L-Craft
ActiveL-Craft has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €21k and a net result of €18k. Its solvency ranks better than 19% of 20787 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
Axes
Profitability100
Solvency33
Growth-
Stability67
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.07), and 77.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
22.4%
Return on assets
19.2%
Age of the figures
20 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 20787 sector peers (2024).
NBB · sector comparisonPosition among 20787 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 13-06-2025, 48 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2024
48 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€21k
Total assets
€93k
Net result
€18k
Working capital
€2k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €93k
Fixed assets
€53k
Current assets
€40k
Equity and liabilities €93k
Equity
€21k
Debt
€72k
Debt finances 77.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€25k
Cash flow
€20k
Solvency
22.4%
Current ratio
1.07
Quick ratio
1.07
Debt / equity
3.46
ROE
85.6%
ROA
19.2%
Interest coverage
56.80
Debt
€72k
Debt ≤ 1 year
€38k
Debt > 1 year
€35k
Income taxes
€5k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€93k
Fixed assets21/28€53k
Tangible fixed assets22/27€53k
Plant, machinery and equipment23€3k
Leasing and similar rights25€50k
Current assets29/58€40k
Amounts receivable within one year40/41€14k
Trade receivables40€14k
Cash at bank and in hand54/58€26k
Equity and liabilities
Total equity and liabilities10/49€93k
Equity10/15€21k
Contributions10/11€3k
Reserves13€18k
Distributable reserves133€18k
Amounts payable17/49€72k
Amounts payable after more than one year17€35k
Financial debts170/4€35k
Amounts payable within one year42/48€38k
Current portion of amounts payable after more than one year42€12k
Trade debts44€191
Suppliers440/4€191
Taxes, remuneration and social security45€11k
Taxes450/3€11k
Other amounts payable47/48€15k
Income statement
Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k
Other operating charges640/8€629
Gross operating margin9900€26k
Operating profit (loss)9901€23k
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€446
Recurring financial charges65€446
Profit (loss) for the period before taxes9903€22k
Income taxes67/77€5k
Profit (loss) for the period9904€18k
Profit (loss) for the period to be appropriated9905€18k
Appropriation of the result
Profit (loss) to be appropriated9906€18k
Transfer to equity691/2€18k
To other reserves6921€18k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
13-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2024
Ground area
330 m²
Building footprint
259 m²
Volume, LiDAR
2,619 m³
Parcel 11346B0472/00T017, Flanders · tallest building 14.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
L-Craft
since 20242.363.725.890
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11346B0472/00T017 | Flanders | 329 m² | 1 · 259 m² | 14.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Nomada
BE 0671.553.764
Antwerpen · Eq €21k
NAGOA
BE 0696.972.714
Sint-Pieters-Woluwe · Eq €21k
TORELIO
BE 0707.910.057
Ukkel · Eq €21k
Eleander
BE 0543.668.271
Huldenberg · Eq €21k
WESTFLET
BE 0717.789.706
Watermaal-Bosvoorde · Eq €21k
Of 29,870 companies in sector 62200 we hold annual accounts for 18,318. 13,086 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-09-2024
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 09-09-2026. Scores and ratios are computed by Checked and are not a credit decision.