LA CONCHA
ActiveSummary
LA CONCHA has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €46.57M and a net result of €7k. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 95% of 3187 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability38=
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2M at 30 days acceptable
short-term debt: 0% and cash: 0.2% of total assets, and 0% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
100%
Return on assets
0%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
29 d late
2023
29 d late
2022
29 d late
2021
23 d early
2020
31 d early
2019
49 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€7k▼ 88.3%
2024 · €64k
2018: €290k
2019: €4.75M
2020: €18.63M
2021: €130k
2022: €221k
2023: €159k
2024: €64k
2018 → 2025
Working capital
€16.86M▼ 0.4%
2024 · €16.93M
2018: €632k
2019: €5.38M
2020: €12.24M
2021: €15.73M
2022: €19.70M
2023: €18.00M
2024: €16.93M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€46.12M-€46.34M▲ 0.5%€46.50M▲ 0.3%€46.57M▲ 0.1%€46.57M=
Operating result€175k-€245k▲ 40.3%€175k▼ 28.5%€215k▲ 22.8%€175k▼ 19.0%
Net result€130k-€221k▲ 69.8%€159k▼ 27.8%€64k▼ 59.8%€7k▼ 88.3%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 19% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €46.58M
Fixed assets
€29.71M ▲ 0.2%
Current assets
€16.87M ▼ 0.6%
Equity and liabilities €46.58M
Equity
€46.57M =
Debt
€9k ▼ 81.9%
Debt's share of the balance-sheet total falls from 0.1% to 0.0%. Debt is lower.
Key figures and ratios
Debt to equity
0.00▼
2024 · 0.00
ROE
0.0%▼
2024 · 0.1%
ROA
0.0%▼
2024 · 0.1%
Debt ≤ 1 year
€9k▼
2024 · €47k
Income taxes
€3k▼
2024 · €17k
A ratio outside any meaningful range has been withheld (balance sheet total €46.58M, equity €46.57M).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€46.62M€46.58M▼
Fixed assets21/28€29.64M€29.71M▲
Financial fixed assets28€29.64M€29.71M▲
Current assets29/58€16.98M€16.87M▼
Amounts receivable within one year40/41€16.56M€16.54M▼
Trade receivables40€54k€54k=
Other amounts receivable41€16.51M€16.49M▼
Current investments50/53€250k€250k=
Cash at bank and in hand54/58€167k€78k▼
Equity and liabilities
Total equity and liabilities10/49€46.62M€46.58M▼
Equity10/15€46.57M€46.57M=
Contributions10/11€21.98M€21.98M=
Capital10€21.98M€21.98M=
Issued capital100€22.00M€22.00M=
Uncalled capital101€12k€12k=
Reserves13€24.58M€24.59M=
Non-distributable reserves130/1€264k€264k=
Legal reserve130€264k€264k=
Distributable reserves133€24.32M€24.33M=
Amounts payable17/49€52k€9k▼
Amounts payable within one year42/48€47k€9k▼
Taxes, remuneration and social security45€47k€9k▼
Taxes450/3€47k€9k▼
Accrued charges and deferred income492/3€5k-
Income statement
Code20242025
Other operating charges640/8€1k€1k▲
Gross operating margin9900€217k€176k▼
Operating profit (loss)9901€215k€175k▼
Financial income75/76B€118k-
Recurring financial income75€118k-
Financial charges65/66B€252k€164k▼
Recurring financial charges65€252k€164k▼
Profit (loss) for the period before taxes9903€81k€11k▼
Income taxes67/77€17k€3k▼
Profit (loss) for the period9904€64k€7k▼
Profit (loss) for the period to be appropriated9905€64k€7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€64k€7k▼
Transfer to equity691/2€64k€7k▼
To the legal reserve6920€4k-
To other reserves6921€60k€7k▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 27 days late
2025
31-12
Financial
Weakest financial yearnet €7k ▼88.3%
Net result drops to €7k, the lowest in the series.
31-12
Financial
Liquidity times 5current ratio 1789.24
Current ratio from 360.26 to 1789.24; short-term debt falls from €47k to €9k.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 29 days late
2022
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €18.63M ▲292%
Operating result €18.68M, net result €18.63M, both a record.
31-12
Financial
Liquidity times 12current ratio 630.25
Current ratio from 53.33 to 630.25; short-term debt falls from €103k to €19k.
18-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 49 days late
2019
31-12
Financial
Liquidity times 16current ratio 53.33
Current ratio from 3.42 to 53.33; short-term debt falls from €262k to €103k.
Show earlier events
31-12
Financial
Equity above €25MEq €27.36M ▲4227%
2 profitable years in a row build equity to €27.36M.
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
15-01
State Gazette act
General meeting · Merger
Accounting effect · Net-asset statement · Annelies Ghesquière
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Martens-Latem · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brakelleie 79830 Sint-Martens-LatemGround area
1,502 m²
Building footprint
124 m²
Volume, LiDAR
757 m³
Parcel 44064A0001/00C003, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
La Concha
since 19932.061.729.852
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44064A0001/00C003 | Flanders | 1,502 m² | 1 · 124 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
875500WU2EZX12HLO412
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 2,087 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded01-04-1993
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.