Active BE 0449.178.987Non-profit association

l'Escale

Jacques Jansenstraat 17 ·1030 Schaarbeek, Belgium· 33 yrs active

Sector: Andere vormen van maatschappelijke dienstverlening zonder huisvesting, neg (88999)

Conclusion Checked

The computed 12-month bankruptcy probability of l'Escale is < 0.1% (very low). The 2025 annual accounts show equity of €18k and a net result of €33k. Its solvency ranks better than 13% of 47 sector peers (fiscal year 2025). The company has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Key figures

Equity	€18k
Net result	€33k
Better than sector	13%
Active	33 yrs

Financial profile 4 of 5 axes measured · computed by Checked

69 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 68

Profitability 100

Solvency 24

Growth -

Stability 85

Bankruptcy probability (12 mo) Checked model v1 · free

< 0.1% Very low

0%0,5%1,5%4%10%≥25%

Lower-risk legal form −Lower-failure-rate sector −Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Long-established

Founded in 1992, 33 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2025 · computed

68 / 100 Healthy

050100

Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview1 NBB filings

Annual accounts filed on 22-06-2026 with the NBB · fiscal year 2025 · micro

Sector comparison

Fiscal year 2025 · NACE 88 · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	10.4%	40.6%	better than 13% of 47 sector peers
Net result	€33k	€20k	better than 75% of 47 sector peers
Equity	€18k	€50k	better than 24% of 47 sector peers
Gross operating margin	€491k	€181k	better than 82% of 47 sector peers
Staff costs	€456k	€156k	higher than 80% of 41 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	micro
Revenue	-
EBITDA	€34k
Net profit	€33k
Cash flow	€34k
Staff costs	€456k
Income taxes	-
Dividends	-
Total assets	€173k
Equity	€18k
Debt	€140k
of which ≤ 1y	€137k
of which > 1y	-
Working capital	€34k
Employees (FTE)	-

Ratios (computed)

	2025
Current ratio	1.24
Quick ratio	1.24
Working capital ratio	19.4%
Solvency	10.4%
Debt / equity	7.74
Long-term debt ratio	-
Interest coverage	415.45
Gross margin	-
Net margin	-
ROA	19.2%
ROE	184.6%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	20d
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €2k · 1.3% Current assets €171k · 98.7%

Equity & liabilities

Equity €18k · 10.4% Provisions €15k · 8.9% Debt €140k · 80.7%

Full annual accounts (22 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€173k
Fixed assets	21/28	€2k
Intangible fixed assets	21	€0
Tangible fixed assets	22/27	€0
Financial fixed assets	28	€2k
Current assets	29/58	€171k
Amounts receivable within one year	40/41	€62k
Cash & bank	54/58	€108k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€173k
Equity	10/15	€18k
Accumulated profits (losses)	14	€18k
Provisions & deferred taxes	16	€15k
Amounts payable	17/49	€140k
Amounts payable within one year	42/48	€137k
Trade debts payable within one year	44	€2k
Income statement
Gross operating margin	9900	€491k
Operating result	9901	€33k
Financial income	75	€113
Financial charges	65	€81
Result before taxes	9903	€33k
Net result for the period	9904	€33k
Result to be appropriated	9905	€33k

Ratios computed by Checked.

Directors & mandates 1 directors

Current directors & mandates

BRUNNEVAL Muriel
Director (executive)
State Gazette act 23059402 (03-05-2023)

Current
03-05-2023 → present

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Legal Structure

NACE primary	Andere vormen van maatschappelijke dienstverlening zonder huisvesting, neg(88999)
Legal form	Non-profit association(017)
Incorporation	22-11-1992
Status	Active
Postal code	1030

Establishment units 1 location

l'Escale

Léon Mahillonlaan 38, 1030 SchaarbeekAndere vormen van maatschappelijke dienstverlening zonder huisvesting, neg

since 20082.196.753.753

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21905C0074/00N005	Brussels	185 m²	1 · 190 m²	22.6 m · 6 fl.
21906D0058/00Y002	Brussels	132 m²	1 · 131 m²	18.1 m · 5 fl.

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 2 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026

22-06-2026

NBB filing Annual accounts filed

fiscal year 2025 · micro

2023

03-05-2023

State Gazette act Director changes

Belgian State Gazette reading coverage 0 of 11 acts read

We know of 11 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 3 years ago

2023

03-05-2023 BRUNNEVAL Muriel appointed as director (executive) Director changes

BRUNNEVAL Muriel, Directeur

Original publication ↗

Technical details

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Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Overige maatschappelijke dienstverlening zonder huisvesting, n.e.g.85323Andere vormen van maatschappelijke dienstverlening zonder huisvesting, n.e.g.88999Andere vormen van maatschappelijke dienstverlening zonder huisvesting, neg88999

Primary activity highlighted.

Names & trade names

Legal nameFR

l'Escale

Registered office

Jacques Jansenstraat 17

1030 Schaarbeek, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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