KTR
ActiveKTR has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16k and a net result of €-17k. Equity is growing by ~14.8% per year across the filed fiscal years. Its solvency ranks better than 62% of 1992 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
65
/ 100
Healthy▼ -21 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-3
Solvency86▼-14
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.46 against 2.15 in 2024), and 41.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.7%
Return on assets
-61.6%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
13 d late
2024
29 d early
2023
31 d late
2022
27 d late
2021
25 d late
2020
31 d late
2019
66 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
07-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€16k▼ 52.4%
2024 · €34k
2018: €10k
2019: €19k
2020: €20k
2021: €18k
2022: €22k
2023: €34k
2024: €34k
2018 → 2025
Total assets
€28k▼ 44.3%
2024 · €50k
2018: €42k
2019: €46k
2020: €39k
2021: €35k
2022: €42k
2023: €53k
2024: €50k
2018 → 2025
Net result
€-17k
2024 · €229
2018: €2k
2019: €11k
2020: €12k
2021: €-1k
2022: €4k
2023: €12k
2024: €229
2018 → 2025
Working capital
€5k▼ 70.3%
2024 · €18k
2018: €-1k
2019: €6k
2020: €-6k
2021: €-2k
2022: €3k
2023: €16k
2024: €18k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€18k-€22k▲ 20.1%€34k▲ 55.0%€34k▲ 0.7%€16k▼ 52.4%
Operating result€21-€6k▲ 28,758%€16k▲ 161%€2k▼ 86.9%€984▼ 52.4%
Net result€-1k-€4k€12k▲ 229%€229▼ 98.1%€-17k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 52% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €28k
Fixed assets
€11k▼ 32.7%
Current assets
€17k▼ 49.9%
Equity and liabilities €28k
Equity
€16k▼ 52.4%
Debt
€11k▼ 26.6%
The debt ratio rises from 31.4% to 41.3%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€9k▲
2024 · €9k
Cash flow
€-9k▼
2024 · €7k
Solvency
58.7%▼
2024 · 68.6%
Current ratio
1.46▼
2024 · 2.15
Quick ratio
1.46▼
2024 · 2.15
Debt / equity
0.70▲
2024 · 0.46
ROE
-105.0%▼
2024 · 0.7%
ROA
-61.6%▼
2024 · 0.5%
Interest coverage
46.41▲
2024 · 37.73
Debt
€11k▼
2024 · €16k
Debt ≤ 1 year
€11k▼
2024 · €16k
Income taxes
€193▼
2024 · €767
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€50k€28k▼
Fixed assets21/28€16k€11k▼
Intangible fixed assets21€16k€11k▼
Financial fixed assets28€189€189=
Current assets29/58€34k€17k▼
Amounts receivable within one year40/41€24k€2k▼
Trade receivables40€22k-
Other amounts receivable41€2k€2k▲
Cash at bank and in hand54/58€1k€5k▲
Deferred charges and accrued income490/1€9k€10k▲
Equity and liabilities
Total equity and liabilities10/49€50k€28k▼
Equity10/15€34k€16k▼
Contributions10/11€8k€8k=
Profit (loss) carried forward14€26k€8k▼
Amounts payable17/49€16k€11k▼
Amounts payable within one year42/48€16k€11k▼
Current portion of amounts payable after more than one year42-€3k
Trade debts44€867€705▼
Suppliers440/4€867€705▼
Taxes, remuneration and social security45€2k€250▼
Taxes450/3€341€250▼
Remuneration and social security454/9€2k-
Other amounts payable47/48€12k€8k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€8k▲
Other operating charges640/8€581€1k▲
Gross operating margin9900€10k€10k▲
Operating profit (loss)9901€2k€984▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€1k€18k▲
Recurring financial charges65€238€203▼
Non-recurring financial charges66B€834€18k▲
Profit (loss) for the period before taxes9903€996€-17k▼
Income taxes67/77€767€193▼
Profit (loss) for the period9904€229€-17k▼
Profit (loss) for the period to be appropriated9905€229€-17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€26k€9k▼
Profit (loss) brought forward from the previous period14P€26k€26k▲
Profit to be distributed694/7-€833
Return on contributions (dividend)694-€833
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 13 days late
2025
31-12
Financial
Weakest financial yearnet €-17k ▼7573%
Net result drops to €-17k, the lowest in the series.
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Highest result since 2018net €12k ▲229%
Operating result €16k, net result €12k, both a record.
27-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 27 days late
2022
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
05-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 66 days late
2019
31-12
Financial
Liquidity doublescurrent ratio 1.95
Current ratio from 0.88 to 1.95; short-term debt falls from €10k to €7k.
03-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 45 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
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Librance
BE 0738.653.317
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FORTY NINE
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Henri & Roses
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Of 13,452 companies in sector 85510 we hold annual accounts for 707. 572 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-09-2015
Fiscal year end31-12
Activities, NACEBEL
85510Sports and recreation education
86909Human health activities
86995Nutrition and dietetics services
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 07-09-2026. Scores and ratios are computed by Checked and are not a credit decision.