L&E GLOBAL
ActiveSummary
The annual accounts of L&E GLOBAL for fiscal year 2025 show a net loss of 72% of the equity at the start of that year. The 2025 annual accounts show equity of €10k and a net result of €-24k. Equity is shrinking by ~18.6% per year across the filed fiscal years. Its solvency ranks better than 9% of 12707 sector peers (fiscal year 2025). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
53
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability5▼-66
Solvency30▼-8
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 10.99 against 38.8 in 2024; short-term debt: 8.8% and cash: 17.8% of total assets), but 95.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
4.5%
Return on assets
-11.4%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 12707 sector peers (2025).
NBB · sector comparisonPosition among 12707 sector peers
Solvency
better than 9%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
16 d early
2023
29 d late
2022
29 d late
2021
46 d late
2020
59 d late
2019
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€10k▼ 71.5%
2024 · €34k
2018: €69k
2019: €70k
2020: €75k
2021: €63k
2022: €30k
2023: €30k
2024: €34k
2018 → 2025
Total assets
€214k▼ 19.7%
2024 · €267k
2018: €280k
2019: €340k
2020: €134k
2021: €135k
2022: €264k
2023: €251k
2024: €267k
2018 → 2025
Net result
€-24k
2024 · €4k
2018: €-37k
2019: €2k
2020: €4k
2021: €-12k
2022: €-30k
2023: €357
2024: €4k
2018 → 2025
Working capital
€188k▼ 24.5%
2024 · €249k
2018: €198k
2019: €226k
2020: €67k
2021: €52k
2022: €212k
2023: €227k
2024: €249k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€63k-€30k▼ 52.8%€30k▲ 1.2%€34k▲ 13.8%€10k▼ 71.5%
Operating result€-10k-€-26k▼ 174%€4k€7k▲ 85.7%€-19k
Net result€-12k-€-30k▼ 149%€357€4k▲ 1,062%€-24k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €19k after €7k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €214k
Fixed assets
€8k ▼ 32.7%
Current assets
€207k ▼ 19.1%
Equity and liabilities €214k
Equity
€10k ▼ 71.5%
Debt
€205k ▼ 12.1%
Debt's share of the balance-sheet total rises from 87.2% to 95.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-10k▼
2024 · €23k
Cash flow
€-15k▼
2024 · €20k
Current ratio
10.99▼
2024 · 38.80
Debt to equity
21.05▲
2024 · 6.82
ROE
-250.9%▼
2024 · 12.1%
ROA
-11.4%▼
2024 · 1.6%
Interest coverage
-1.76▼
2024 · 6.28
Debt ≤ 1 year
€19k▲
2024 · €7k
Income taxes
€2
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€267k€214k▼
Fixed assets21/28€12k€8k▼
Tangible fixed assets22/27€12k€8k▼
Furniture and vehicles24€12k€8k▼
Current assets29/58€255k€207k▼
Amounts receivable within one year40/41€243k€169k▼
Trade receivables40€243k€168k▼
Other amounts receivable41€0€135▲
Cash at bank and in hand54/58€12k€38k▲
Equity and liabilities
Total equity and liabilities10/49€267k€214k▼
Equity10/15€34k€10k▼
Contributions10/11€43k€43k=
Reserves13€5k€5k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€5k€5k=
Profit (loss) carried forward14€-14k€-39k▼
Amounts payable17/49€233k€205k▼
Amounts payable within one year42/48€7k€19k▲
Trade debts44€6k€19k▲
Suppliers440/4€6k€19k▲
Taxes, remuneration and social security45€281€0▼
Taxes450/3€281€0▼
Accrued charges and deferred income492/3€226k€186k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€9k▼
Other operating charges640/8€387€400▲
Gross operating margin9900€23k€-10k▼
Operating profit (loss)9901€7k€-19k▼
Financial income75/76B€402€528▲
Recurring financial income75€402€528▲
Financial charges65/66B€4k€6k▲
Recurring financial charges65€4k€6k▲
Profit (loss) for the period before taxes9903€4k€-24k▼
Income taxes67/77-€2
Profit (loss) for the period9904€4k€-24k▼
Profit (loss) for the period to be appropriated9905€4k€-24k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-14k€-39k▼
Profit (loss) brought forward from the previous period14P€-18k€-14k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-09
State Gazette act
Appointments: Jeroen DOUWES (director) and La Vega & Martinez Rojas S.C. (director)Permanent representative: Oscar DE LA VEGA GOMEZ · Mandate compensation · Mandate term8 facts ▸
State Gazette act
Appointments: Jeroen DOUWES (director) and La Vega & Martinez Rojas S.C. (director)
Permanent representative: Oscar DE LA VEGA GOMEZ · Mandate compensation · Mandate term8 facts ▸
- General meeting, 23-07-2026
- Director appointment, Jeroen DOUWES (director)
- Director appointment, La Vega & Martinez Rojas S.C. (director)
- Permanent representative, Oscar DE LA VEGA GOMEZ
- Mandate compensation, Jeroen DOUWES
- Mandate compensation, La Vega & Martinez Rojas S.C.
- Mandate term, 26-04-2029
- Mandate term, 26-04-2029
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Back to profitnet €357
Net result €357 after 2 loss-making years.
31-12
Financial
Liquidity times 10current ratio 150.17
Current ratio from 15.24 to 150.17; short-term debt falls from €15k to €2k.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial
Liquidity times 9current ratio 15.24
Current ratio from 1.73 to 15.24; short-term debt falls from €72k to €15k.
15-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 46 days late
2021
28-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 59 days late
2020
31-12
Financial
Highest result since 2018net €4k ▲149%
Operating result €8k, net result €4k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
Show earlier events
2019
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 12 acts read
About the unread acts
Of the 12 Belgian State Gazette acts we know for this company, 1 has been read. The other 11 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 directors, last change in 2026
Jeroen DOUWES
CurrentDirector · since 26-04-2026
La Vega & Martinez Rojas S.C.
CurrentDirector · since 26-04-2026 · Legal entity · perm. rep.: Oscar DE LA VEGA GOMEZ
26-04-2026
Jeroen DOUWES: Appointed as Director
26-04-2026
La Vega & Martinez Rojas S.C.: Appointed as Director
Not every act has been read: a resignation may be missing here
11 of this company's 12 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Brussel
Ground area
1,410 m²
Building footprint
1,363 m²
Volume, LiDAR
17,329 m³
Parcel 21807G0129/00W003, Brussels · tallest building 32.1 m, ±1 floor. Linked by address, not a title deed.
45
companies at this address
See who is registered here
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0129/00W003 | Brussels | 1,410 m² | 1 · 1,363 m² | 32.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 22,058 companies in sector 69101 we hold annual accounts for 9,052. 4,630 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formCooperative company
Founded05-01-2011
Fiscal year end31-12
Activities, NACEBEL 2025
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesBelgian Official Gazette · 1 actNational Bank · 15 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.