KVW
ActiveSummary
KVW has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €452k and a net result of €50k. Equity is growing by ~7% per year across the filed fiscal years. Its solvency ranks better than 70% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability60▼-18
Solvency100▲+8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 2.44 against 2.56 in 2024; short-term debt: 14.9% and cash: 12.8% of total assets), and 25.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.7%
Return on assets
8.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-07-2026, 27 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
27 d early
2024
35 d early
2023
27 d late
2022
on the day
2021
52 d early
2020
2 d early
2019
11 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€452k▲ 7.0%
2024 · €422k
2018: €291k
2019: €296k
2020: €317k
2021: €352k
2022: €342k
2023: €390k
2024: €422k
2018 → 2025
Total assets
€605k▼ 4.4%
2024 · €633k
2018: €300k
2019: €323k
2020: €372k
2021: €414k
2022: €443k
2023: €462k
2024: €633k
2018 → 2025
Net result
€50k▲ 5.1%
2024 · €48k
2018: €14k
2019: €5k
2020: €21k
2021: €34k
2022: €51k
2023: €48k
2024: €48k
2018 → 2025
Working capital
€129k▲ 12.1%
2024 · €115k
2018: €97k
2019: €119k
2020: €148k
2021: €122k
2022: €134k
2023: €212k
2024: €115k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€352k-€342k▼ 2.7%€390k▲ 14.0%€422k▲ 8.2%€452k▲ 7.0%
Operating result€49k-€71k▲ 45.4%€67k▼ 5.1%€72k▲ 7.7%€114k▲ 58.1%
Net result€34k-€51k▲ 47.1%€48k▼ 5.6%€48k▲ 0.2%€50k▲ 5.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 58% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €605k
Fixed assets
€386k ▼ 13.1%
Current assets
€219k ▲ 16.0%
Equity and liabilities €605k
Equity
€452k ▲ 7.0%
Debt
€153k ▼ 27.2%
Debt's share of the balance-sheet total falls from 33.2% to 25.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€172k▲
2024 · €151k
Cash flow
€108k▼
2024 · €127k
Current ratio
2.44▼
2024 · 2.56
Debt to equity
0.34▼
2024 · 0.50
ROE
11.2%▼
2024 · 11.3%
ROA
8.3%▲
2024 · 7.6%
Interest coverage
3.66▼
2024 · 26.65
Debt ≤ 1 year
€90k▲
2024 · €74k
Debt > 1 year
€63k▼
2024 · €136k
Income taxes
€18k▼
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€633k€605k▼
Fixed assets21/28€444k€386k▼
Tangible fixed assets22/27€443k€385k▼
Land and buildings22€359k€330k▼
Plant, machinery and equipment23€11k€9k▼
Furniture and vehicles24€73k€46k▼
Financial fixed assets28€1k€1k=
Current assets29/58€189k€219k▲
Amounts receivable within one year40/41€116k€136k▲
Trade receivables40€114k€118k▲
Other amounts receivable41€1k€18k▲
Cash at bank and in hand54/58€68k€78k▲
Deferred charges and accrued income490/1€5k€6k▲
Equity and liabilities
Total equity and liabilities10/49€633k€605k▼
Equity10/15€422k€452k▲
Contributions10/11€19k€19k=
Reserves13€208k€238k▲
Tax-exempt reserves132€3k€3k=
Distributable reserves133€206k€235k▲
Profit (loss) carried forward14€196k€196k=
Amounts payable17/49€210k€153k▼
Amounts payable after more than one year17€136k€63k▼
Financial debts170/4€136k€63k▼
Amounts payable within one year42/48€74k€90k▲
Current portion of amounts payable after more than one year42€38k€41k▲
Trade debts44€11k€7k▼
Suppliers440/4€11k€7k▼
Taxes, remuneration and social security45€10k€22k▲
Taxes450/3€10k€18k▲
Remuneration and social security454/9-€4k
Other amounts payable47/48€15k€20k▲
Accrued charges and deferred income492/3€780-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€79k€58k▼
Other operating charges640/8€2k€9k▲
Gross operating margin9900€154k€182k▲
Operating profit (loss)9901€72k€114k▲
Financial income75/76B€329€819▲
Recurring financial income75€329€819▲
Financial charges65/66B€6k€47k▲
Recurring financial charges65€6k€47k▲
Profit (loss) for the period before taxes9903€67k€68k▲
Income taxes67/77€19k€18k▼
Profit (loss) for the period9904€48k€50k▲
Profit (loss) for the period to be appropriated9905€48k€50k▲
Appropriation of the result
Profit (loss) to be appropriated9906€244k€246k▲
Profit (loss) brought forward from the previous period14P€196k€196k=
Transfer from equity791/2€16k€21k▲
Transfer to equity691/2€48k€50k▲
To other reserves6921€48k€50k▲
Profit to be distributed694/7€16k€21k▲
Return on contributions (dividend)694€16k€21k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €51k ▲47.1%
Net result €51k, the highest in the series.
09-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
20-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €5k ▼61.9%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
18-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brecht · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lage Vlier 92960 BrechtGround area
1,027 m²
Building footprint
153 m²
Volume, LiDAR
881 m³
Parcel 11009M0058/00S002, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Lage Vlier 9, 2960 Brecht
since 20012.100.205.891
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11009M0058/00S002 | Flanders | 1,027 m² | 1 · 153 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
2549002YEBEDXJ1M2V04
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 35,446 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-01-2001
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.