    "org_kbo": null,
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2023
24-01-2023 2 directors appointed, 1 resigning, 1 reappointed Director changes
  • Moulin Cédric, Gedelegeerd bestuurder
  • Bouton Céline, Bestuurder
  • Enderlé Candice, Bestuurder
  • Godeaux Nastassia, Commissaris
Technical details 
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Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Vervaardiging van zeep en wasmiddelen20411Vervaardiging van zeep en wasmiddelen20411Vervaardiging van parfums en toiletartikelen20420Vervaardiging van parfums en toiletartikelen20420Overige niet-gespecialiseerde detailhandel47120Detailhandel in cosmetica en toiletartikelen in gespecialiseerde winkels47750Detailhandel in cosmetica en toiletartikelen47750Detailhandel in drogisterijartikelen en onderhoudsproducten47783Detailhandel in drogisterijartikelen en onderhoudsproducten in gespecialiseerde winkels47784Detailhandel via postorderbedrijven of via internet47910
Primary activity highlighted.
Names & trade names
Legal nameFR LA RESSOURCE
Registered office
Pierre Timmermansstraat 43
1090 Jette, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative