Age6 yrs
Real estate2 parcels · 4,991 m²
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of KREATIK is 1.2% (low). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.
Based on State Gazette and CBE data.
Filing behaviour
From the deposit records, complete market-wideDeadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 11 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
How we compute the deadline
The year end is derived from 5 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | 29-08-2025 | 29 d late | 2025-00437085 |
| 31-12-2023 | 31-07-2024 | 28-03-2024 | 125 d early | 2024-00053211 |
| 31-12-2022 | 31-07-2023 | 17-07-2023 | 14 d early | 2023-00258510 |
| 31-12-2021 | 31-07-2022 | 16-07-2022 | 15 d early | 2022-20214136 |
| 31-12-2020 | 31-07-2021 | 06-07-2021 | 25 d early | 2021-33000179 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsMore than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone1.2%
Low
0%0,5%1,5%4%10%≥25%
Young company
+Lower-failure-rate sector
−Multiple establishment units
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
Annual accounts & ratios
Source: NBBFinancials being processed
NBB has 5 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
| Fiscal year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2024 | micro | 29-08-2025 | 2025-00437085 |
| 31-12-2023 | micro | 28-03-2024 | 2024-00053211 |
| 31-12-2022 | micro | 17-07-2023 | 2023-00258510 |
| 31-12-2021 | micro | 16-07-2022 | 2022-20214136 |
| 31-12-2020 | micro | 06-07-2021 | 2021-33000179 |
Structure & network
Locations & real estate
Establishment units
2 locationsKREATIK
since 20202.302.239.867
Loutersveld 21, 2870 Puurs-Sint-Amands
since 20252.390.428.111
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area4,991 m²
Buildings2
Building footprint523 m²
Volume (LiDAR)1,173 m³
Tallest building8.6 m · ±2 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12022C0273/00N002 | Flanders | 2,634 m² | 1 · 202 m² | 8.6 m · 2 fl. |
| 12030B0854/00T003 | Flanders | 2,357 m² | 1 · 321 m² | - |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
1 acts Capital history · 1
27-03-2024
Capital change
All acts · 1
updated 2 years ago
2024
27-03-2024 All shares are now held by a single shareholder
Notary:
Peter VERHAEGEN · Puurs-Sint-Amands
Analysis
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Primary activity highlighted.
Names & trade names
| Legal nameNL | KREATIK |
Registered office
Hof ter Bollen 49
2870 Puurs-Sint-Amands, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.