La Grâce de Dieu
Open bankruptcyA bankruptcy procedure is open for La Grâce de Dieu according to publications in the Belgian State Gazette; curator: PETRA SEYMOENS. The 2024 annual accounts show negative equity (€-31k) and a net result of €-23k.
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
2021222324
2020 to 2024 · latest year €-31k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-09-2025, 47 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
47 d late
2023
31 d late
2022
2 d late
2021
30 d early
2020
54 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€-31k▼ 311%
2023 · €-8k
2020: €13k
2021: €22k
2022: €19k
2023: €-8k
2020 → 2024
Total assets
€37k▼ 45.0%
2023 · €68k
2020: €13k
2021: €119k
2022: €98k
2023: €68k
2020 → 2024
Net result
€-23k▲ 13.3%
2023 · €-27k
2020: €-2k
2021: €10k
2022: €-3k
2023: €-27k
2020 → 2024
Working capital
€-52k▼ 19.9%
2023 · €-43k
2021: €-13k
2022: €-18k
2023: €-43k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€13k-€22k▲ 74.6%€19k▼ 13.4%€-8k€-31k▼ 311%
Operating result€-2k-€16k€2k▼ 86.9%€-21k€-21k▲ 0.4%
Net result€-2k-€10k€-3k€-27k▼ 799%€-23k▲ 13.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €21k in 2024 against €21k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €37k
Fixed assets
€22k▼ 57.3%
Current assets
€16k▼ 6.9%
Key figures and ratios
EBITDA
€-4k▼
2023 · €780
Cash flow
€-6k▼
2023 · €-5k
Solvency
-82.7%▼
2023 · -11.1%
Current ratio
0.23▼
2023 · 0.28
Quick ratio
0.23▼
2023 · 0.28
Debt / equity
-2.21▲
2023 · -10.03
ROA
-62.6%▼
2023 · -39.7%
Interest coverage
-1.47▼
2023 · 0.14
Debt
€68k▼
2023 · €75k
Debt ≤ 1 year
€67k▲
2023 · €60k
Debt > 1 year
€1k▼
2023 · €16k
Income taxes
€140▼
2023 · €361
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€68k€37k▼
Fixed assets21/28€51k€22k▼
Tangible fixed assets22/27€51k€22k▼
Furniture and vehicles24€12k-
Leasing and similar rights25€39k€22k▼
Current assets29/58€17k€16k▼
Amounts receivable within one year40/41€17k€16k▼
Trade receivables40€17k€4k▼
Other amounts receivable41-€12k
Cash at bank and in hand54/58€20€4▼
Equity and liabilities
Total equity and liabilities10/49€68k€37k▼
Equity10/15€-8k€-31k▼
Contributions10/11€15k€15k=
Profit (loss) carried forward14€-23k€-46k▼
Amounts payable17/49€75k€68k▼
Amounts payable after more than one year17€16k€1k▼
Financial debts170/4€16k€1k▼
Amounts payable within one year42/48€60k€67k▲
Current portion of amounts payable after more than one year42€34k€17k▼
Trade debts44€15k€26k▲
Suppliers440/4€15k€26k▲
Taxes, remuneration and social security45€6k€25k▲
Taxes450/3€6k€25k▲
Other amounts payable47/48€5k-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€17k▼
Other operating charges640/8€9k€3k▼
Gross operating margin9900€10k€-1k▼
Operating profit (loss)9901€-21k€-21k▲
Financial income75/76B€1€692▲
Recurring financial income75€1€692▲
Financial charges65/66B€5k€3k▼
Recurring financial charges65€5k€3k▼
Profit (loss) for the period before taxes9903€-27k€-23k▲
Income taxes67/77€361€140▼
Profit (loss) for the period9904€-27k€-23k▲
Profit (loss) for the period to be appropriated9905€-27k€-23k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-23k€-46k▼
Profit (loss) brought forward from the previous period14P€4k€-23k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
12-01
Bankruptcy
Opening
Ondernemingsrechtbank Gent, afdeling Dendermonde · LA GRACE DE DIEU BV STEEN- STRAAT 16, 9300 AALST · event 06-01-2026
2025
16-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 47 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Weakest financial yearnet €-27k
Net result drops to €-27k, the lowest in the series.
02-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
2022
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
07-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenstraat 169300 AalstGround area
339 m²
Building footprint
73 m²
Volume, LiDAR
563 m³
Parcel 41302C0573/00B002, Flanders · tallest building 9.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
La Grâce de Dieu
since 20202.300.614.722
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41302C0573/00B002 | Flanders | 339 m² | 1 · 73 m² | 9.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | PETRA SEYMOENS EDINGSESTEENWEG 268,
9400 NINOVE |
06-01-2026 → present |
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Of 12,606 companies in sector 49410 we hold annual accounts for 8,199. 4,929 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-03-2020
Fiscal year end31-12
Activities, NACEBEL
49410Freight transport by road
46190Agents in non-specialised wholesale trade
53200Other postal and courier activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.