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KR Pro

Active
Hermansstraat 33 ·2570 Duffel, Belgium
KBO/BCE: BE 0698.586.575
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Age8 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of KR Pro is 0.8% (low). The 2020 annual accounts show equity of €11k and a net result of €-2k. Its solvency ranks better than 39% of 1365 sector peers (fiscal year 2020). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.8% Low
0%0,5%1,5%4%10%≥25%
Lower-risk legal form Annual accounts: weaker financial profile +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

Insufficient current data: the most recent filed accounts (financial year 2020) are too old to derive current signals.

Filing behaviour

From the deposit records, complete market-wide
Annual accounts not filed
The financial year that closed on 31-12-2021 was due at the National Bank by 31-07-2022. Nothing is on record today, 1472 days later. 5 financial years are missing in total. Measured on financial year 2023: 41.75% of the companies that did not file are in an abnormal legal state today, against 1.66% of those that did.
Filed after the deadline
The financial year that closed on 31-12-2020 was due by 31-07-2021 and was filed on 31-08-2021, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2020, that is 31-07-2021.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 nothing on record not filed -
31-12-2023 31-07-2024 nothing on record not filed -
31-12-2022 31-07-2023 nothing on record not filed -
31-12-2021 31-07-2022 nothing on record not filed -
31-12-2020 31-07-2021 31-08-2021 31 d late 2021-62000112
31-12-2019 31-07-2020 26-08-2020 26 d late 2020-44900346

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2018, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-2k
Working capital€-6k

Annual accounts & ratios

Source: NBB · 2020
Annual accounts filed on 31-08-2021 with the NBB · fiscal year 2020 · micro
€-20k€0€20k€40kOperating result 2019: €41k€41kNet result 2019: €36k€36kOperating result 2020: €-3k€-3kNet result 2020: €-2k€-2k20192020
Operating resultNet result
Sector comparison
Fiscal year 2020 · NACE 47, Retail trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 12.5% 23.3%
better than 39% of 1365 sector peers
Net result €-2k €3k
better than 32% of 1361 sector peers
Equity €11k €22k
better than 39% of 1367 sector peers
Gross operating margin €12k €24k
better than 37% of 1356 sector peers
Total assets €88k €124k
better than 40% of 1366 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€10k
-81.7% 19-20
Net profit
€-2k
- 19-20
Cash flow
€11k
-77.5% 19-20
Total assets
€88k
+8.8% 19-20
Equity
€11k
-13.4% 19-20
Working capital
€-6k
- 19-20
Income taxes
€264
-91.4% 19-20
Debt
€77k
+12.9% 19-20
Debt ≤ 1y
€56k
+34.3% 19-20
Debt > 1y
€21k
-19.4% 19-20
Current ratio
0.89
-12.3% 19-20
Quick ratio
0.89
-12.3% 19-20
Solvency
12.5%
-20.4% 19-20
Debt / equity
1.90
-6.9% 19-20
ROE
-15.5%
- 19-20
ROA
-1.9%
- 19-20
Figures by fiscal year
Fiscal year2020
Depositmicro
Revenue-
EBITDA€10k
Net profit€-2k
Cash flow€11k
Staff costs-
Income taxes€264
Dividends-
Total assets€88k
Equity€11k
Debt€77k
of which ≤ 1y€56k
of which > 1y€21k
Working capital€-6k
Employees (FTE)-
Ratios (computed)
2020
Current ratio0.89
Quick ratio0.89
Working capital ratio-7.2%
Solvency12.5%
Debt / equity1.90
Long-term debt ratio1.90
Interest coverage-
Gross margin-
Net margin-
ROA-1.9%
ROE-15.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2020
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2020
Balance sheet, Assets
TOTAL ASSETS 20/58€88k
Fixed assets 21/28€38k
Tangible fixed assets 22/27€38k
Current assets 29/58€50k
Amounts receivable within one year 40/41€44k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€88k
Equity 10/15€11k
Reserves 13€10k
Amounts payable 17/49€77k
Amounts payable after one year 17€21k
Amounts payable within one year 42/48€56k
Trade debts payable within one year 44€23k
Income statement
Gross operating margin 9900€12k
Operating result 9901€-3k
Financial income 75€3k
Financial charges 65€1k
Result before taxes 9903€-1k
Income taxes 67/77€264
Net result for the period 9904€-2k
Result to be appropriated 9905€-2k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2020 · computed
30 / 100 Weak
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

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Computed by Checked from the NBB filing for FY 2020. Indicative, not credit advice.

Directors

Directors & mandates

1 director
Former directors (1)
  • Cindy De Koster
    Manager
    State Gazette act 26048529 (10-04-2026)
    Former
    - → 17-03-2026
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Detailhandel in glas-, porselein- en aardewerk en in niet-elektrische huishoudelijke artikelen(47553)
Legal form General partnership(011)
Incorporation15-06-2018
StatusActive
Postal code2570

Structure & network

Locations & real estate

Establishment units

1 location
KR pro
Hermansstraat 19/8, 2570 DuffelDetailhandel in audio- en videoapparatuur in gespecialiseerde winkels
since 20182.276.925.243
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area2.6 ha
Buildings2
Building footprint915 m²
Volume (LiDAR)6,180 m³
Tallest building18.7 m · ±5 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12009E0645/00A000 Flanders 2.1 ha 1 · 451 m² -
12009E0352/00P013 Flanders 4,771 m² 1 · 463 m² 18.7 m · 5 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

8 acts
Capital history · 1
18-02-2020
v3.2
Address history · 4
10-04-2026
Seat change: date: 2026-03-17, new_address: Hermansstraat 33, 2570 Duffel, old_address: Hoge Vosbergstraat 27, 2840 Rumst
05-11-2024
v3.2
24-01-2024
v3.2
14-02-2022
v3.2
All acts · 8 updated 4 months ago
2026
10-04-2026 Act object · General meeting · Officer resignation · Seat change Open-capture extraction
  • Act object: Zetel (zetelverplaatsing) - Ontslagen · KR Pro By Cindy & Kristof
  • General meeting: date: 2025-03-16, type: bijzondere algemene vergadering · KR Pro By Cindy & Kristof
  • Officer resignation: date: 2026-03-17, role: niet-statutaire zaakvoerder · Cindy De Koster
  • Seat change: date: 2026-03-17, new_address: Hermansstraat 33, 2570 Duffel, old_address: Hoge Vosbergstraat 27, 2840 Rumst · KR Pro By Cindy & Kristof
  • Filing: date: 2026-03-31, court: Ondernemingsrechtbank Antwerpen · KR Pro By Cindy & Kristof
  • Publication: date: 2026-04-10, source: Belgisch Staatsblad · KR Pro By Cindy & Kristof
Summary: Act object · General meeting · Officer resignation · Seat change
2025
25-08-2025 Change in the board of directors Director changes
2024
05-11-2024 Registered office moved from Mol to Rumst Registered-office change
  • Wanmolenstraat 85, 2400 Mol → Hoge Vosbergstraat 27, 2840 Rumst
Summary: v3.2
24-01-2024 Registered office moved from Ham to Mol Registered-office change
  • Truibroek 81, 3945 Ham → Wanmolenstraat 85, 2400 Mol
Summary: v3.2
2023
06-12-2023 Articles of association amended Statutes amendment
2022
14-02-2022 Registered office moved from Geel to Koersel Registered-office change
  • Seppendijk 6, 2440 Geel → Hemelboomstraat 12, 3582 Koersel
Summary: v3.2
2020
18-02-2020 Capital decrease of €13,500 to €1,500 Capital & shares
  • €15.000 → €1.500
Summary: v3.2
2018
28-06-2018 Incorporation of a new CV Incorporation
Summary: oprichting

Analysis

Snowflake analysis

financial profile on 5 axes
Health30Profitability0Solvency37Growth32Stability100
40 / 100

Fragile profile, watch profitability in particular.

All 5 axes are computed from data Checked has read.

Health 30
Profitability 0
Solvency 37
Growth 32
Stability 100

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AI due-diligence brief

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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector, ranked by comparable size

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Detailhandel in glas-, porselein- en aardewerk en in niet-elektrische huishoudelijke artikelen47553Detailhandel in glas-, porselein- en aardewerk en in niet-elektrische huishoudelijke artikelen in gespecialiseerde winkels47593Ontwerp en bouw van podia90022Ontwerp en bouw van podia en decors90392Personenvervoer te land binnen steden of voorsteden49310Personenvervoer over de weg volgens dienstregeling49310Goederenvervoer over de weg, m.u.v. verhuisbedrijven49410Goederenvervoer over de weg49410Catering56210Catering van evenementen56210Verhuur en lease van vaat- en glaswerk, keuken- en tafelgerei, elektrische huishoudapparaten en andere huishoudelijke benodigdheden77223Verhuur en lease van vaat- en glaswerk, keuken- en tafelgerei, elektrische huishoudapparaten en andere huishoudelijke benodigdheden77293Gespecialiseerde beeld-, verlichtings- en geluidstechnieken90023Gespecialiseerde beeld-, verlichtings- en geluidstechnieken90393
Primary activity highlighted.
Names & trade names
Legal nameNL KR Pro
Legal nameNL KR Pro By Cindy & Kristof
Registered office
Hermansstraat 33
2570 Duffel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.