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L.H. IMMO

Active
Private limited companyfounded 198343 yrs activeRue des Frênes(NAL) 7, 6120 Ham-sur-Heure-Nalinnes, BelgiumKBO/BCE: BE 0424.486.351

L.H. IMMO has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €143k and a net result of €1k. Equity is shrinking by ~3.5% per year across the filed fiscal years. Its solvency ranks better than 73% of 2024 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2024
57 / 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability20▼-7
Solvency85▲+3
Growth58=
Track record100
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity short (current ratio 0.79 against 0.73 in 2023; short-term debt: 40.3% and cash: 1.1% of total assets), and 40.3% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 43 years 0 50 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-08-2025, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
27 d late
2023
29 d late
2022
31 d late
2021
122 d late
2020
30 d late
2019
126 d late
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€1k
2023 · €-2k
2018: €-3k 2019: €-7k 2020: €-18k 2021: €-9k 2022: €537 2023: €-2k
2018 → 2024
Working capital
€-20k▲ 30.4%
2023 · €-29k
2018: €121k 2019: €117k 2020: €19k 2021: €-40k 2022: €-35k 2023: €-29k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€152k-€143k▼ 5.8%€143k▲ 0.4%€142k▼ 1.1%€143k▲ 0.7%
Operating result€-18k-€-9k▲ 51.6%€-5k▲ 46.2%€-2k▲ 62.1%€-7k▼ 318%
Net result€-18k-€-9k▲ 52.3%€537€-2k€1k
Result per fiscal year
Operating resultNet result
€-20k€-15k€-10k€-5k€0Operating result 2020: €-18k€-18kNet result 2020: €-18k€-18kOperating result 2021: €-9k€-9kNet result 2021: €-9k€-9kOperating result 2022: €-5k€-5kNet result 2022: €537€537Operating result 2023: €-2k€-2kNet result 2023: €-2k€-2kOperating result 2024: €-7k€-7kNet result 2024: €1k€1k20202021202220232024
The operating result stays negative: a loss of €7k in 2024 against €2k in 2023; the loss grows.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €239k
Fixed assets €163k▼ 4.5%
Current assets €77k▼ 0.2%
Equity and liabilities €239k
Equity €143k▲ 0.7%
Debt €97k▼ 8.4%
The debt ratio falls from 42.7% to 40.3%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€230
2023 · €6k
Cash flow
€9k
2023 · €6k
Solvency
59.7%
2023 · 57.3%
Current ratio
0.79
2023 · 0.73
Quick ratio
0.79
2023 · 0.73
Debt / equity
0.68
2023 · 0.74
ROE
0.7%
2023 · -1.1%
ROA
0.4%
2023 · -0.6%
Interest coverage
0.08
2023 · 1.06
Debt
€97k
2023 · €105k
Debt ≤ 1 year
€97k
2023 · €105k
Income taxes
€68
2023 · €-23
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€247k€239k
Fixed assets21/28€170k€163k
Tangible fixed assets22/27€170k€163k
Land and buildings22€168k€161k
Furniture and vehicles24€3k€2k
Current assets29/58€77k€77k
Amounts receivable within one year40/41€616€28k
Trade receivables40-€27k
Other amounts receivable41€616€1k
Current investments50/53€64k€43k
Cash at bank and in hand54/58€10k€3k
Deferred charges and accrued income490/1€2k€2k
Equity and liabilities
Total equity and liabilities10/49€247k€239k
Equity10/15€142k€143k
Contributions10/11€11k€11k=
Reserves13€78k€78k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€77k€77k=
Profit (loss) carried forward14€52k€53k
Amounts payable17/49€105k€97k
Amounts payable within one year42/48€105k€97k
Trade debts44€2k€3k
Suppliers440/4€2k€3k
Other amounts payable47/48€103k€94k
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k=
Other operating charges640/8€3k€2k
Gross operating margin9900€9k€2k
Operating profit (loss)9901€-2k€-7k
Financial income75/76B€6k€12k
Recurring financial income75€6k€12k
Financial charges65/66B€6k€3k
Recurring financial charges65€6k€3k
Profit (loss) for the period before taxes9903€-2k€1k
Income taxes67/77€-23€68
Profit (loss) for the period9904€-2k€1k
Profit (loss) for the period to be appropriated9905€-2k€1k
Appropriation of the result
Profit (loss) to be appropriated9906€52k€53k
Profit (loss) brought forward from the previous period14P€54k€52k

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
27-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial Back to profitnet €1k
Net result €1k after one loss-making year.
29-08
NBB filing Annual accounts filed
fiscal year 2023 · full schema · 29 days late
2023
31-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial Back to profitnet €537
Net result €537 after 4 loss-making years.
30-11
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 122 days late
2021
30-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial Weakest financial yearnet €-18k
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
04-12
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 126 days late
2019
23-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
28-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
28-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
2016
30-08
NBB filing Annual accounts filed
fiscal year 2015 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ham-sur-Heure-Nalinnes · 1 establishment unit since 1983
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue des Frênes(NAL) 76120 Ham-sur-Heure-Nalinnes
Ground area
1,870 m²
Building footprint
354 m²
Volume, LiDAR
1,421 m³
2 parcels, Wallonia · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Chaussée de Charleroi 235, 6061 Charleroi
Warehousing and support activities for transportation
since 19832.022.896.495
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
56058B0570/00B004 Wallonia 1,439 m² 1 · 247 m² 9.3 m · 2 fl.
52049B0586/00W000 Wallonia 432 m² 1 · 108 m² -
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

9676008P3CYPK46R7S97
no longer live in the LEI register

Similar companies · same sector, comparable size

Of 1,443 companies in sector 77110 we hold annual accounts for 726. 482 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded26-08-1983
Fiscal year end31-12
Activities, NACEBEL
77110Renting and leasing of cars and light motor vehicles
Sources
Crossroads Bank for EnterprisesNational Bank · 42 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.