L & A PEIFFER
ActiveSummary
L & A PEIFFER has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €291k and a net result of €15k. Equity is growing by ~7.6% per year across the filed fiscal years. Its solvency ranks better than 81% of 7029 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▲+4
Solvency100=
Growth54▲+16
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity ample (current ratio 5.9 against 4.88 in 2024; short-term debt: 15.9% and cash: 20.5% of total assets), and 16% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84%
Return on assets
4.4%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 15-01-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 d early
2024
1 d early
2023
on the day
2022
1 d early
2021
40 d early
2020
34 d early
2019
39 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€315k▼ 3.1%
2020 · €325k
2019: €370k
2020: €325k
2019 → 2021
EBIT margin
5.6%▲ 3.4pp
2020 · 2.2%
2019: 5.2%
2020: 2.2%
2019 → 2021
Net result
€15k▲ 301%
2024 · €4k
2019: €14k
2020: €4k
2021: €14k
2022: €32k
2023: €24k
2024: €4k
2019 → 2025
Working capital
€270k▲ 9.6%
2024 · €246k
2019: €183k
2020: €171k
2021: €172k
2022: €232k
2023: €233k
2024: €246k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€315k-
Equity€216k-€248k▲ 14.8%€272k▲ 9.7%€276k▲ 1.4%€291k▲ 5.5%
Operating result€18k-€47k▲ 165%€36k▼ 23.0%€7k▼ 80.0%€22k▲ 210%
Net result€14k-€32k▲ 126%€24k▼ 25.1%€4k▼ 84.2%€15k▲ 301%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 210% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €346k
Fixed assets
€21k ▼ 27.8%
Current assets
€325k ▲ 4.9%
Equity and liabilities €346k
Equity
€291k ▲ 5.5%
Debt
€55k ▼ 12.7%
Debt's share of the balance-sheet total falls from 18.7% to 16.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€35k▲
2024 · €25k
Cash flow
€28k▲
2024 · €22k
Current ratio
5.90▲
2024 · 4.88
Debt to equity
0.19▼
2024 · 0.23
ROE
5.2%▲
2024 · 1.4%
ROA
4.4%▲
2024 · 1.1%
Interest coverage
197.66▲
2024 · 42.48
Debt ≤ 1 year
€55k▼
2024 · €63k
Income taxes
€11k▲
2024 · €4k
Staff costs
€159k▲
2024 · €141k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€339k€346k▲
Fixed assets21/28€30k€21k▼
Intangible fixed assets21€11k€4k▼
Tangible fixed assets22/27€19k€18k▼
Furniture and vehicles24€19k€18k▼
Financial fixed assets28€0-
Current assets29/58€310k€325k▲
Amounts receivable within one year40/41€168k€131k▼
Trade receivables40€163k€130k▼
Other amounts receivable41€5k€2k▼
Current investments50/53€108k€119k▲
Cash at bank and in hand54/58€32k€71k▲
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€339k€346k▲
Equity10/15€276k€291k▲
Contributions10/11€15k€15k=
Reserves13€88k€103k▲
Distributable reserves133€88k€103k▲
Profit (loss) carried forward14€173k€173k▲
Amounts payable17/49€63k€55k▼
Amounts payable within one year42/48€63k€55k▼
Current portion of amounts payable after more than one year42€3k€3k▼
Financial debts43€0€190▲
Credit institutions430/8€0€190▲
Trade debts44€34k€23k▼
Suppliers440/4€34k€23k▼
Taxes, remuneration and social security45€27k€29k▲
Taxes450/3€15k€17k▲
Remuneration and social security454/9€12k€12k▲
Other amounts payable47/48€0-
Accrued charges and deferred income492/3-€304
Income statement
Code20242025
Remuneration, social security and pensions62€141k€159k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€13k▼
Other operating charges640/8€2k€4k▲
Gross operating margin9900€168k€198k▲
Operating profit (loss)9901€7k€22k▲
Financial income75/76B€1k€4k▲
Recurring financial income75€1k€4k▲
Financial charges65/66B€588€179▼
Recurring financial charges65€588€179▼
Profit (loss) for the period before taxes9903€8k€26k▲
Income taxes67/77€4k€11k▲
Profit (loss) for the period9904€4k€15k▲
Profit (loss) for the period to be appropriated9905€4k€15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€173k€188k▲
Profit (loss) brought forward from the previous period14P€169k€173k▲
Transfer to equity691/2€0€15k▲
To other reserves6921€0€15k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Weakest financial yearnet €4k ▼84.2%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Highest result since 2019net €32k ▲126%
Operating result €47k, net result €32k, both a record.
2021
22-12
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2020
28-12
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
30-06
Financial
Equity above €200kEq €202k ▲2.1%
2 profitable years in a row build equity to €202k.
2019
23-12
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
27-12
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
08-12
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
13-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 2 establishment units since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jules de Troozlaan 321150 Sint-Pieters-WoluweGround area
939 m²
Building footprint
328 m²
Volume, LiDAR
4,792 m³
2 parcels, Brussels · tallest building 19.9 m, ±6 floors. Linked by address, not a title deed.
2 establishment units
Jules de Troozlaan 32, 1150 Sint-Pieters-Woluwe
since 19952.072.819.823
L et A Peiffer
since 20022.213.565.635
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21362B0281/00M007 | Brussels | 573 m² | 1 · 231 m² | 19.9 m · 6 fl. |
| 21019A0148/00X003 | Brussels | 366 m² | 1 · 97 m² | 14.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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SKINN
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WANACOM
BE 0819.251.211
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SPITCH
BE 0886.650.868
Sprimont · Eq €290,270
JTY&Co
BE 0460.311.916
Waterloo · Eq €291,539
WYSIWYG
BE 0819.631.786
Herentals · Eq €289,882
Of 9,860 companies in sector 73110 we hold annual accounts for 3,753. 2,588 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-07-1995
Fiscal year end30-06
Activities, NACEBEL 2025
18120Other printing
73110Advertising agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.