Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.
Summary
Conclusion
the dossier summarised in one paragraphKREFISERVICING is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 1956 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.
Based on State Gazette and CBE data.
Filing behaviour
From the deposit records, complete market-wide| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | 27-04-2026 | 95 d early | 2026-00088515 |
| 31-12-2024 | 31-07-2025 | 15-05-2025 | 77 d early | 2025-00094900 |
| 31-12-2023 | 31-07-2024 | 29-04-2024 | 93 d early | 2024-00072473 |
| 31-12-2022 | 31-07-2023 | 05-06-2023 | 56 d early | 2023-00106407 |
| 31-12-2021 | 31-07-2022 | 19-05-2022 | 73 d early | 2022-20033036 |
| 31-12-2020 | 31-07-2021 | 09-06-2021 | 52 d early | 2021-18700123 |
| 31-12-2019 | 31-07-2020 | 29-04-2020 | 93 d early | 2020-10100498 |
| 31-12-2018 | 31-07-2019 | 21-05-2019 | 71 d early | 2019-14000327 |
| 31-12-2017 | 31-07-2018 | 03-05-2018 | 89 d early | 2018-12000373 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsAdministrative Flags
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneThis is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
Financials
Annual accounts & ratios
Source: NBB| Fiscal year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | volledig | 27-04-2026 | 2026-00088515 |
| 31-12-2024 | volledig | 15-05-2025 | 2025-00094900 |
| 31-12-2023 | volledig | 29-04-2024 | 2024-00072473 |
| 31-12-2022 | volledig | 05-06-2023 | 2023-00106407 |
| 31-12-2021 | volledig | 19-05-2022 | 2022-20033036 |
| 31-12-2020 | volledig | 09-06-2021 | 2021-18700123 |
| 31-12-2019 | volledig | 29-04-2020 | 2020-10100498 |
| 31-12-2018 | volledig | 21-05-2019 | 2019-14000327 |
| 31-12-2017 | volledig | 03-05-2018 | 2018-12000373 |
| 31-12-2017 | consolidatie | 03-05-2018 | 2018-12000386 |
Directors
Directors & mandates
10 directors-
DESLAGMULDER Dirk Omer CyrielDirectorState Gazette act 24406644 (18-06-2024)Current18-06-2024 → present
2 events
- 18-06-2024 Resigned· Director
- 18-06-2024 Appointed· Director
-
MIROIR Gustave Prosper MariaDirectorState Gazette act 24406644 (18-06-2024)Current18-06-2024 → present
3 events
- 18-06-2024 Resigned· Director
- 18-06-2024 Appointed· Director
- 18-06-2024 Appointed· Managing director
-
Dirk DeslagmulderDirectorState Gazette act 23112560 (31-08-2023)Current31-08-2023 → present
-
Gustave MiroírManaging directorState Gazette act 23112560 (31-08-2023)Current31-08-2023 → present
-
Gustave MiroirDirectorState Gazette act 20126283 (26-10-2020)Current26-10-2020 → present
-
François FlorquinDirectorState Gazette act 21066545 (04-06-2021)Current19-06-2015 → present
2 events
- 04-06-2021 Appointed· Director
- 19-06-2015 Appointed· Director
Historic, not recently confirmed (2)
-
Christel WymeerschAuditorState Gazette act 17125708 (01-09-2017)Not recently confirmedlast confirmed in an act from 2017
-
Diane PeetersDirectorState Gazette act 03068722 (20-06-2003)Not recently confirmedlast confirmed in an act from 2003
Former directors (2)
-
Frans FlorquinDirectorState Gazette act 23112560 (31-08-2023)Former- → 31-08-2023
-
Luc AdriaerssenDirectorState Gazette act 16001935 (06-01-2016)Former- → 06-01-2016
Statutory auditor
2 auditors| Statutory auditor | IRE/IBR number | Tenure |
|---|---|---|
| Christel WeymeerschCurrent Statutory auditor |
- | 31-05-2023 → present |
| Christel Wymeersch Statutory auditor succeeded by Christel Weymeersch in 2023 |
- | 26-10-2020 → 31-05-2023 |
Insolvency mandates
Legal Structure
| NACE primary | Overige activiteiten van geldscheppende financiële instellingen(64190) |
| Legal form | Public limited company(014) |
| Incorporation | 01-03-1956 |
| Status | Active |
| Postal code | 2550 |
Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationReal-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11024B0084/00M000 | Flanders | 1.5 ha | 1 · 3,683 m² | 17.6 m · 2 fl. |
Publications
Lifecycle & Insolvency Signals
Belgisch Staatsblad · acts
17 acts18-06-2024 3 directors appointed, 2 resigning
- DESLAGMULDER Dirk Omer Cyriel, Bestuurder
- MIROIR Gustave Prosper Maria, Bestuurder
- MIROIR Gustave Prosper Maria, Gedelegeerd bestuurder
- DESLAGMULDER Dirk Omer Cyriel, Bestuurder
- MIROIR Gustave Prosper Maria, Bestuurder
25-03-2024 Articles of association amended
31-08-2023 2 directors appointed, 1 resigning
- Dirk Deslagmulder, Bestuurder
- Gustave Miroír, Gedelegeerd bestuurder
- Frans Florquin, Bestuurder
31-05-2023 Christel Weymeersch appointed as statutory auditor
04-06-2021 François Florquin appointed as director
26-10-2020 2 directors appointed
29-07-2019 Registered office moved from Antwerpen to Kontich
- VAN PUTLEI 18 - 2018 ANTWERPEN → Prins Boudewijnlaan 5 bus 10. 2550 Kontich
06-10-2017 Capital decrease of €40,493,000 to €2,500,000
01-09-2017 Christel Wymeersch appointed as auditor
11-10-2016 Publication in the Belgian Official Gazette, Miscellaneous
27-09-2016 Capital increase of €4,958,000 to €42,993,000
29-07-2016 Publication in the Belgian Official Gazette, Miscellaneous
06-01-2016 Luc Adriaerssen resigns as director
11-09-2015 Articles of association amended
19-06-2015 François Florquin appointed as director
08-07-2010 Publication in the Belgian Official Gazette, Miscellaneous
20-06-2003 Capital increase of €23,035,000 to €38,035,000
Analysis
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Credit advice
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Company registry (CBE)
Crossroads Bank| Legal nameNL | KREFISERVICING |