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LA CLAIRIERE

Active
Non-profit associationfounded 201511 yrs activeRue des Juifs(BOU) 9, 6464 Chimay, BelgiumKBO/BCE: BE 0597.749.038
Summary

LA CLAIRIERE has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €409k and a net result of €-31k. Equity is shrinking by ~13.9% per year across the filed fiscal years. Its solvency ranks better than 46% of 93 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Checked score

Score 2025
64 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability17▼-58
Solvency63▼-7
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity tight (current ratio 1.16 against 1.41 in 2024; short-term debt: 21.3% and cash: 6.3% of total assets), and 61.8% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 87
Relative position
BE, all sectors
reference
Sector 87
lower
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 11 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-07-2026, 10 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
10 d early
2024
8 d early
2023
27 d early
2022
33 d early
2021
27 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€409k▼ 14.0%
2024 · €475k
2021: €742k 2022: €722k 2023: €470k 2024: €475k
2021 → 2025
Total assets
€1.07M▲ 1.2%
2024 · €1.06M
2021: €1.04M 2022: €1.12M 2023: €1.08M 2024: €1.06M
2021 → 2025
Net result
€-31k
2024 · €54k
2021: €6k 2022: €-40k 2023: €-191k 2024: €54k
2021 → 2025
Working capital
€36k▼ 36.8%
2024 · €57k
2021: €393k 2022: €-3k 2023: €-32k 2024: €57k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€742k-€722k▼ 2.6%€470k▼ 34.9%€475k▲ 1.2%€409k▼ 14.0%
Operating result€7k-€-59k€-231k▼ 294%€12k€-73k
Net result€6k-€-40k€-191k▼ 383%€54k€-31k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-300k€-200k€-100k€0€100kOperating result 2021: €7k€7kNet result 2021: €6k€6kOperating result 2022: €-59k€-59kNet result 2022: €-40k€-40kOperating result 2023: €-231k€-231kNet result 2023: €-191k€-191kOperating result 2024: €12k€12kNet result 2024: €54k€54kOperating result 2025: €-73k€-73kNet result 2025: €-31k€-31k20212022202320242025€-300k€-200k€-100k€0€100kOperating result 2023: €-231k€-231kNet result 2023: €-191k€-191kOperating result 2024: €12k€12kNet result 2024: €54k€54kOperating result 2025: €-73k€-73kNet result 2025: €-31k€-31k202320242025
The operating result turns negative in 2025: a loss of €73k after €12k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.07M
Fixed assets €806k ▼ 6.4%
Current assets €264k ▲ 34.7%
Equity and liabilities €1.07M
Equity €409k ▼ 14.0%
Debt €661k ▲ 13.6%
Debt's share of the balance-sheet total rises from 55.0% to 61.8%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€1k▼
2024 · €85k
Cash flow
€43k▼
2024 · €128k
Current ratio
1.16▼
2024 · 1.41
Debt to equity
1.62▲
2024 · 1.22
ROE
-7.7%▼
2024 · 11.3%
ROA
-2.9%▼
2024 · 5.1%
Interest coverage
0.21▼
2024 · 11.97
Debt ≤ 1 year
€228k▲
2024 · €139k
Debt > 1 year
€409k▼
2024 · €433k
Staff costs
€797k▲
2024 · €594k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.06M€1.07M▲
Fixed assets21/28€862k€806k▼
Intangible fixed assets21€3k€2k▼
Tangible fixed assets22/27€856k€800k▼
Land and buildings22€811k€763k▼
Plant, machinery and equipment23€720€1k▲
Furniture and vehicles24€44k€36k▼
Financial fixed assets28€3k€4k▲
Current assets29/58€196k€264k▲
Amounts receivable within one year40/41€71k€186k▲
Trade receivables40€3k€21k▲
Other amounts receivable41€68k€165k▲
Cash at bank and in hand54/58€116k€68k▼
Deferred charges and accrued income490/1€9k€10k▲
Equity and liabilities
Total equity and liabilities10/49€1.06M€1.07M▲
Equity10/15€475k€409k▼
Profit (loss) carried forward14€-113k€-145k▼
Investment grants15€589k€554k▼
Amounts payable17/49€582k€661k▲
Amounts payable after more than one year17€433k€409k▼
Financial debts170/4€433k€409k▼
Amounts payable within one year42/48€139k€228k▲
Current portion of amounts payable after more than one year42€23k€24k▲
Financial debts43-€8k
Credit institutions430/8-€8k
Trade debts44€13k€23k▲
Suppliers440/4€13k€23k▲
Advances received on contracts in progress46-€20k
Taxes, remuneration and social security45€103k€153k▲
Taxes450/3€13k€14k▲
Remuneration and social security454/9€89k€139k▲
Accrued charges and deferred income492/3€10k€24k▲
Income statement Code20242025
Non-recurring operating income76A€10k€4k▼
Remuneration, social security and pensions62€594k€797k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€74k€75k▲
Other operating charges640/8€635€2k▲
Non-recurring operating charges66A€5k€3k▼
Gross operating margin9900€685k€802k▲
Operating profit (loss)9901€12k€-73k▼
Financial income75/76B€49k€49k▼
Recurring financial income75€49k€49k▼
Financial charges65/66B€7k€7k▼
Recurring financial charges65€7k€7k▼
Profit (loss) for the period before taxes9903€54k€-31k▼
Profit (loss) for the period9904€54k€-31k▼
Profit (loss) for the period to be appropriated9905€54k€-31k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-113k€-145k▼
Profit (loss) brought forward from the previous period14P€-167k€-113k▲

The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
21-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
23-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Back to profitnet €54k
Net result €54k after 2 loss-making years.
04-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Weakest financial yearnet €-191k
Net result drops to €-191k, the lowest in the series; recovery starts the following year.
28-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
04-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts

We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chimay · 1 establishment unit since 2015
seat establishment The establishment unit on the map
Ground area
721 m²
Building footprint
111 m²
Volume, LiDAR
938 m³
Parcel 56012A0317/00F000, Wallonia · tallest building 9.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
LA CLAIRIERE
Rue des Juifs(BOU) 9, 6464 ChimayResidential care activities
since 20152.241.991.484
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
56012A0317/00F000 Wallonia 721 m² 1 · 111 m² 9.8 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 143 companies in sector 87992 we hold annual accounts for 89. 80 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formNon-profit association
Founded06-02-2015
Fiscal year end31-12
Activities, NACEBEL 2025
87992Residential care activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry
E-mail:direction@la-clairiere.be
Enterprise