LA CREMAILLERE
ActiveLA CREMAILLERE has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €362k and a net result of €22k. Equity is growing by ~27.3% per year across the filed fiscal years. Its solvency ranks better than 66% of 14056 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-13
Solvency77▲+4
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 3.84 against 3.88 in 2024; short-term debt: 7.2% and cash: 26.3% of total assets), and 48.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.6%
Return on assets
3.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
20 d late
2023
2 d early
2022
41 d early
2021
32 d late
2020
61 d late
2019
90 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€362k=
2024 · €362k
2018: €31k
2019: €52k
2020: €74k
2021: €162k
2022: €221k
2023: €257k
2024: €362k
2018 → 2025
Total assets
€702k▼ 6.6%
2024 · €752k
2018: €201k
2019: €216k
2020: €268k
2021: €389k
2022: €691k
2023: €660k
2024: €752k
2018 → 2025
Net result
€22k▼ 79.2%
2024 · €105k
2018: €36k
2019: €21k
2020: €22k
2021: €88k
2022: €59k
2023: €36k
2024: €105k
2018 → 2025
Working capital
€144k▼ 25.2%
2024 · €193k
2018: €9k
2019: €14k
2020: €60k
2021: €125k
2022: €90k
2023: €68k
2024: €193k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€162k-€221k▲ 36.5%€257k▲ 16.4%€362k▲ 40.9%€362k=
Operating result€125k-€77k▼ 38.5%€55k▼ 28.2%€160k▲ 190%€38k▼ 76.1%
Net result€88k-€59k▼ 33.0%€36k▼ 38.6%€105k▲ 190%€22k▼ 79.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 76% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €702k
Fixed assets
€507k▲ 3.0%
Current assets
€195k▼ 24.9%
Equity and liabilities €702k
Equity
€362k=
Debt
€340k▼ 12.8%
The debt ratio falls from 51.8% to 48.4%. Debt is lower.
Key figures and ratios
EBITDA
€95k▼
2024 · €203k
Cash flow
€79k▼
2024 · €148k
Solvency
51.6%▲
2024 · 48.2%
Current ratio
3.84▼
2024 · 3.88
Quick ratio
3.75▼
2024 · 3.86
Debt / equity
0.94▼
2024 · 1.08
ROE
6.0%▼
2024 · 29.0%
ROA
3.1%▼
2024 · 14.0%
Interest coverage
15.26▼
2024 · 25.63
Debt
€340k▼
2024 · €390k
Debt ≤ 1 year
€51k▼
2024 · €67k
Debt > 1 year
€273k▼
2024 · €297k
Income taxes
€10k▼
2024 · €47k
Staff costs
€0▼
2024 · €77k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€752k€702k▼
Fixed assets21/28€492k€507k▲
Tangible fixed assets22/27€492k€507k▲
Land and buildings22€466k€443k▼
Plant, machinery and equipment23€15k€10k▼
Furniture and vehicles24€12k€55k▲
Current assets29/58€259k€195k▼
Stocks and contracts in progress3€2k€4k▲
Stocks30/36€2k€4k▲
Amounts receivable within one year40/41€15k€5k▼
Trade receivables40€6k€3k▼
Other amounts receivable41€9k€2k▼
Cash at bank and in hand54/58€242k€185k▼
Deferred charges and accrued income490/1€484€815▲
Equity and liabilities
Total equity and liabilities10/49€752k€702k▼
Equity10/15€362k€362k=
Contributions10/11€19k€19k=
Reserves13€312k€312k=
Distributable reserves133€312k€312k=
Profit (loss) carried forward14€32k€32k=
Amounts payable17/49€390k€340k▼
Amounts payable after more than one year17€297k€273k▼
Financial debts170/4€297k€273k▼
Other amounts payable178/9€0-
Amounts payable within one year42/48€67k€51k▼
Current portion of amounts payable after more than one year42€23k€24k▲
Trade debts44€6k€4k▼
Suppliers440/4€6k€4k▼
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€34k€5k▼
Taxes450/3€32k€5k▼
Remuneration and social security454/9€2k€0▼
Other amounts payable47/48€4k€18k▲
Accrued charges and deferred income492/3€26k€16k▼
Income statement
Code20242025
Non-recurring operating income76A€24k€6k▼
Remuneration, social security and pensions62€77k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€43k€57k▲
Other operating charges640/8€10k€12k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€290k€108k▼
Operating profit (loss)9901€160k€38k▼
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€8k€6k▼
Recurring financial charges65€8k€6k▼
Profit (loss) for the period before taxes9903€152k€32k▼
Income taxes67/77€47k€10k▼
Profit (loss) for the period9904€105k€22k▼
Profit (loss) for the period to be appropriated9905€105k€22k▼
Appropriation of the result
Profit (loss) to be appropriated9906€137k€53k▼
Profit (loss) brought forward from the previous period14P€32k€32k=
Transfer from equity791/2-€22k
Transfer to equity691/2€105k€22k▼
To other reserves6921€105k€22k▼
Profit to be distributed694/7-€22k
Return on contributions (dividend)694-€22k
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
31-12
Financial
Highest result since 2018net €105k ▲190%
Operating result €160k, net result €105k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 3.88
Current ratio from 1.89 to 3.88; short-term debt falls from €77k to €67k.
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €221k ▲36.5%
5 profitable years in a row build equity to €221k.
01-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 32 days late
2021
31-12
Financial
Equity above €150kEq €162k ▲120%
4 profitable years in a row build equity to €162k.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
31-12
Financial
Weakest financial yearnet €21k ▼43%
Net result drops to €21k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
13-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 13 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jalhay · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Route du Fawetay 914845 JalhayGround area
955 m²
Building footprint
101 m²
Volume, LiDAR
4 m³
Parcel 63038C0174/00D000, Wallonia · tallest building 0.1 m. Linked by address, not a title deed.
1 establishment unit
LA CREMAILLERE 2
since 20232.346.326.367
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63038C0174/00D000 | Wallonia | 955 m² | 1 · 101 m² | 0.1 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteJalhay2.346.326.367
Similar companies · same sector, comparable size
BERIMCO
BE 0475.142.820
Nijlen · Eq €362k
Lode Van Sande
BE 0754.652.179
Brecht · Eq €362k
MADECE
BE 0686.775.341
Kruisem · Eq €362k
PROMOTIONS ET CONSTRUCTIONS
BE 0460.205.513
Visé · Eq €362k
NIEUW-AKKER
BE 0848.880.652
Retie · Eq €363k
Of 12,023 companies in sector 68203 we hold annual accounts for 5,986. 4,424 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-12-1987
Fiscal year end31-12
Activities, NACEBEL
55301
56101Full-service restaurants
68203Renting and operating of own or leased non-residential real estate, excluding land
55100Hotels and similar accommodation
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.