Kromeet
ActiveKromeet is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €637k and a net result of €-374k. Equity is shrinking by ~18.1% per year across the filed fiscal years. Its solvency ranks better than 45% of 1216 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
31 d late
2024
27 d late
2023
573 d late
2022
136 d late
2021
22 d late
2020
31 d late
2019
59 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
04-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€637k▼ 37.0%
2024 · €1.01M
2022: €959k
2023: €1.26M
2024: €1.01M
2022 → 2025
Net result
€-374k
2024 · €80k
2022: €430k
2023: €301k
2024: €80k
2022 → 2025
Total assets
€1.55M▼ 8.8%
2024 · €1.70M
2022: €1.85M
2023: €2.36M
2024: €1.70M
2022 → 2025
Solvency
41.0%▼ 18.4pp
2024 · 59.4%
2022: 51.9%
2023: 53.5%
2024: 59.4%
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€959k-€1.26M▲ 31.4%€1.01M▼ 19.8%€637k▼ 37.0%
Operating result€563k-€409k▼ 27.4%€112k▼ 72.5%€-230k
Net result€430k-€301k▼ 29.9%€80k▼ 73.5%€-374k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €230k after €112k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.55M
Fixed assets
€1.38M▲ 10.6%
Current assets
€172k▼ 62.0%
Equity and liabilities €1.55M
Equity
€637k▼ 37.0%
Provisions
€245k
Debt
€670k▼ 3.0%
The debt ratio rises from 40.6% to 43.2%: equity shrinks faster than debt is paid down.
Key figures and ratios
Solvency
41.0%▼
2024 · 59.4%
ROE
-58.8%▼
2024 · 7.9%
ROA
-24.1%▼
2024 · 4.7%
Debt
€670k▼
2024 · €691k
Debt ≤ 1 year
€116k▲
2024 · €101k
Debt > 1 year
€554k▼
2024 · €588k
Income taxes
€150k▲
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Total assets
20/58€1.70M€1.55M▼
Fixed assets
21/28€1.25M€1.38M▲
Tangible fixed assets
22/27€1.07M€1.00M▼
Financial fixed assets
28€176k€376k▲
Current assets
29/58€454k€172k▼
Amounts receivable within one year
40/41€54k€45k▼
Cash & bank
54/58€400k€95k▼
Total equity & liabilities
10/49€1.70M€1.55M▼
Equity
10/15€1.01M€637k▼
Contributions / capital
10/11€19k€19k=
Reserves
13€992k€618k▼
Provisions & deferred taxes
16-€245k
Amounts payable
17/49€691k€670k▼
Amounts payable after one year
17€588k€554k▼
Amounts payable within one year
42/48€101k€116k▲
Trade debts payable within one year
44€13k-
Income statement
Code20242025
Gross operating margin
9900€178k€-12k▼
Operating result
9901€112k€-230k▼
Financial income
75€1k€34k▲
Financial charges
65€9k€29k▲
Result before taxes
9903€103k€-225k▼
Income taxes
67/77€23k€150k▲
Net result for the period
9904€80k€-374k▼
Result to be appropriated
9905€80k€-374k▼
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
24-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 573 days late
2025
31-12
Financial
Weakest financial yearnet €-374k ▼569%
Net result drops to €-374k, the lowest in the series.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
18-07
State Gazette act
Director changes
Frederik Vlaminck
2023
31-12
Financial
Equity above €1MEq €1.26M ▲31.4%
2 profitable years in a row build equity to €1.26M.
14-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 136 days late
2022
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
28-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 59 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 2 acts read
About the unread acts
Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
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Directors · office · real estate
Directors
1 director, last change in 2025
DEMAEREL Michael Jan Pieter Jozef Marel Cornelius
CurrentDirector · since 18-07-2025
18-07-2025
Appointed as Director
Not every act has been read: a resignation may be missing here
1 of this company's 2 Belgian State Gazette acts has not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Boechout · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heuvelstraat 992530 BoechoutGround area
398 m²
Building footprint
250 m²
Parcel 11004D0474/00Y002, Flanders. Linked by address, not a title deed.
1 establishment unit
Kromeet
since 20182.282.969.333
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11004D0474/00Y002 | Flanders | 398 m² | 1 · 250 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
RONSEVAALSE INVESTERINGSMAATSCHAPPIJ
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L.K. & Co
BE 0466.517.441
Kortrijk · Eq €637k
MOLOCO INVEST
BE 0876.876.733
Antwerpen · Eq €637k
VAN LOON INVEST
BE 0648.788.062
Kasterlee · Eq €636k
RALF
BE 0772.797.515
Sint-Lievens-Houtem · Eq €637k
Of 24,686 companies in sector 64210 we hold annual accounts for 19,299. 13,269 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-12-2018
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
64999Other financial services
68321Property management for co-owned buildings (syndics)
68322Real estate activities
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesBelgian Official Gazette · 1 actNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 23-07-2026. Scores and ratios are computed by Checked and are not a credit decision.