Summary
L&W ACTIVITIES is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €258k and a net result of €42k. Equity is growing by ~30.3% per year across the filed fiscal years. Its solvency ranks better than 25% of 5527 sector peers (fiscal year 2025). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 14-01-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
on the day
2023
1 d early
2022
32 d early
2021
34 d early
2020
23 d early
2019
31 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€258k▲ 19.2%
2024 · €217k
2019: €56k
2020: €69k
2021: €89k
2022: €109k
2023: €156k
2024: €217k
2019 → 2025
Net result
€42k▼ 32.3%
2024 · €61k
2019: €18k
2020: €13k
2021: €21k
2022: €35k
2023: €47k
2024: €61k
2019 → 2025
Total assets
€1.11M▼ 1.3%
2024 · €1.12M
2019: €630k
2020: €372k
2021: €380k
2022: €451k
2023: €1.13M
2024: €1.12M
2019 → 2025
Solvency
23.3%▲ 4.0pp
2024 · 19.3%
2019: 8.8%
2020: 18.5%
2021: 23.5%
2022: 24.2%
2023: 13.8%
2024: 19.3%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€89k-€109k▲ 21.9%€156k▲ 42.7%€217k▲ 39.4%€258k▲ 19.2%
Operating result€36k-€57k▲ 58.6%€87k▲ 53.1%€102k▲ 17.5%€76k▼ 25.2%
Net result€21k-€35k▲ 68.5%€47k▲ 34.7%€61k▲ 31.7%€42k▼ 32.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 25% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.11M
Fixed assets
€814k ▼ 3.3%
Current assets
€293k ▲ 4.8%
Equity and liabilities €1.11M
Equity
€258k ▲ 19.2%
Debt
€849k ▼ 6.2%
Debt's share of the balance-sheet total falls from 80.7% to 76.7%. Equity is higher and debt is lower.
Key figures and ratios
ROE
16.1%▼
2024 · 28.3%
ROA
3.8%▼
2024 · 5.5%
Debt ≤ 1 year
€516k▲
2024 · €510k
Debt > 1 year
€332k▼
2024 · €394k
Income taxes
€22k▼
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.12M€1.11M▼
Fixed assets21/28€842k€814k▼
Tangible fixed assets22/27€242k€232k▼
Land and buildings22€218k€213k▼
Plant, machinery and equipment23€661€6k▲
Furniture and vehicles24€23k€14k▼
Financial fixed assets28€600k€582k▼
Current assets29/58€280k€293k▲
Amounts receivable within one year40/41€193k€203k▲
Trade receivables40€193k€180k▼
Other amounts receivable41-€24k
Cash at bank and in hand54/58€80k€82k▲
Deferred charges and accrued income490/1€7k€7k▲
Equity and liabilities
Total equity and liabilities10/49€1.12M€1.11M▼
Equity10/15€217k€258k▲
Contributions10/11€15k€15k=
Reserves13€202k€244k▲
Distributable reserves133€202k€244k▲
Amounts payable17/49€904k€849k▼
Amounts payable after more than one year17€394k€332k▼
Financial debts170/4€394k€332k▼
Amounts payable within one year42/48€510k€516k▲
Current portion of amounts payable after more than one year42€73k€78k▲
Taxes, remuneration and social security45€6k€3k▼
Taxes450/3€6k€3k▼
Other amounts payable47/48€431k€435k▲
Accrued charges and deferred income492/3€272€224▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€15k▼
Other operating charges640/8€1k€2k▲
Gross operating margin9900€125k€93k▼
Operating profit (loss)9901€102k€76k▼
Financial income75/76B€217€19k▲
Recurring financial income75€217€19k▲
Financial charges65/66B€15k€32k▲
Recurring financial charges65€15k€14k▼
Non-recurring financial charges66B-€18k
Profit (loss) for the period before taxes9903€87k€64k▼
Income taxes67/77€25k€22k▼
Profit (loss) for the period9904€61k€42k▼
Profit (loss) for the period to be appropriated9905€61k€42k▼
Appropriation of the result
Profit (loss) to be appropriated9906€61k€42k▼
Transfer to equity691/2€61k€42k▼
To other reserves6921€61k€42k▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-09
State Gazette act
Resignation: De Brabander Wim (manager)Appointment: De Brabander Wim (non-statutory director) · Approval · Purpose change11 facts ▸
State Gazette act
Resignation: De Brabander Wim (manager)
Appointment: De Brabander Wim (non-statutory director) · Approval · Purpose change11 facts ▸
- General meeting, 27-08-2026
- Approval, 10-02-2026
- Purpose change, De vennootschap heeft tot voorwerp: VOOR EIGEN REKENING A. Het aanleggen, het oordeelkundig uitbouwen en beheren van een onroerend vermogen; ... B. Het aanlegge…
- Statutes amendment
- Reserve release, 14900, EUR
- Capital conversion, niet opgevraagde inbrengen
- Director resignation, De Brabander Wim (manager)
- Director discharge, De Brabander Wim (manager)
- Director appointment, De Brabander Wim (non-statutory director)
- Statutes amendment
- Power of attorney, De Brabander Wim
14-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial
Highest result since 2019net €61k ▲31.7%
Operating result €102k, net result €61k, both a record.
30-06
Financial
Equity above €200kEq €217k ▲39.4%
6 profitable years in a row build equity to €217k.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial
Equity above €150kEq €156k ▲42.7%
5 profitable years in a row build equity to €156k.
2022
30-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
30-06
Financial
Equity above €100kEq €109k ▲21.9%
4 profitable years in a row build equity to €109k.
2021
28-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
08-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-06
Financial
Weakest financial yearnet €13k ▼27.2%
Net result drops to €13k, the lowest in the series; recovery starts the following year.
Show earlier events
2019
31-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
21-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
16-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
27-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2026
De Brabander Wim
CurrentNon-statutory director · since 27-08-2026
27-08-2026
Resigned as Manager
27-08-2026
Appointed as Non-statutory director
Location & real-estate footprint
Registered office, Zele · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lokerenbaan 1819240 ZeleGround area
318 m²
Building footprint
83 m²
Volume, LiDAR
526 m³
Parcel 42403E0212/00F002, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
L&W ACTIVITIES
since 20072.158.615.135
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42403E0212/00F002 | Flanders | 317 m² | 1 · 83 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Capital and shareholders
Capital over the years
- 03-09-2026 Capital conversion · 12,600 EUR
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 13,675 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-12-2006
Fiscal year end30-06
Activities, NACEBEL 2025
64210Activities of holding companies
26510Manufacture of computer, electronic and optical products
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.