l'Y.C.
ActiveSummary
The computed 12-month bankruptcy probability of l'Y.C. is 2.3% (moderate). The 2024 annual accounts show equity of €16k and a net result of €2k. Equity is shrinking by ~5.3% per year across the filed fiscal years. Its solvency ranks better than 37% of 1763 sector peers (fiscal year 2024). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
49
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability40=
Solvency37▲+4
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.38 against 0.88 in 2023; short-term debt: 64.5% and cash: 54.4% of total assets), and 88.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
11.6%
Return on assets
1.1%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
30 d late
2022
144 d late
2021
82 d late
2020
60 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€2k
2023 · €-8k
2020: €-5k
2021: €77k
2022: €-53k
2023: €-8k
2020 → 2024
Working capital
€34k
2023 · €-14k
2020: €-10k
2021: €76k
2022: €-20k
2023: €-14k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-934-€76k€23k▼ 70.3%€15k▼ 35.3%€16k▲ 10.4%
Operating result€9k-€105k▲ 1,016%€-72k€99€8k▲ 8,255%
Net result€-5k-€77k€-53k€-8k▲ 85.1%€2k
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 8,255% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €139k
Fixed assets
€15k ▼ 79.8%
Current assets
€124k ▲ 19.7%
Equity and liabilities €139k
Equity
€16k ▲ 10.4%
Provisions
€1k
Debt
€122k ▼ 26.0%
Debt's share of the balance-sheet total falls from 91.8% to 87.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€15k▼
2023 · €25k
Cash flow
€8k▼
2023 · €17k
Current ratio
1.38▲
2023 · 0.88
Debt to equity
7.55▼
2023 · 11.27
ROE
9.4%▲
2023 · -54.5%
ROA
1.1%▲
2023 · -4.4%
Interest coverage
2.34▼
2023 · 3.24
Debt ≤ 1 year
€90k▼
2023 · €117k
Debt > 1 year
€32k▼
2023 · €48k
Income taxes
€270▼
2023 · €355
Staff costs
€131k▼
2023 · €163k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 52 lines
Balance sheet
Code20232024
Assets
Total assets20/58€179k€139k▼
Fixed assets21/28€76k€15k▼
Tangible fixed assets22/27€76k€15k▼
Plant, machinery and equipment23€22k€2k▼
Furniture and vehicles24€54k€14k▼
Current assets29/58€103k€124k▲
Stocks and contracts in progress3€13k-
Stocks30/36€13k-
Amounts receivable within one year40/41€16k€47k▲
Trade receivables40€12k€42k▲
Other amounts receivable41€4k€6k▲
Cash at bank and in hand54/58€70k€76k▲
Deferred charges and accrued income490/1€4k€759▼
Equity and liabilities
Total equity and liabilities10/49€179k€139k▼
Equity10/15€15k€16k▲
Contributions10/11€56k€56k=
Reserves13€28k€28k=
Distributable reserves133€28k€28k=
Profit (loss) carried forward14€-69k€-68k▲
Provisions and deferred taxes16-€1k
Provisions for liabilities and charges160/5-€1k
Other liabilities and charges164/5-€1k
Amounts payable17/49€165k€122k▼
Amounts payable after more than one year17€48k€32k▼
Financial debts170/4€23k€7k▼
Other amounts payable178/9€25k€26k▲
Amounts payable within one year42/48€117k€90k▼
Current portion of amounts payable after more than one year42€13k€16k▲
Trade debts44€64k€48k▼
Suppliers440/4€64k€48k▼
Advances received on contracts in progress46-€1k
Taxes, remuneration and social security45€28k€14k▼
Taxes450/3€3k€881▼
Remuneration and social security454/9€25k€13k▼
Other amounts payable47/48€13k€10k▼
Income statement
Code20232024
Remuneration, social security and pensions62€163k€131k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€7k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8-€1k
Other operating charges640/8€10k€5k▼
Gross operating margin9900€198k€152k▼
Operating profit (loss)9901€99€8k▲
Financial income75/76B€12€1▼
Recurring financial income75€12€1▼
Financial charges65/66B€8k€6k▼
Recurring financial charges65€8k€6k▼
Profit (loss) for the period before taxes9903€-8k€2k▲
Income taxes67/77€355€270▼
Profit (loss) for the period9904€-8k€2k▲
Profit (loss) for the period to be appropriated9905€-8k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-69k€-68k▲
Profit (loss) brought forward from the previous period14P€-61k€-69k▼
Social balance
Average headcount (FTE)90874.23.1▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
15-09
State Gazette act
Resignation: Patrick CLOSSET (director)Appointment: Jordan RADOUX (director) · Director discharge · Registered-office move5 facts ▸
State Gazette act
Resignation: Patrick CLOSSET (director)
Appointment: Jordan RADOUX (director) · Director discharge · Registered-office move5 facts ▸
- Board meeting, 17-07-2026
- Director resignation, Patrick CLOSSET (director)
- Director discharge, Patrick CLOSSET (director)
- Director appointment, Jordan RADOUX (director)
- Registered-office move, 4877 OLNE - Vaussale 5
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 61 days late
2024
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 30 days late
2023
22-12
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 144 days late
2022
31-12
Financial
Weakest financial yearnet €-53k ▼169%
Net result drops to €-53k, the lowest in the series; recovery starts the following year.
21-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 82 days late
2021
31-12
Financial
Back to profitnet €77k
Net result €77k after one loss-making year.
29-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 60 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2026
Jordan RADOUX
CurrentDirector · since 15-09-2026
15-09-2026
Jordan RADOUX: Appointed as Director
15-09-2026
Patrick CLOSSET: Resigned as Director
Location & real-estate footprint
Registered office, Olne · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vaussale 54877 OlneGround area
974 m²
Building footprint
228 m²
Volume, LiDAR
1,224 m³
2 parcels, Wallonia · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Le Vaudrée 1
since 20172.260.726.738
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62089A0498/00L000 | Wallonia | 784 m² | 1 · 140 m² | 7.1 m · 2 fl. |
| 63057B1176/00B000 | Wallonia | 189 m² | 1 · 88 m² | 6.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
NIAKMS
BE 0765.527.166
Sint-Jans-Molenbeek · Eq €16,146
ALMA INVEST IMMO
BE 0799.352.848
Quévy · Eq €16,147
Yinco
BE 0714.939.488
Antwerpen · Eq €16,162
ELVIR1
BE 0748.962.932
Heusden-Zolder · Eq €16,130
ABM-LLN
BE 0810.855.662
Ottignies-Louvain-la-Neuve · Eq €16,128
Of 21,888 companies in sector 56112 we hold annual accounts for 9,780. 7,796 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-01-2017
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.