Ktalyst
ActiveSummary
Ktalyst has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €17k and a net result of €89k. Equity is shrinking by ~11.5% per year across the filed fiscal years. Its solvency ranks better than 17% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency36▼-20
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.85 against 1.1 in 2024; short-term debt: 84.9% and cash: 39.2% of total assets), and 89.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
10.8%
Return on assets
57.8%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 31694 sector peers (2025).
NBB · sector comparisonPosition among 31694 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
53 d early
2024
43 d early
2023
58 d early
2022
52 d early
2021
52 d early
2020
43 d early
2019
9 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€17k▼ 60.8%
2024 · €42k
2018: €36k
2019: €79k
2020: €96k
2021: €20k
2022: €22k
2023: €19k
2024: €42k
2018 → 2025
Total assets
€154k▲ 11.0%
2024 · €139k
2018: €38k
2019: €83k
2020: €145k
2021: €159k
2022: €85k
2023: €91k
2024: €139k
2018 → 2025
Net result
€89k▲ 1.1%
2024 · €88k
2018: €23k
2019: €43k
2020: €17k
2021: €24k
2022: €38k
2023: €50k
2024: €88k
2018 → 2025
Working capital
€-20k
2024 · €8k
2018: €35k
2019: €76k
2020: €73k
2021: €38
2022: €5k
2023: €16k
2024: €8k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€20k-€22k▲ 11.5%€19k▼ 12.5%€42k▲ 121%€17k▼ 60.8%
Operating result€33k-€49k▲ 52.0%€66k▲ 32.7%€110k▲ 67.2%€114k▲ 4.0%
Net result€24k-€38k▲ 56.7%€50k▲ 33.7%€88k▲ 75.1%€89k▲ 1.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 4% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €154k
Fixed assets
€43k ▼ 7.1%
Current assets
€111k ▲ 20.0%
Equity and liabilities €154k
Equity
€17k ▼ 60.8%
Debt
€137k ▲ 42.7%
Debt's share of the balance-sheet total rises from 69.4% to 89.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€127k▲
2024 · €118k
Cash flow
€102k▲
2024 · €97k
Current ratio
0.85▼
2024 · 1.10
Debt to equity
8.26▲
2024 · 2.27
ROE
535.4%▲
2024 · 207.4%
ROA
57.8%▼
2024 · 63.5%
Interest coverage
159.75▲
2024 · 142.59
Debt ≤ 1 year
€131k▲
2024 · €84k
Debt > 1 year
€7k▼
2024 · €12k
Income taxes
€24k▲
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€139k€154k▲
Fixed assets21/28€46k€43k▼
Tangible fixed assets22/27€46k€43k▼
Furniture and vehicles24€46k€43k▼
Financial fixed assets28€96€96=
Current assets29/58€92k€111k▲
Amounts receivable within one year40/41€26k€49k▲
Trade receivables40€26k€49k▲
Cash at bank and in hand54/58€66k€60k▼
Deferred charges and accrued income490/1€722€2k▲
Equity and liabilities
Total equity and liabilities10/49€139k€154k▲
Equity10/15€42k€17k▼
Contributions10/11€12k€12k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€28k€2k▼
Amounts payable17/49€96k€137k▲
Amounts payable after more than one year17€12k€7k▼
Financial debts170/4€12k€7k▼
Amounts payable within one year42/48€84k€131k▲
Current portion of amounts payable after more than one year42€5k€5k▲
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€22k€26k▲
Taxes450/3€22k€26k▲
Other amounts payable47/48€55k€98k▲
Income statement
Code20242025
Non-recurring operating income76A€22k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€13k▲
Other operating charges640/8€74€63▼
Gross operating margin9900€119k€127k▲
Operating profit (loss)9901€110k€114k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€831€796▼
Recurring financial charges65€831€796▼
Profit (loss) for the period before taxes9903€109k€113k▲
Income taxes67/77€21k€24k▲
Profit (loss) for the period9904€88k€89k▲
Profit (loss) for the period to be appropriated9905€88k€89k▲
Appropriation of the result
Profit (loss) to be appropriated9906€93k€117k▲
Profit (loss) brought forward from the previous period14P€5k€28k▲
Profit to be distributed694/7€65k€115k▲
Return on contributions (dividend)694€65k€115k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-08
State Gazette act
Board meeting · Power of attorney
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €89k ▲1.1%
Operating result €114k, net result €89k, both a record.
11-12
State Gazette act
Board meeting · Revocation
Power of attorney
10-12
State Gazette act
Board meeting · Power of attorney
09-12
State Gazette act
Board meeting · Power of attorney
Power-of-attorney revocation
09-12
State Gazette act
Board meeting · Power-of-attorney revocation
Power of attorney
09-12
State Gazette act
Board meeting · Power-of-attorney revocation
Power of attorney
09-12
State Gazette act
Board meeting · Power-of-attorney revocation
Power of attorney
09-12
State Gazette act
Board meeting · Power-of-attorney revocation
Power of attorney
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Show earlier events
2023
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
01-02
State Gazette act
Board meeting · Power of attorney
Permanent representative
2022
09-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
18-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €17k ▼60.1%
Net result drops to €17k, the lowest in the series; recovery starts the following year.
30-09
State Gazette act
Board meeting · Power of attorney
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
09-01
State Gazette act
Board meeting · Power of attorney
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beauvechain · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Chabut,H.-M. 71320 BeauvechainGround area
1,839 m²
Building footprint
165 m²
Parcel 25038C0296/00_000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue du Chabut,H.-M. 7, 1320 Beauvechain
since 20182.273.879.443
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25038C0296/00_000 | Wallonia | 1,839 m² | 1 · 165 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 board mandateBoard mandates of this companythis company sits on their board1
11 locations
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 28,539 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-03-2018
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:ak.ktalyst@gmail.com