KOOL
ActiveSummary
KOOL has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €312k and a net result of €4k. Equity is growing by ~4.5% per year across the filed fiscal years. Its solvency ranks better than 69% of 18400 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability70▼-1
Solvency81▼-5
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity tight (current ratio 1.07 against 0.93 in 2024; short-term debt: 44% and cash: 21.5% of total assets), and 44% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56%
Return on assets
0.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 d early
2024
20 d early
2023
37 d early
2022
16 d late
2021
24 d early
2020
27 d late
2019
48 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€312k▲ 1.4%
2024 · €307k
2018: €205klowest in 8 years
2019: €222k▲ +8.6% vs 2018
2020: €265k▲ +19.1% vs 2019
2021: €276k▲ +4.3% vs 2020
2022: €289k▲ +4.7% vs 2021
2023: €297k▲ +2.6% vs 2022
2024: €307k▲ +3.5% vs 2023
2025: €312k▲ +1.4% vs 2024highest in 8 years
2018 → 2025
Total assets
€556k▲ 10.6%
2024 · €503k
2018: €234klowest in 8 years
2019: €320k▲ +36.8% vs 2018
2020: €664k▲ +107% vs 2019highest in 8 years
2021: €563k▼ -15.2% vs 2020
2022: €519k▼ -7.7% vs 2021
2023: €525k▲ +1.2% vs 2022
2024: €503k▼ -4.3% vs 2023
2025: €556k▲ +10.6% vs 2024
2018 → 2025
Net result
€4k▼ 58.4%
2024 · €10k
2018: €17k
2019: €43k▲ +148% vs 2018
2020: €72k▲ +70.2% vs 2019highest in 8 years
2021: €31k▼ -56.6% vs 2020
2022: €21k▼ -34.7% vs 2021
2023: €8k▼ -62.8% vs 2022
2024: €10k▲ +34.3% vs 2023
2025: €4k▼ -58.4% vs 2024lowest in 8 years
2018 → 2025
Working capital
€18k
2024 · €-14k
2018: €192khighest in 8 years
2019: €114k▼ -40.5% vs 2018
2020: €-67k▼ -158% vs 2019lowest in 8 years
2021: €-45k▲ +31.9% vs 2020
2022: €-43k▲ +6.2% vs 2021
2023: €-18k▲ +57.0% vs 2022
2024: €-14k▲ +24.6% vs 2023
2025: €18k▲ +230% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€276k-€289k▲ 4.7%€297k▲ 2.6%€307k▲ 3.5%€312k▲ 1.4%
2021: €276klowest in 5 years
2022: €289k▲ +4.7% vs 2021
2023: €297k▲ +2.6% vs 2022
2024: €307k▲ +3.5% vs 2023
2025: €312k▲ +1.4% vs 2024highest in 5 years
Operating result€41k-€25k▼ 38.2%€14k▼ 44.7%€19k▲ 36.9%€11k▼ 40.3%
2021: €41khighest in 5 years
2022: €25k▼ -38.2% vs 2021
2023: €14k▼ -44.7% vs 2022
2024: €19k▲ +36.9% vs 2023
2025: €11k▼ -40.3% vs 2024lowest in 5 years
Net result€31k-€21k▼ 34.7%€8k▼ 62.8%€10k▲ 34.3%€4k▼ 58.4%
2021: €31khighest in 5 years
2022: €21k▼ -34.7% vs 2021
2023: €8k▼ -62.8% vs 2022
2024: €10k▲ +34.3% vs 2023
2025: €4k▼ -58.4% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 40% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €556k
Fixed assets
€294k ▼ 8.6%
Current assets
€263k ▲ 44.5%
Equity and liabilities €556k
Equity
€312k ▲ 1.4%
Debt
€245k ▲ 25.1%
Debt's share of the balance-sheet total rises from 38.9% to 44.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€39k▼
2024 · €46k
Cash flow
€32k▼
2024 · €38k
Current ratio
1.07▲
2024 · 0.93
Quick ratio
0.80▲
2024 · 0.49
Debt to equity
0.78▲
2024 · 0.64
ROE
1.4%▼
2024 · 3.3%
ROA
0.8%▼
2024 · 2.0%
Interest coverage
167.55▲
2024 · 90.20
Debt ≤ 1 year
€245k▲
2024 · €196k
Income taxes
€7k▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€503k€556k▲
Fixed assets21/28€321k€294k▼
Tangible fixed assets22/27€221k€194k▼
Land and buildings22€178k€170k▼
Plant, machinery and equipment23€703€430▼
Furniture and vehicles24€42k€24k▼
Financial fixed assets28€100k€100k=
Current assets29/58€182k€263k▲
Amounts receivable after more than one year29€6k€0▼
Other amounts receivable291€6k€0▼
Stocks and contracts in progress3€87k€66k▼
Stocks30/36€87k€66k▼
Amounts receivable within one year40/41€61k€75k▲
Trade receivables40€11k€20k▲
Other amounts receivable41€50k€56k▲
Cash at bank and in hand54/58€26k€120k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€503k€556k▲
Equity10/15€307k€312k▲
Contributions10/11€12k€12k=
Reserves13€285k€285k=
Distributable reserves133€285k€285k=
Profit (loss) carried forward14€10k€15k▲
Amounts payable17/49€196k€245k▲
Amounts payable within one year42/48€196k€245k▲
Trade debts44€18k€96k▲
Suppliers440/4€18k€96k▲
Taxes, remuneration and social security45€9k€6k▼
Taxes450/3€9k€6k▼
Other amounts payable47/48€169k€143k▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€28k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-7k€2k▲
Other operating charges640/8€4k€3k▼
Gross operating margin9900€43k€43k▲
Operating profit (loss)9901€19k€11k▼
Financial income75/76B€700€675▼
Recurring financial income75€700€675▼
Financial charges65/66B€513€232▼
Recurring financial charges65€513€232▼
Profit (loss) for the period before taxes9903€19k€12k▼
Income taxes67/77€9k€7k▼
Profit (loss) for the period9904€10k€4k▼
Profit (loss) for the period to be appropriated9905€10k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€10k€15k▲
Profit (loss) brought forward from the previous period14P€26€10k▲
Transfer to equity691/2€0-
To other reserves6921€0-
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €11 | €6k | €0 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €19k | €12k | €17k | €27k | €28k | ▲ 0.8% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €-2k | €2k | €-9k | €-7k | €2k | ▲ 125% |
| Other operating charges640/8 | €4k | €2k | €5k | €4k | €3k | ▼ 23.5% |
| Gross operating margin9900 | €62k | €41k | €26k | €43k | €43k | ▲ 1.8% |
| Operating profit (loss)9901 | €41k | €25k | €14k | €19k | €11k | ▼ 40.3% |
| Financial income75/76B | €51 | €174 | €10 | €700 | €675 | ▼ 3.6% |
| Recurring financial income75 | €51 | €174 | €10 | €700 | €675 | ▼ 3.6% |
| Financial charges65/66B | €159 | €149 | €453 | €513 | €232 | ▼ 54.8% |
| Recurring financial charges65 | €159 | €149 | €453 | €513 | €232 | ▼ 54.8% |
| Profit (loss) for the period before taxes9903 | €40k | €25k | €13k | €19k | €12k | ▼ 38.6% |
| Income taxes67/77 | €9k | €5k | €6k | €9k | €7k | ▼ 15.6% |
| Profit (loss) for the period9904 | €31k | €21k | €8k | €10k | €4k | ▼ 58.4% |
| Profit (loss) for the period to be appropriated9905 | €31k | €21k | €8k | €10k | €4k | ▼ 58.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €563k | €519k | €525k | €503k | €556k | ▲ 10.6% |
| Fixed assets21/28 | €322k | €332k | €316k | €321k | €294k | ▼ 8.6% |
| Tangible fixed assets22/27 | €222k | €232k | €216k | €221k | €194k | ▼ 12.5% |
| Land and buildings22 | €201k | €196k | €187k | €178k | €170k | ▼ 4.8% |
| Plant, machinery and equipment23 | - | €1k | €977 | €703 | €430 | ▼ 38.9% |
| Furniture and vehicles24 | €21k | €35k | €28k | €42k | €24k | ▼ 44.2% |
| Financial fixed assets28 | €100k | €100k | €100k | €100k | €100k | = |
| Current assets29/58 | €241k | €187k | €210k | €182k | €263k | ▲ 44.5% |
| Amounts receivable after more than one year29 | - | - | - | €6k | €0 | ▼ 100% |
| Other amounts receivable291 | - | - | - | €6k | €0 | ▼ 100% |
| Stocks and contracts in progress3 | €87k | €71k | €74k | €87k | €66k | ▼ 24.0% |
| Stocks30/36 | €87k | €71k | €74k | €87k | €66k | ▼ 24.0% |
| Amounts receivable within one year40/41 | €64k | €63k | €56k | €61k | €75k | ▲ 23.9% |
| Trade receivables40 | €19k | €17k | €11k | €11k | €20k | ▲ 75.1% |
| Other amounts receivable41 | €45k | €46k | €45k | €50k | €56k | ▲ 12.2% |
| Cash at bank and in hand54/58 | €87k | €52k | €78k | €26k | €120k | ▲ 363% |
| Deferred charges and accrued income490/1 | €3k | €1k | €1k | €3k | €2k | ▼ 40.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €563k | €519k | €525k | €503k | €556k | ▲ 10.6% |
| Equity10/15 | €276k | €289k | €297k | €307k | €312k | ▲ 1.4% |
| Contributions10/11 | €12k | €12k | €12k | €12k | €12k | = |
| Reserves13 | €264k | €277k | €285k | €285k | €285k | = |
| Non-distributable reserves130/1 | €2k | €2k | €0 | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | €0 | - | - | - |
| Distributable reserves133 | €262k | €275k | €285k | €285k | €285k | = |
| Profit (loss) carried forward14 | €13 | €18 | €26 | €10k | €15k | ▲ 41.5% |
| Amounts payable17/49 | €286k | €230k | €228k | €196k | €245k | ▲ 25.1% |
| Amounts payable within one year42/48 | €286k | €230k | €228k | €196k | €245k | ▲ 25.1% |
| Trade debts44 | €75k | €45k | €47k | €18k | €96k | ▲ 429% |
| Suppliers440/4 | €75k | €45k | €47k | €18k | €96k | ▲ 429% |
| Taxes, remuneration and social security45 | €12k | €6k | €11k | €9k | €6k | ▼ 30.0% |
| Taxes450/3 | €12k | €6k | €11k | €9k | €6k | ▼ 30.0% |
| Other amounts payable47/48 | €199k | €178k | €170k | €169k | €143k | ▼ 15.5% |
| Accrued charges and deferred income492/3 | €250 | €250 | €250 | €0 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €31k | €21k | €8k | €10k | €4k | ▼ 58.4% |
| + Depreciation and write-downs630 | €19k | €12k | €17k | €27k | €28k | ▲ 0.8% |
| Operating cash flow (approximation) | €50k | €32k | €24k | €38k | €32k | ▼ 15.4% |
| Investment in fixed assets (approximation) | - | €-22k | €0 | €-33k | €0 | ▲ 100% |
| Change in cash | - | €-35k | €27k | €-52k | €94k | ▲ 279% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €4k ▼58.4%
Net result drops to €4k, the lowest in the series.
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
16-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 16 days late
2022
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 27 days late
2020
31-12
Financial
Highest result since 2018net €72k ▲70.2%
Operating result €91k, net result €72k, both a record.
17-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 48 days late
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
27-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 119 days late
2017
26-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 57 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kalmthout · 1 establishment unit since 2012
Ground area
1,814 m²
Building footprint
406 m²
Volume, LiDAR
1,718 m³
Parcel 11662C0239/00E000, Flanders · tallest building 5.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
KOOL
since 20122.214.091.415
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11662C0239/00E000 | Flanders | 1,814 m² | 1 · 406 m² | 5.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Cool Touch Services
BE 0887.020.953
Kapellen · Eq €310,946
SERMANT
BE 0420.252.302
Ninove · Eq €312,657
Robalco
BE 0882.124.730
Merksplas · Eq €313,466
HASO
BE 0475.855.472
Ninove · Eq €314,231
PHILIPPE STEVENS
BE 0474.471.144
Blégny · Eq €315,229
Of 1,513 companies in sector 47540 we hold annual accounts for 805. 645 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-10-2012
Fiscal year end31-12
Activities, NACEBEL 2025
47540Retail sale of electrical household appliances
47400Retail sale of information and communication equipment
47559Retail sale of other household articles
Scores and ratios are computed by Checked and are not a credit decision.