KORU
ActiveSummary
KORU has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €53k and a net result of €73k. Equity is shrinking by ~13.5% per year across the filed fiscal years. Its solvency ranks better than 38% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency66▼-34
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 1.64 against 3.79 in 2024; short-term debt: 58.5% and cash: 77.7% of total assets), but 58.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.5%
Return on assets
56.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
16 d early
2024
51 d early
2023
58 d early
2022
3 d early
2021
3 d late
2020
123 d early
2019
72 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€53k▼ 4.7%
2024 · €56k
2018: €85k
2019: €130k
2020: €180k
2021: €202k
2022: €82k
2023: €44k
2024: €56k
2018 → 2025
Total assets
€129k▲ 78.0%
2024 · €72k
2018: €91k
2019: €135k
2020: €191k
2021: €208k
2022: €97k
2023: €80k
2024: €72k
2018 → 2025
Net result
€73k▲ 51.6%
2024 · €48k
2018: €14k
2019: €28k
2020: €51k
2021: €23k
2022: €-15k
2023: €34k
2024: €48k
2018 → 2025
Working capital
€48k▲ 6.0%
2024 · €45k
2018: €85k
2019: €130k
2020: €180k
2021: €182k
2022: €66k
2023: €32k
2024: €45k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€202k-€82k▼ 59.7%€44k▼ 46.6%€56k▲ 28.5%€53k▼ 4.7%
Operating result€32k-€-14k€41k€62k▲ 50.4%€93k▲ 50.4%
Net result€23k-€-15k€34k€48k▲ 42.3%€73k▲ 51.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 50% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €129k
Fixed assets
€5k ▼ 49.8%
Current assets
€123k ▲ 100%
Equity and liabilities €129k
Equity
€53k ▼ 4.7%
Debt
€75k ▲ 363%
Debt's share of the balance-sheet total rises from 22.5% to 58.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€98k▲
2024 · €67k
Cash flow
€79k▲
2024 · €53k
Current ratio
1.64▼
2024 · 3.79
Debt to equity
1.41▲
2024 · 0.29
ROE
137.1%▲
2024 · 86.1%
ROA
56.9%▼
2024 · 66.8%
Interest coverage
530.66▲
2024 · 215.41
Debt ≤ 1 year
€75k▲
2024 · €16k
Income taxes
€20k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€72k€129k▲
Fixed assets21/28€11k€5k▼
Tangible fixed assets22/27€11k€5k▼
Furniture and vehicles24€11k€5k▼
Current assets29/58€62k€123k▲
Amounts receivable within one year40/41€19k€23k▲
Trade receivables40€14k€14k▲
Other amounts receivable41€6k€8k▲
Cash at bank and in hand54/58€41k€100k▲
Deferred charges and accrued income490/1€775€796▲
Equity and liabilities
Total equity and liabilities10/49€72k€129k▲
Equity10/15€56k€53k▼
Contributions10/11€20k€20k=
Reserves13€20k€20k=
Distributable reserves133€20k€20k=
Profit (loss) carried forward14€16k€13k▼
Amounts payable17/49€16k€75k▲
Amounts payable within one year42/48€16k€75k▲
Trade debts44€229€15▼
Suppliers440/4€229€15▼
Taxes, remuneration and social security45€8k€8k▼
Taxes450/3€8k€8k▼
Other amounts payable47/48€8k€67k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▲
Other operating charges640/8€586€614▲
Gross operating margin9900€68k€99k▲
Operating profit (loss)9901€62k€93k▲
Financial income75/76B€4€0▼
Recurring financial income75€4€0▼
Financial charges65/66B€311€185▼
Recurring financial charges65€311€185▼
Profit (loss) for the period before taxes9903€62k€93k▲
Income taxes67/77€13k€20k▲
Profit (loss) for the period9904€48k€73k▲
Profit (loss) for the period to be appropriated9905€48k€73k▲
Appropriation of the result
Profit (loss) to be appropriated9906€51k€89k▲
Profit (loss) brought forward from the previous period14P€3k€16k▲
Profit to be distributed694/7€36k€76k▲
Return on contributions (dividend)694€36k€76k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €73k ▲51.6%
Operating result €93k, net result €73k, both a record.
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 3.79
Current ratio from 1.89 to 3.79; short-term debt falls from €36k to €16k.
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €34k
Net result €34k after one loss-making year.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-15k ▼165%
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
03-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 3 days late
2021
31-12
Financial
Equity above €200kEq €202k ▲12.2%
4 profitable years in a row build equity to €202k.
30-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €150kEq €180k ▲39%
3 profitable years in a row build equity to €180k.
Show earlier events
20-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €100kEq €130k ▲51.8%
2 profitable years in a row build equity to €130k.
07-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 7 days late
2018
08-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Manage · 1 establishment unit since 2016
Ground area
823 m²
Building footprint
176 m²
Volume, LiDAR
1,646 m³
2 parcels, Brussels, Wallonia · tallest building 14.4 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
KORU
since 20162.259.797.815
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52043A0168/00F005 | Wallonia | 712 m² | 1 · 98 m² | 10.0 m · 2 fl. |
| 21443C0173/00C005 | Brussels | 111 m² | 1 · 78 m² | 14.4 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
2549006V51NWZXZMOS23
Similar companies · same sector, comparable size
myNoise
BE 0634.969.423
Wezembeek-Oppem · Eq €53,375
La Mu Consult
BE 0833.015.016
Dilbeek · Eq €53,400
Rottier Corporate Solutions
BE 0798.196.073
Mortsel · Eq €53,364
F4M
BE 0797.252.106
Stekene · Eq €53,363
MP
BE 0802.665.496
Diest · Eq €53,410
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 38,414 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formLimited partnership
Founded24-11-2016
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.