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KUMO Projects

Active
Private limited company·Algemene bouw van residentiële gebouwen· 4 yrs active
Molenstraat 167 ·2840 Rumst, Belgium
KBO/BCE: BE 0777.508.844
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age4 yrs
Connections3

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of KUMO Projects is 16.0% (high). The 2024 annual accounts show negative equity (€-10k) and a net result of €-5k. Equity is shrinking by ~121.4% per year across the filed fiscal years. Its solvency ranks better than 5% of 3827 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 2 administrative register entries (see administrative flags).

Based on the State Gazette, CBE and 3 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
16.0% High
0%0,5%1,5%4%10%≥25%
Annual accounts: weaker financial profile +Recent warning signals +Young company +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Insolvency timeline

2 events
15-01-2026
KBO administration Address strikeout annulled
08-12-2025
KBO administration Address struck

Signals

1 signal · with evidence
Negative equity
Equity is negative for financial year 2024: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
View the annual accounts

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Trust signals

1 signal
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

2 events
Address struckAddress strikeout annulled

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-5k+57.7%
Working capital€-10k-102.3%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 25-08-2025 with the NBB · fiscal year 2024 · micro
€-15k€-10k€-5k€0Operating result 2022: €-3k€-3kNet result 2022: €-3k€-3kOperating result 2023: €-12k€-12kNet result 2023: €-12k€-12kOperating result 2024: €-5k€-5kNet result 2024: €-5k€-5k202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining Equity: declining trend of ~121.4%/year over 3 fiscal years, indicative, assuming unchanged policy.
€-40k€-20k€02025: €-18k (€-19k - €-17k)2026: €-26k (€-27k - €-26k)2027: €-35k (€-36k - €-34k)2022: €7k2023: €-5k2024: €-10k202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 41, Construction of buildings · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -1190.7% 39.4%
better than 5% of 3827 sector peers
Net result €-5k €9k
better than 14% of 3824 sector peers
Equity €-10k €29k
better than 7% of 3832 sector peers
Gross operating margin €-5k €26k
better than 7% of 3822 sector peers
Total assets €824 €85k
better than 5% of 3828 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P5
2022: P95 · n=22302023: P5 · n=31292024: P5 · n=38272022 2024
Weakening position over 2022-2024 · n=2230-3827
Net result P14
2022: P16 · n=22242023: P9 · n=31222024: P14 · n=38242022 2024
Stable position over 2022-2024 · n=2224-3824
Equity P7
2022: P24 · n=22352023: P9 · n=31342024: P7 · n=38322022 2024
Weakening position over 2022-2024 · n=2235-3832
Gross operating margin P7
2022: P9 · n=22182023: P12 · n=31162024: P7 · n=38222022 2024
Stable position over 2022-2024 · n=2218-3822
Describes the position versus peers, not a forecast.
Net profit
€-5k
+57.7% +53% vs sector
Total assets
€824
-85.7% -100% vs sector
Equity
€-10k
-102.3% far below sector median
Working capital
€-10k
-102.3% far below sector median
Debt
€11k
+0.4% -80% vs sector
Debt ≤ 1y
€11k
+0.4% -80% vs sector
Current ratio
0.08
-85.7% -96% vs sector
Quick ratio
0.08
-85.7% -96% vs sector
Solvency
-1190.7%
-1309.5% far below sector median
Debt / equity
-1.08
+50.4% far below sector median
ROE
50.6%
-79.1% far above sector median
ROA
-602.0%
-194.8% far below sector median
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA-
Net profit€-5k
Cash flow-
Staff costs-
Income taxes-
Dividends-
Total assets€824
Equity€-10k
Debt€11k
of which ≤ 1y€11k
of which > 1y-
Working capital€-10k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.08
Quick ratio0.08
Working capital ratio-1190.7%
Solvency-1190.7%
Debt / equity-1.08
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA-602.0%
ROE50.6%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€824
Current assets 29/58€824
Amounts receivable within one year 40/41€353
Cash & bank 54/58€471
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€824
Equity 10/15€-10k
Contributions / capital 10/11€10k
Accumulated profits (losses) 14€-20k
Amounts payable 17/49€11k
Amounts payable within one year 42/48€11k
Trade debts payable within one year 44€11k
Income statement
Gross operating margin 9900€-5k
Operating result 9901€-5k
Result before taxes 9903€-5k
Net result for the period 9904€-5k
Result to be appropriated 9905€-5k
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
25 / 100 Weak
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Connections & network

3 connected companies
Acceltek, Shared address AAcceltekKumo Bouwwerken, Shared address KBKumoBouwwerkenWiSeGuy, Shared address WWiSeGuyKUMO Projects KUMOProjects0777.508.844
Shared address / shareholder
Network connections
Acceltek
Shared address
Kumo Bouwwerken
Shared address
WiSeGuy
Shared address
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.

Locations & real estate

Registered office

on the map · from the address register
seat.Municipality exact location from the address register
11 companies at this address See who is registered here

Establishment units

1 location
KUMO Projects
Molenstraat 167, 2840 RumstProjectontwikkeling voor de nieuwbouw van individuele woningen of voor renovatiewerken
since 20212.324.956.178
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,889 m²
Buildings1
Building footprint951 m²
Volume (LiDAR)3,932 m³
Tallest building6.3 m · ±1 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11036D0229/00P000 Flanders 1,889 m² 1 · 951 m² 6.3 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

2 events from the State Gazette
15-01-2026
KBO administration Address strikeout annulled
08-12-2025
KBO administration Address struck

Time machine: BS events + macro context

2021-2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262025-12-08 · KBO administration · Address struck2026-01-15 · KBO administration · Address strikeout annulled
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event

Belgisch Staatsblad · acts

4 acts
Address history · 3
30-12-2025
v3.2
09-07-2025
v3.2
02-06-2025
v3.2
All acts · 4 updated 7 months ago
2025
30-12-2025 Registered office moved from Antwerpen to Rumst Registered-office change
  • Uitbreidingstraat 66, 2600 Antwerpen → Molenstraat 167, 2840 Rumst
Summary: v3.2
09-07-2025 Registered office moved from Kontich to Antwerpen Registered-office change
  • Prins Boudewijnlaan 24, 2550 Kontich → Uitbreidingsstraat 66, 2600 Antwerpen
Summary: v3.2
02-06-2025 Registered office moved from Antwerpen to Kontich Registered-office change
  • Ter Rivierenlaan 8, 2100 Antwerpen → Prins Boudewijnlaan 24C, 2550 Kontich
Summary: v3.2
2021
23-11-2021 Incorporation of a new BV Incorporation
Summary: oprichting

Analysis

Snowflake analysis

financial profile on 5 axes
Health25Profitability100Solvency33Growth32Stability78
54 / 100

Mixed profile: strong on profitability, weaker on health.

All 5 axes are computed from data Checked has read.

Health 25
Profitability 100
Solvency 33
Growth 32
Stability 78

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Algemene bouw van residentiële gebouwen41001
Primary activity highlighted.
Names & trade names
Legal nameNL KUMO Projects
Registered office
Molenstraat 167
2840 Rumst, Belgium
Registration history
  1. 15-01-2026 Address strikeout annulled
  2. 08-12-2025 Address struck
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.