LA CONCA D' ORO
ActiveThe computed 12-month bankruptcy probability of LA CONCA D' ORO is 2.5% (moderate). The 2025 annual accounts show negative equity (€-25k) and a net result of €-10k. Equity is shrinking by ~11.3% per year across the filed fiscal years. Its solvency ranks better than 14% of 13090 sector peers (fiscal year 2025). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
22
/ 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability19▼-45
Solvency0▼-6
Growth58=
Track record100
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.14 against 0.4 in 2024; short-term debt: 153.2% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-53.2%
Return on assets
-20.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €-25k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
22 d late
2023
27 d late
2022
3 d late
2021
31 d late
2020
27 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-25k▼ 64.7%
2024 · €-15k
2019: €-4k
2020: €-37k
2021: €-23k
2022: €-12k
2023: €-15k
2024: €-15k
2019 → 2025
Total assets
€47k▼ 40.1%
2024 · €78k
2019: €124k
2020: €69k
2021: €67k
2022: €76k
2023: €78k
2024: €78k
2019 → 2025
Net result
€-10k▼ 2,854%
2024 · €-329
2019: €-11k
2020: €-32k
2021: €14k
2022: €11k
2023: €-3k
2024: €-329
2019 → 2025
Working capital
€-62k▼ 30.4%
2024 · €-47k
2019: €31k
2020: €4k
2021: €25k
2022: €21k
2023: €-22k
2024: €-47k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-23k-€-12k▲ 48.6%€-15k▼ 26.4%€-15k▼ 2.2%€-25k▼ 64.7%
Operating result€19k-€14k▼ 27.5%€287▼ 97.9%€3k▲ 990%€-6k
Net result€14k-€11k▼ 21.3%€-3k€-329▲ 89.3%€-10k▼ 2,854%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €6k after €3k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €47k
Fixed assets
€37k▼ 21.1%
Current assets
€10k▼ 68.8%
Key figures and ratios
EBITDA
€4k▼
2024 · €13k
Cash flow
€763▼
2024 · €9k
Solvency
-53.2%▼
2024 · -19.3%
Current ratio
0.14▼
2024 · 0.40
Quick ratio
0.08▼
2024 · 0.22
Debt / equity
-2.88▲
2024 · -6.17
ROA
-20.9%▼
2024 · -0.4%
Interest coverage
2.32▼
2024 · 5.47
Debt
€71k▼
2024 · €93k
Debt ≤ 1 year
€71k▼
2024 · €78k
Income taxes
€2k▼
2024 · €4k
Staff costs
€142k▲
2024 · €113k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€78k€47k▼
Fixed assets21/28€47k€37k▼
Tangible fixed assets22/27€46k€36k▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€24k€17k▼
Other tangible fixed assets26€18k€16k▼
Financial fixed assets28€500€500=
Current assets29/58€31k€10k▼
Stocks and contracts in progress3€14k€4k▼
Stocks30/36€14k€4k▼
Amounts receivable within one year40/41€103€235▲
Other amounts receivable41€103€235▲
Cash at bank and in hand54/58€9k-
Deferred charges and accrued income490/1€9k€6k▼
Equity and liabilities
Total equity and liabilities10/49€78k€47k▼
Equity10/15€-15k€-25k▼
Contributions10/11€6k€6k=
Profit (loss) carried forward14€-21k€-31k▼
Amounts payable17/49€93k€71k▼
Amounts payable after more than one year17€15k-
Financial debts170/4€15k-
Amounts payable within one year42/48€78k€71k▼
Current portion of amounts payable after more than one year42€15k€15k▼
Financial debts43-€3k
Credit institutions430/8-€3k
Trade debts44€36k€21k▼
Suppliers440/4€36k€21k▼
Taxes, remuneration and social security45€26k€31k▲
Taxes450/3€11k€13k▲
Remuneration and social security454/9€15k€18k▲
Other amounts payable47/48€850€850=
Income statement
Code20242025
Remuneration, social security and pensions62€113k€142k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k▲
Other operating charges640/8€6k€7k▲
Gross operating margin9900€132k€152k▲
Operating profit (loss)9901€3k€-6k▼
Financial income75/76B€2k€48▼
Recurring financial income75€2k€48▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€3k€-8k▼
Income taxes67/77€4k€2k▼
Profit (loss) for the period9904€-329€-10k▼
Profit (loss) for the period to be appropriated9905€-329€-10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-21k€-31k▼
Profit (loss) brought forward from the previous period14P€-21k€-21k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
03-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €14k
Net result €14k after 2 loss-making years.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Weakest financial yearnet €-32k
Net result drops to €-32k, the lowest in the series; recovery starts the following year.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
2016
05-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 5 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sneppendreef 131700 DilbeekGround area
210 m²
Building footprint
210 m²
Volume, LiDAR
1,649 m³
2 parcels, Brussels, Flanders · tallest building 16.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
La Conca D'Oro
since 20112.208.594.285
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21463D0284/00Z003 | Brussels | 107 m² | 1 · 107 m² | 16.2 m · 4 fl. |
| 23016D0172/00A002 | Flanders | 103 m² | 1 · 103 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteJette2.208.594.285
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Of 20,506 companies in sector 56111 we hold annual accounts for 11,453. 8,205 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-09-2011
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56102Limited-service restaurants
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.