KRINO
ActiveSummary
KRINO has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €268k and a net result of €17k. Equity is shrinking by ~8.4% per year across the filed fiscal years. Its solvency ranks better than 93% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▼-6
Solvency100=
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 7.61 against 4.36 in 2024; short-term debt: 5.3% and cash: 40.2% of total assets), and 7.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.9%
Return on assets
6%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €268k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
58 d early
2024
55 d early
2023
54 d early
2022
54 d early
2021
54 d early
2020
53 d early
2019
58 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€268k▲ 6.9%
2024 · €251k
2018: €419k
2019: €382k
2020: €303k
2021: €280k
2022: €254k
2023: €227k
2024: €251k
2018 → 2025
Total assets
€289k▲ 2.8%
2024 · €281k
2018: €437k
2019: €428k
2020: €349k
2021: €320k
2022: €290k
2023: €266k
2024: €281k
2018 → 2025
Net result
€17k▼ 44.0%
2024 · €31k
2018: €29k
2019: €-4k
2020: €-47k
2021: €9k
2022: €11k
2023: €14k
2024: €31k
2018 → 2025
Working capital
€102k▲ 19.5%
2024 · €85k
2018: €98k
2019: €85k
2020: €33k
2021: €38k
2022: €37k
2023: €34k
2024: €85k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€280k-€254k▼ 9.1%€227k▼ 10.5%€251k▲ 10.3%€268k▲ 6.9%
Operating result€9k-€4k▼ 51.4%€11k▲ 166%€37k▲ 234%€25k▼ 32.0%
Net result€9k-€11k▲ 22.2%€14k▲ 29.1%€31k▲ 117%€17k▼ 44.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 32% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €289k
Fixed assets
€171k ▲ 0.7%
Current assets
€117k ▲ 6.1%
Equity and liabilities €289k
Equity
€268k ▲ 6.9%
Debt
€21k ▼ 31.0%
Debt's share of the balance-sheet total falls from 10.7% to 7.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€25k▼
2024 · €63k
Cash flow
€17k▼
2024 · €56k
Current ratio
7.61▲
2024 · 4.36
Debt to equity
0.08▼
2024 · 0.12
ROE
6.4%▼
2024 · 12.3%
ROA
6.0%▼
2024 · 11.0%
Interest coverage
302.83▼
2024 · 757.64
Debt ≤ 1 year
€15k▼
2024 · €25k
Income taxes
€9k▼
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€281k€289k▲
Fixed assets21/28€170k€171k▲
Tangible fixed assets22/27€170k€171k▲
Land and buildings22€170k€170k=
Furniture and vehicles24€0€1k▲
Other tangible fixed assets26€134€0▼
Current assets29/58€111k€117k▲
Amounts receivable within one year40/41€755€512▼
Trade receivables40€50€0▼
Other amounts receivable41€705€512▼
Cash at bank and in hand54/58€110k€116k▲
Deferred charges and accrued income490/1€230€1k▲
Equity and liabilities
Total equity and liabilities10/49€281k€289k▲
Equity10/15€251k€268k▲
Contributions10/11€19k€19k=
Reserves13€232k€249k▲
Tax-exempt reserves132€0-
Distributable reserves133€232k€249k▲
Profit (loss) carried forward14€0€0=
Provisions and deferred taxes16€0-
Deferred taxes168€0-
Amounts payable17/49€30k€21k▼
Amounts payable within one year42/48€25k€15k▼
Trade debts44€339€690▲
Suppliers440/4€339€690▲
Taxes, remuneration and social security45€9k€900▼
Taxes450/3€9k€900▼
Other amounts payable47/48€16k€14k▼
Accrued charges and deferred income492/3€5k€5k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€173▼
Other operating charges640/8€9k€10k▲
Gross operating margin9900€72k€35k▼
Operating profit (loss)9901€37k€25k▼
Financial income75/76B€344€602▲
Recurring financial income75€344€602▲
Financial charges65/66B€83€84▲
Recurring financial charges65€83€84▲
Profit (loss) for the period before taxes9903€37k€26k▼
Transfer from deferred taxes780€8k€0▼
Income taxes67/77€15k€9k▼
Profit (loss) for the period9904€31k€17k▼
Profit (loss) for the period to be appropriated9905€31k€17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€31k€17k▼
Transfer from equity791/2€1k€0▼
Transfer to equity691/2€31k€17k▼
To other reserves6921€31k€17k▼
Profit to be distributed694/7€1k€0▼
Return on contributions (dividend)694€1k€0▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
06-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €31k ▲117%
Net result €31k, the highest in the series.
31-12
Financial
Liquidity doublescurrent ratio 4.36
Current ratio from 1.94 to 4.36; short-term debt falls from €37k to €25k.
07-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
07-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €9k
Net result €9k after 2 loss-making years.
08-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-47k
Net result drops to €-47k, the lowest in the series; recovery starts the following year.
03-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
05-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
04-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Koekelberg · 1 establishment unit since 1987
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Belg.Onafhankelijkheidsln. 921081 Koekelberg1 establishment unit
Belg.Onafhankelijkheidsln. 92, 1081 Koekelberg
since 19872.030.495.159
Similar companies · same sector, comparable size
DOMAINE SAINT ANTOINE
BE 0403.317.882
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JEFF BRICKS
BE 0428.522.442
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ALNI INVEST
BE 0471.381.990
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TRUSTIM
BE 0430.391.869
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JEKER & GEER
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Of 9,140 companies in sector 68201 we hold annual accounts for 6,769. 4,930 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-08-1987
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 38 filings
Scores and ratios are computed by Checked and are not a credit decision.