Active BE 0646.884.684Private limited company (pre-2019)Open bankruptcy

La Différence JPMAMA

Koninklijke Baan(Kok) 196 ·8670 Koksijde, Belgium· 10 yrs active

Sector: Food & beverage service (56111)

Conclusion Checked

A bankruptcy procedure is open for La Différence JPMAMA according to publications in the Belgian State Gazette. The 2023 annual accounts show equity of €58k and a net result of €-31k.

Based on the State Gazette, CBE and 5 annual accounts.

Key figures

Equity	€58k
Net result	€-31k
Staff (FTE)	6
Better than sector	57%

Snowflake analysis 5 of 5 axes measured · computed by Checked

25 / 100

Fragile profile, watch health in particular.

All 5 axes are computed from data Checked has read.

Health 0

Profitability 0

Solvency 74

Growth 52

Stability 0

Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based

50 / 100

High riskRegister: open bankruptcy

This score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 050 for this company; it does not feed the figure above.

Components

· Open bankruptcy (+50)

Trust signals 2 signals

Register: open bankruptcy

The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.

Open bankruptcy

Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.

Administrative Flags 0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2023 · computed

0 / 100 Critical

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

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Computed by Checked from the NBB filing for FY 2023 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.

Financial overview7 NBB filings

Annual accounts filed on 03-12-2023 with the NBB · fiscal year 2023 · micro

Operating resultNet result

Sector comparison

Fiscal year 2023 · NACE 56, Food & beverage service · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	24.4%	16.7%	better than 57% of 4791 sector peers
Net result	€-31k	€2k	better than 11% of 4780 sector peers
Equity	€58k	€11k	better than 81% of 4805 sector peers
Gross operating margin	€204k	€42k	better than 88% of 4763 sector peers
Staff costs	€235k	€47k	higher than 92% of 3406 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€-33k

- 19-23

Net profit

€-31k

- 19-23

Cash flow

€-23k

- 19-23

Total assets

€237k

-23.1% 19-23

Equity

€58k

-34.7% 19-23

Working capital

€126k

-31.8% 19-23

Employees (FTE)

6

-7.7% 19-23

Staff costs

€235k

+22.6% 19-23

Income taxes

€210

+47.1% 19-23

Dividends

€0

-100.0% 19-23

Debt

€85k

-32.2% 19-23

Debt ≤ 1y

€85k

-17.6% 19-23

Debt > 1y

€22k

-43.5% 19-23

Current ratio

2.48

-11.1% 19-23

Quick ratio

2.10

-21.5% 19-23

Solvency

24.4%

-15.2% 19-23

Debt / equity

1.46

+3.8% 19-23

ROE

-53.2%

- 19-23

ROA

-13.0%

- 19-23

Interest coverage

-40.14

- 19-23

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2023
Deposit	micro
Revenue	-
EBITDA	€-33k
Net profit	€-31k
Cash flow	€-23k
Staff costs	€235k
Income taxes	-
Dividends	-
Total assets	€237k
Equity	€58k
Debt	€85k
of which ≤ 1y	€85k
of which > 1y	-
Working capital	€126k
Employees (FTE)	6.0

Ratios (computed)

	2023
Current ratio	2.48
Quick ratio	2.10
Working capital ratio	53.0%
Solvency	24.4%
Debt / equity	1.46
Long-term debt ratio	-
Interest coverage	-40.14
Gross margin	-
Net margin	-
ROA	-13.0%
ROE	-53.2%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2023

Assets

Fixed assets €27k · 11.2% Current assets €211k · 88.8%

Equity & liabilities

Equity €58k · 24.4% Provisions €95k · 39.9% Debt €85k · 35.7%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2023
Balance sheet, Assets
TOTAL ASSETS	20/58	€237k
Fixed assets	21/28	€27k
Intangible fixed assets	21	€3k
Tangible fixed assets	22/27	€19k
Financial fixed assets	28	€5k
Current assets	29/58	€211k
Stocks & contracts in progress	3	€32k
Amounts receivable within one year	40/41	€158k
Cash & bank	54/58	€18k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€237k
Equity	10/15	€58k
Contributions / capital	10/11	€19k
Reserves	13	€29k
Accumulated profits (losses)	14	€10k
Provisions & deferred taxes	16	€95k
Amounts payable	17/49	€85k
Amounts payable within one year	42/48	€85k
Trade debts payable within one year	44	€45k
Income statement
Gross operating margin	9900	€204k
Operating result	9901	€-41k
Financial income	75	€11k
Financial charges	65	€816
Result before taxes	9903	€-31k
Net result for the period	9904	€-31k
Result to be appropriated	9905	€-31k

You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Directors & mandates1 person

Role	Name	Tenure	Source
Curator	BRECHT DAWYNDT ZEELAAN 195, 8670 KOKSIJDE- ↔ Also on 38 other cases	19-11-2025 → present	Belgian State Gazette

Legal Structure

NACE primary	Food & beverage service(56111)
Legal form	Private limited company (pre-2019)(015)
Incorporation	22-01-2016
Status	Active
Postal code	8670
First BS signal	25-11-2025
Latest BS signal	25-11-2025

Company structure, linked entities1 linked entities

Mandates

↔ 1 of these mandate-holders are active on other cases, click any red card to open that KBO.

Establishment units 1 location

LA DIFFERENCE JPMAMA

Koninklijke Baan(Kok) 196, 8670 KoksijdeEetgelegenheden met volledige bediening

since 20162.250.044.365

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
38014E0306/00A000	Flanders	363 m²	1 · 282 m²	17.8 m · 5 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 8 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

25-11-2025

Bankruptcy Opening

Ondernemingsrechtbank Gent, afdeling Veurne · LA DIFFERENCE JPMAMA BV KONINKLIJKE BAAN 196, 8670 KOKSIJDE · event 19-11-2025

2023

03-12-2023