L'EPEE GOURMANDE
ActiveThe computed 12-month bankruptcy probability of L'EPEE GOURMANDE is 1.9% (moderate). The 2024 annual accounts show equity of €100k and a net result of €7k. Equity is growing by ~7.8% per year across the filed fiscal years. Its solvency ranks better than 83% of 18936 sector peers (fiscal year 2024). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
94
/ 100
Excellent▲ +39 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability37▲+37
Solvency100=
Growth35=
Stability100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 2.82 against 2.6 in 2023), and 31% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-07-2025, 6 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
6 d early
2023
29 d late
2022
31 d late
2021
31 d late
2020
32 d early
2019
56 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€167k▼ 48.3%
2018 · €324k
2018: €324k
2018 → 2021
EBIT margin
3.7%▼ 1.1pp
2018 · 4.8%
2018: 4.8%
2018 → 2021
Net result
€7k
2023 · €-10k
2018: €8k
2019: €10k
2020: €-1k
2021: €5k
2022: €14k
2023: €-10k
2018 → 2024
Working capital
€82k▲ 19.7%
2023 · €68k
2018: €43k
2019: €50k
2020: €53k
2021: €41k
2022: €65k
2023: €68k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€167k
Equity€72k-€77k▲ 7.4%€91k▲ 17.9%€93k▲ 2.2%€100k▲ 8.0%
Operating result€-9k-€6k€18k▲ 195%€-6k€17k
Net result€-1k-€5k€14k▲ 161%€-10k€7k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €17k after a loss of €6k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €145k
Fixed assets
€18k▼ 24.9%
Current assets
€127k▲ 14.2%
Equity and liabilities €145k
Equity
€100k▲ 8.0%
Debt
€45k▲ 5.4%
The debt ratio falls from 31.5% to 31.0%: equity grows faster than debt.
Key figures and ratios
EBITDA
€25k▲
2023 · €3k
Cash flow
€16k▲
2023 · €-1k
Solvency
69.0%▲
2023 · 68.5%
Current ratio
2.82▲
2023 · 2.60
Quick ratio
2.72▲
2023 · 2.53
Debt / equity
0.45▼
2023 · 0.46
ROE
7.4%▲
2023 · -11.2%
ROA
5.1%▲
2023 · -7.7%
Interest coverage
3.07▲
2023 · 0.76
Debt
€45k▲
2023 · €43k
Debt ≤ 1 year
€45k▲
2023 · €43k
Income taxes
€1k▲
2023 · €276
Staff costs
€11k▲
2023 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€136k€145k▲
Fixed assets21/28€24k€18k▼
Tangible fixed assets22/27€20k€14k▼
Plant, machinery and equipment23€11k€8k▼
Furniture and vehicles24€9k€6k▼
Financial fixed assets28€5k€5k=
Current assets29/58€111k€127k▲
Stocks and contracts in progress3€3k€5k▲
Stocks30/36€3k€5k▲
Amounts receivable within one year40/41€33k€7k▼
Trade receivables40€27k€2k▼
Other amounts receivable41€6k€5k▼
Cash at bank and in hand54/58€74k€113k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€136k€145k▲
Equity10/15€93k€100k▲
Contributions10/11€19k€19k=
Reserves13€85k€92k▲
Non-distributable reserves130/1€20k€20k=
Reserves not available under the articles1311€20k€20k=
Distributable reserves133€65k€72k▲
Profit (loss) carried forward14€-10k€-10k▲
Amounts payable17/49€43k€45k▲
Amounts payable within one year42/48€43k€45k▲
Trade debts44€26k€18k▼
Suppliers440/4€26k€18k▼
Taxes, remuneration and social security45€14k€21k▲
Taxes450/3€11k€16k▲
Remuneration and social security454/9€3k€5k▲
Other amounts payable47/48€3k€7k▲
Income statement
Code20232024
Remuneration, social security and pensions62€7k€11k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€8k▼
Other operating charges640/8€5k€6k▲
Gross operating margin9900€15k€41k▲
Operating profit (loss)9901€-6k€17k▲
Financial income75/76B€31€56▲
Recurring financial income75€31€56▲
Financial charges65/66B€4k€8k▲
Recurring financial charges65€4k€8k▲
Profit (loss) for the period before taxes9903€-10k€9k▲
Income taxes67/77€276€1k▲
Profit (loss) for the period9904€-10k€7k▲
Profit (loss) for the period to be appropriated9905€-10k€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-10k€-3k▲
Profit (loss) brought forward from the previous period14P-€-10k
Transfer to equity691/2-€7k
To other reserves6921-€7k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
31-12
Financial
Equity above €100kEq €100k ▲8%
Equity rises from €93k to €100k.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Weakest financial yearnet €-10k ▼176%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Highest result since 2018net €14k ▲161%
Operating result €18k, net result €14k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
25-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 56 days late
2019
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
16-11
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 108 days late
2017
14-11
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 106 days late
2016
14-10
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 75 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Verviers · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Jules Cerexhe 544800 VerviersGround area
123 m²
Building footprint
60 m²
Volume, LiDAR
774 m³
Parcel 63573A0315/00D000, Wallonia · tallest building 13.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
L'EPEE GOURMANDE
since 20152.242.940.304
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63573A0315/00D000 | Wallonia | 123 m² | 1 · 60 m² | 13.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteVerviers2.242.940.304
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Of 20,231 companies in sector 56111 we hold annual accounts for 11,313. 9,461 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-06-2015
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56102Limited-service restaurants
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.