L2G Services
ActiveL2G Services has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €53k and a net result of €89k. Equity is shrinking by ~50.4% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 27% of 2768 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
76
/ 100
Excellent▼ -10 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency42▼-21
Growth58=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.29 against 1.45 in 2024), and 75.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.2%
Return on assets
41.1%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-03-2026, 123 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
123 d early
2024
44 d early
2023
58 d early
2022
56 d early
2021
45 d early
2020
52 d early
2019
49 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
04-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€53k=
2024 · €53k
2022: €214k
2023: €266k
2024: €53k
2022 → 2025
Total assets
€217k▲ 40.8%
2024 · €154k
2022: €286k
2023: €339k
2024: €154k
2022 → 2025
Net result
€89k▲ 54.8%
2024 · €58k
2022: €54k
2023: €53k
2024: €58k
2022 → 2025
Working capital
€48k▲ 4.2%
2024 · €46k
2022: €221k
2023: €266k
2024: €46k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€214k-€266k▲ 24.6%€53k▼ 80.2%€53k=
Operating result€69k-€71k▲ 4.2%€69k▼ 3.8%€112k▲ 63.3%
Net result€54k-€53k▼ 2.4%€58k▲ 9.7%€89k▲ 54.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 63% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €217k
Fixed assets
€5k▼ 30.5%
Current assets
€212k▲ 44.2%
Equity and liabilities €217k
Equity
€53k=
Debt
€165k▲ 61.9%
The debt ratio rises from 65.9% to 75.8%: debt grows faster than equity.
Key figures and ratios
EBITDA
€116k▲
2024 · €72k
Cash flow
€93k▲
2024 · €61k
Solvency
24.2%▼
2024 · 34.1%
Current ratio
1.29▼
2024 · 1.45
Quick ratio
1.29▼
2024 · 1.45
Debt / equity
3.13▲
2024 · 1.93
ROE
169.5%▲
2024 · 109.4%
ROA
41.1%▲
2024 · 37.3%
Interest coverage
3200.14▲
2024 · 585.72
Debt
€165k▲
2024 · €102k
Debt ≤ 1 year
€165k▲
2024 · €101k
Income taxes
€24k▲
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Total assets
20/58€154k€217k▲
Fixed assets
21/28€7k€5k▼
Tangible fixed assets
22/27€7k€5k▼
Current assets
29/58€147k€212k▲
Amounts receivable within one year
40/41€40k€38k▼
Investments
50/53€75k€100k▲
Cash & bank
54/58€31k€73k▲
Total equity & liabilities
10/49€154k€217k▲
Equity
10/15€53k€53k=
Contributions / capital
10/11€50€50=
Reserves
13€53k€53k=
Accumulated profits (losses)
14€86€89▲
Amounts payable
17/49€102k€165k▲
Amounts payable within one year
42/48€101k€165k▲
Trade debts payable within one year
44€2k€1k▼
Income statement
Code20242025
Gross operating margin
9900€73k€117k▲
Operating result
9901€69k€112k▲
Financial income
75€4k€1k▼
Financial charges
65€124€36▼
Result before taxes
9903€73k€114k▲
Income taxes
67/77€15k€24k▲
Net result for the period
9904€58k€89k▲
Result to be appropriated
9905€58k€89k▲
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €89k ▲54.8%
Operating result €112k, net result €89k, both a record.
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €53k ▼2.4%
Net result drops to €53k, the lowest in the series; recovery starts the following year.
05-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
16-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
09-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
12-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
13-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
04-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
06-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
ANAKIRE
BE 0479.375.483
Hasselt · Eq €53k
GREATNESS
BE 0800.866.246
Gent · Eq €53k
SUM CONSULTING
BE 0790.543.664
Evere · Eq €53k
YT CONSULTING
BE 1024.005.442
Brussel · Eq €53k
De Kopwerkerij
BE 1020.460.883
Gent · Eq €53k
Of 29,956 companies in sector 62200 we hold annual accounts for 17,818. 14,876 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-01-2016
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 06-08-2026. Scores and ratios are computed by Checked and are not a credit decision.