La Confiance
ActiveSummary
La Confiance has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (€-236k) and a net result of €-483k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 7% of 9038 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
28
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0=
Solvency3▼-44
Growth58=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.25 against 0.41 in 2023; short-term debt: 122.4% and cash: 2.2% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-22.4%
Return on assets
-45.9%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €-236k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-07-2025, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
30 d early
2023
35 d early
2022
32 d early
2021
13 d early
2020
31 d early
2019
24 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Equity
€-236k
2023 · €247k
2018: €1.41M
2019: €827k
2020: €128k
2021: €-456k
2022: €-1.03M
2023: €247k
2018 → 2024
Total assets
€1.05M▼ 6.6%
2023 · €1.13M
2018: €2.29M
2019: €2.06M
2020: €1.75M
2021: €1.44M
2022: €1.26M
2023: €1.13M
2018 → 2024
Net result
€-483k▲ 33.3%
2023 · €-725k
2018: €-1.09M
2019: €-583k
2020: €-699k
2021: €-585k
2022: €-572k
2023: €-725k
2018 → 2024
Working capital
€-972k▼ 106%
2023 · €-472k
2018: €153k
2019: €-396k
2020: €-924k
2021: €-1.23M
2022: €-1.76M
2023: €-472k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€128k-€-456k€-1.03M▼ 125%€247k€-236k
Operating result€-679k-€-569k▲ 16.2%€-560k▲ 1.5%€-718k▼ 28.1%€-478k▲ 33.4%
Net result€-699k-€-585k▲ 16.3%€-572k▲ 2.2%€-725k▼ 26.7%€-483k▲ 33.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €478k in 2024 against €718k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.05M
Fixed assets
€736k ▼ 8.2%
Current assets
€317k ▼ 2.8%
Key figures and ratios
EBITDA
€-410k▲
2023 · €-638k
Cash flow
€-415k▲
2023 · €-645k
Solvency
-22.4%▼
2023 · 21.9%
Current ratio
0.25▼
2023 · 0.41
Quick ratio
0.10▼
2023 · 0.21
Debt to equity
-5.46▼
2023 · 3.57
ROA
-45.9%▲
2023 · -64.3%
Interest coverage
-87.07▲
2023 · -88.44
Debt
€1.29M▲
2023 · €881k
Debt ≤ 1 year
€1.29M▲
2023 · €798k
Income taxes
€248▼
2023 · €251
Staff costs
€335k▼
2023 · €453k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 50 lines
Balance sheet
Code20232024
Assets
Total assets20/58€1.13M€1.05M▼
Fixed assets21/28€802k€736k▼
Tangible fixed assets22/27€801k€736k▼
Land and buildings22€761k€707k▼
Plant, machinery and equipment23€29k€23k▼
Furniture and vehicles24€11k€7k▼
Financial fixed assets28€125€125=
Current assets29/58€327k€317k▼
Stocks and contracts in progress3€156k€187k▲
Stocks30/36€156k€187k▲
Amounts receivable within one year40/41€131k€101k▼
Trade receivables40€73k€87k▲
Other amounts receivable41€58k€15k▼
Cash at bank and in hand54/58€33k€23k▼
Deferred charges and accrued income490/1€6k€6k▼
Equity and liabilities
Total equity and liabilities10/49€1.13M€1.05M▼
Equity10/15€247k€-236k▼
Contributions10/11€972k€972k=
Capital10€972k€972k=
Issued capital100€972k€972k=
Profit (loss) carried forward14€-726k€-1.21M▼
Amounts payable17/49€881k€1.29M▲
Amounts payable after more than one year17€83k-
Financial debts170/4€83k-
Amounts payable within one year42/48€798k€1.29M▲
Current portion of amounts payable after more than one year42€80k€83k▲
Trade debts44€77k€49k▼
Suppliers440/4€77k€49k▼
Taxes, remuneration and social security45€71k€50k▼
Taxes450/3€198€13k▲
Remuneration and social security454/9€71k€37k▼
Other amounts payable47/48€570k€1.11M▲
Income statement
Code20232024
Remuneration, social security and pensions62€453k€335k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€80k€68k▼
Other operating charges640/8€20k€20k▼
Non-recurring operating charges66A-€45k
Gross operating margin9900€-165k€-11k▲
Operating profit (loss)9901€-718k€-478k▲
Financial income75/76B€209€5▼
Recurring financial income75€209€5▼
Financial charges65/66B€7k€5k▼
Recurring financial charges65€7k€5k▼
Profit (loss) for the period before taxes9903€-725k€-483k▲
Income taxes67/77€251€248▼
Profit (loss) for the period9904€-725k€-483k▲
Profit (loss) for the period to be appropriated9905€-725k€-483k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-4.26M€-1.21M▲
Profit (loss) brought forward from the previous period14P€-3.53M€-726k▲
Transfer from equity791/2€3.53M-
Social balance
Average headcount (FTE)90879.67.5▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €200kEq €247k
Equity rises from €-1.03M to €247k.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
24-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 24 days late
2019
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 21 days late
2018
22-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 24 days late
2016
03-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
16 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dendermonde · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schaapveld (STG) 79200 DendermondeGround area
5,660 m²
Building footprint
3,196 m²
Parcel 42021B0635/00L000, Flanders. Linked by address, not a title deed.
1 establishment unit
La Confiance
since 20002.079.224.989
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42021B0635/00L000 | Flanders | 5,660 m² | 1 · 3,196 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 6 entries · 15,030 EUR awarded · 14,644 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 0 EUR | 1,134 EUR |
| 2024 | 2 | 8,608 EUR | 7,088 EUR |
| 2023 | 2 | 2,741 EUR | 2,786 EUR |
| 2022 | 1 | 3,681 EUR | 3,636 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Subsidies voor internationaal ondernemen
Recognitions · licences · registrations
Food safety, FASFC
1 siteDendermonde2.079.224.989
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Of 1,425 companies in sector 46389 we hold annual accounts for 855. 593 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded30-10-1996
Fiscal year end31-12
Activities, NACEBEL 2025
10860Manufacture of food products
46389Wholesale of other food products
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.