LA FERMETTE
ActiveLA FERMETTE has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €487k and a net result of €8k. Equity remains stable across the filed fiscal years (±0.9% per year). Its solvency ranks better than 49% of 529 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70=
Solvency68▼-4
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 2.12 against 1.85 in 2024; short-term debt: 40.6% and cash: 67.9% of total assets), but 57.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 87
Relative position
BE, all sectors
reference
Sector 87
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.8%
Return on assets
0.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
25 d late
2023
33 d early
2022
32 d early
2021
2 d late
2020
12 d early
2019
15 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€8k▲ 21.9%
2024 · €7k
2018: €8k
2019: €8k
2020: €11k
2021: €6k
2022: €2k
2023: €11k
2024: €7k
2018 → 2025
Working capital
€515k▲ 32.8%
2024 · €388k
2018: €264k
2019: €312k
2020: €271k
2021: €344k
2022: €432k
2023: €301k
2024: €388k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€468k-€468k=€477k▲ 1.8%€481k▲ 0.9%€487k▲ 1.3%
Operating result€6k-€3k▼ 52.4%€12k▲ 278%€7k▼ 43.6%€3k▼ 52.4%
Net result€6k-€2k▼ 58.6%€11k▲ 357%€7k▼ 38.4%€8k▲ 21.9%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 52% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.14M
Fixed assets
€160k▼ 8.7%
Current assets
€976k▲ 15.6%
Equity and liabilities €1.14M
Equity
€487k▲ 1.3%
Debt
€650k▲ 20.6%
The debt ratio rises from 52.8% to 57.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€27k▼
2024 · €28k
Cash flow
€32k▲
2024 · €29k
Solvency
42.8%▼
2024 · 47.2%
Current ratio
2.12▲
2024 · 1.85
Quick ratio
2.12▲
2024 · 1.85
Debt / equity
1.33▲
2024 · 1.12
ROE
1.7%▲
2024 · 1.4%
ROA
0.7%▲
2024 · 0.7%
Interest coverage
35.96▲
2024 · 25.91
Debt
€650k▲
2024 · €539k
Debt ≤ 1 year
€461k▲
2024 · €456k
Debt > 1 year
€5k▼
2024 · €11k
Staff costs
€978k▲
2024 · €967k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.02M€1.14M▲
Fixed assets21/28€176k€160k▼
Tangible fixed assets22/27€176k€160k▼
Land and buildings22€140k€132k▼
Plant, machinery and equipment23€14k€13k▼
Furniture and vehicles24€22k€16k▼
Current assets29/58€844k€976k▲
Amounts receivable within one year40/41€120k€114k▼
Trade receivables40-€389
Other amounts receivable41€120k€114k▼
Current investments50/53€200k€80k▼
Cash at bank and in hand54/58€515k€772k▲
Deferred charges and accrued income490/1€9k€11k▲
Equity and liabilities
Total equity and liabilities10/49€1.02M€1.14M▲
Equity10/15€481k€487k▲
Revaluation surpluses12€175k€175k=
Profit (loss) carried forward14€301k€309k▲
Investment grants15€6k€3k▼
Amounts payable17/49€539k€650k▲
Amounts payable after more than one year17€11k€5k▼
Financial debts170/4€11k€5k▼
Amounts payable within one year42/48€456k€461k▲
Current portion of amounts payable after more than one year42€6k€6k▲
Financial debts43€1k-
Credit institutions430/8€1k-
Trade debts44€7k€12k▲
Suppliers440/4€7k€12k▲
Taxes, remuneration and social security45€149k€146k▼
Taxes450/3€23k€24k▲
Remuneration and social security454/9€126k€122k▼
Accrued charges and deferred income492/3€72k€183k▲
Income statement
Code20242025
Non-recurring operating income76A-€5
Remuneration, social security and pensions62€967k€978k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€23k▲
Other operating charges640/8€3k€3k▼
Non-recurring operating charges66A-€1
Gross operating margin9900€999k€1.01M▲
Operating profit (loss)9901€7k€3k▼
Financial income75/76B€1k€6k▲
Recurring financial income75€1k€6k▲
Financial charges65/66B€1k€738▼
Recurring financial charges65€1k€738▼
Profit (loss) for the period before taxes9903€7k€8k▲
Profit (loss) for the period9904€7k€8k▲
Profit (loss) for the period to be appropriated9905€7k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€301k€309k▲
Profit (loss) brought forward from the previous period14P€294k€301k▲
Social balance
Average headcount (FTE)908712.512.0▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 25 days late
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Highest result since 2018net €11k ▲357%
Operating result €12k, net result €11k, both a record.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Weakest financial yearnet €2k ▼58.6%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
02-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 2 days late
2021
19-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
16-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 28 days late
2017
10-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2024
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
10-09-2024
DEPREZ Marc: Resigned as Director
25-06-2024
DEWEZ Frédéric: Resigned as Director
19-06-2023
Deprez Georges: Resigned as Director
19-06-2023
TOUSSAINT Thierry: Resigned as Director
13-03-2015
Bernadette LEWILLION: Resigned as Director
Location & real-estate footprint
Registered office, Wellin · 1 establishment unit since 1987
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Chenays,Chanly 1206921 WellinGround area
216 m²
Building footprint
59 m²
Volume, LiDAR
468 m³
Parcel 84013A1692/00A000, Wallonia · tallest building 9.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
LA FERMETTE
since 19872.160.622.045
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 84013A1692/00A000 | Wallonia | 216 m² | 1 · 59 m² | 9.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Wallonia-Brussels Federation
2021 to 2025 · 40 entries · 4,271,621 EUR in total| Year | Entries | paid |
|---|---|---|
| 2025 | 29 | 1,156,189 EUR |
| 2024 | 5 | 1,111,278 EUR |
| 2023 | 2 | 1,035,375 EUR |
| 2022 | 2 | 952,979 EUR |
| 2021 | 2 | 15,800 EUR |
Budget allocations
Subventions aux services résidentiels et aux services qui mettent en œuvre un projet éducatif particulier
Subventions non marchand
Aide forfaitaire face aux frais médicaux portés par les familles d'accueil et les services agréés
Fonds budgétaire destiné à subventionner des actions et des mesures d'aide à la jeunesse et de protection de la jeunesse
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Of 228 companies in sector 87991 we hold annual accounts for 209. 166 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded18-06-1987
Fiscal year end31-12
Activities, NACEBEL
85313
87991Residential care activities
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.