KOMONO
ActiveKOMONO has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.94M and a net result of €514k. Equity is shrinking by ~4.7% per year across the filed fiscal years. Its solvency ranks better than 56% of 7931 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▲+5
Solvency75▲+18
Growth47=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €120k at 30 days acceptable
Liquidity ample (current ratio 1.98 against 1.46 in 2024; short-term debt: 46.3% and cash: 8.4% of total assets), and 49.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.3%
Return on assets
13.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €1.94M
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
55 d late
2023
40 d late
2022
30 d late
2021
31 d late
2020
91 d late
2019
69 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€8.92M▲ 2.0%
2023 · €8.75M
2018: €9.97M
2019: €9.34M
2020: €6.66M
2021: €7.45M
2022: €8.07M
2023: €8.75M
2018 → 2024
EBIT margin
5.3%▲ 1.5pp
2023 · 3.8%
2018: -39.0%
2019: 6.9%
2020: -2.4%
2021: 7.0%
2022: -6.5%
2023: 3.8%
2018 → 2024
Net result
€514k▲ 85.1%
2024 · €277k
2018: €-3.93M
2019: €566k
2020: €-300k
2021: €344k
2022: €-625k
2023: €109k
2024: €277k
2018 → 2025
Working capital
€1.76M▲ 38.6%
2024 · €1.27M
2018: €1.37M
2019: €1.84M
2020: €1.60M
2021: €3.27M
2022: €1.21M
2023: €1.22M
2024: €1.27M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€7.45M-€8.07M▲ 8.3%€8.75M▲ 8.4%€8.92M▲ 2.0%
Equity€2.57M-€1.04M▼ 59.4%€1.15M▲ 10.5%€1.43M▲ 24.1%€1.94M▲ 36.0%
Operating result€520k-€-523k€334k€472k▲ 41.1%€640k▲ 35.7%
Net result€344k-€-625k€109k€277k▲ 154%€514k▲ 85.1%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 36% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.86M
Fixed assets
€318k▼ 19.4%
Current assets
€3.54M▼ 11.7%
Equity and liabilities €3.86M
Equity
€1.94M▲ 36.0%
Provisions
€89k▲ 2.9%
Debt
€1.83M▼ 36.7%
The debt ratio falls from 65.7% to 47.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€727k▲
2024 · €582k
Cash flow
€600k▲
2024 · €388k
Solvency
50.3%▲
2024 · 32.4%
Current ratio
1.98▲
2024 · 1.46
Quick ratio
0.68▲
2024 · 0.61
Debt / equity
0.94▼
2024 · 2.03
ROE
26.5%▲
2024 · 19.4%
ROA
13.3%▲
2024 · 6.3%
Interest coverage
4.29▼
2024 · 22.51
Debt
€1.83M▼
2024 · €2.89M
Debt ≤ 1 year
€1.79M▼
2024 · €2.75M
Debt > 1 year
€44k▼
2024 · €148k
Income taxes
€3k▼
2024 · €60k
Staff costs
€2.66M▲
2024 · €2.55M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4.41M€3.86M▼
Fixed assets21/28€395k€318k▼
Intangible fixed assets21€143k€118k▼
Tangible fixed assets22/27€186k€164k▼
Plant, machinery and equipment23€46k€47k▲
Furniture and vehicles24€26k€28k▲
Other tangible fixed assets26€114k€89k▼
Financial fixed assets28€67k€37k▼
Affiliated companies280/1€1k-
Participating interests280€1k-
Other financial fixed assets284/8€65k-
Amounts receivable and cash guarantees285/8€65k-
Current assets29/58€4.01M€3.54M▼
Stocks and contracts in progress3€2.34M€2.33M▼
Stocks30/36€2.34M€2.33M▼
Goods purchased for resale34€2.34M-
Amounts receivable within one year40/41€1.38M€891k▼
Trade receivables40€1.33M€838k▼
Other amounts receivable41€51k€52k▲
Cash at bank and in hand54/58€291k€326k▲
Equity and liabilities
Total equity and liabilities10/49€4.41M€3.86M▼
Equity10/15€1.43M€1.94M▲
Contributions10/11€25k€25k=
Reserves13€1.40M€1.92M▲
Tax-exempt reserves132€19k€19k=
Distributable reserves133€1.38M€1.90M▲
Provisions and deferred taxes16€86k€89k▲
Provisions for liabilities and charges160/5€86k€89k▲
Other liabilities and charges164/5€86k€89k▲
Amounts payable17/49€2.89M€1.83M▼
Amounts payable after more than one year17€148k€44k▼
Financial debts170/4€148k€44k▼
Credit institutions173€148k-
Amounts payable within one year42/48€2.75M€1.79M▼
Current portion of amounts payable after more than one year42€101k€104k▲
Financial debts43€505k€21k▼
Credit institutions430/8€505k€21k▼
Trade debts44€1.69M€1.30M▼
Suppliers440/4€1.69M€1.30M▼
Advances received on contracts in progress46€100k€19k▼
Taxes, remuneration and social security45€353k€340k▼
Taxes450/3€97k€90k▼
Remuneration and social security454/9€256k€251k▼
Accrued charges and deferred income492/3€579€658▲
Income statement
Code20242025
Operating income70/76A€8.96M-
Turnover70€8.92M-
Other operating income74€37k-
Operating charges60/66A€8.49M-
Goods for resale, raw materials and consumables60€2.43M-
Purchases600/8€2.71M-
Change in stocks: decrease (increase)609€-275k-
Services and other goods61€3.45M-
Remuneration, social security and pensions62€2.55M€2.66M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€111k€86k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-68k€77k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8€-12k€2k▲
Other operating charges640/8€12k€9k▼
Non-recurring operating charges66A€13k-
Gross operating margin9900-€3.47M
Operating profit (loss)9901€472k€640k▲
Financial income75/76B€41k€48k▲
Recurring financial income75€41k€48k▲
Income from financial fixed assets750€3k-
Other financial income752/9€38k-
Financial charges65/66B€174k€171k▼
Recurring financial charges65€174k€169k▼
Debt charges650€26k-
Other financial charges652/9€148k-
Non-recurring financial charges66B-€2k
Profit (loss) for the period before taxes9903€338k€516k▲
Income taxes67/77€60k€3k▼
Taxes670/3€60k-
Profit (loss) for the period9904€277k€514k▲
Profit (loss) for the period to be appropriated9905€277k€514k▲
Appropriation of the result
Profit (loss) to be appropriated9906€277k€514k▲
Transfer to equity691/2€277k€514k▲
To other reserves6921€277k€514k▲
Social balance
Average headcount (FTE)908736.034.2▼
The notes to these accounts (22 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
24-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 55 days late
2024
09-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 40 days late
2023
31-12
Financial
Back to profitnet €109k
Net result €109k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 30 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
31-12
Financial
Back to profitnet €344k
Net result €344k after one loss-making year.
30-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 91 days late
2020
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 69 days late
2019
31-12
Financial
Back to profitnet €566k
Net result €566k after one loss-making year.
31-12
Financial
Equity above €2MEq €2.52M ▲28.9%
Equity rises from €1.96M to €2.52M.
12-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 73 days late
2018
17-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 17 days late
2017
14-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zwijndrecht · 4 establishment units since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Westpoort 112070 ZwijndrechtGround area
1,933 m²
Building footprint
1,956 m²
Volume, LiDAR
15,098 m³
4 parcels, Brussels, Flanders · tallest building 19.2 m, ±6 floors. Linked by address, not a title deed.
4 establishment units
KOMONO
since 20092.176.349.804
KOMONO
since 20172.260.464.838
KOMONO
since 20172.266.443.107
KOMONO
since 20242.358.354.367
4 parcels
Flanders
3
(75%)
Brussels
1
(25%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11056B0625/00B002 | Flanders | 1,685 m² | 1 · 1,711 m² | 7.8 m · 2 fl. |
| 44803C1192/00K000 | Flanders | 105 m² | 1 · 105 m² | 19.2 m · 5 fl. |
| 11804D0774/00A000 | Flanders | 88 m² | 1 · 88 m² | 15.3 m · 4 fl. |
| 21811M0545/00B000 | Brussels | 56 m² | 1 · 53 m² | 19.2 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 3
4 of 4 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 6 entries · 82,753 EUR awarded · 65,253 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 42,500 EUR | 25,000 EUR |
| 2024 | 1 | 10,000 EUR | 10,000 EUR |
| 2023 | 1 | 15,176 EUR | 15,176 EUR |
| 2022 | 2 | 15,077 EUR | 15,077 EUR |
Schemes
Subsidies voor internationaal ondernemen
Kmo-groeisubsidie: steun voor groeitrajecten bij kmo's (stopgezet)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 250 companies in sector 46432 we hold annual accounts for 171. 94 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-01-2009
Fiscal year end31-12
Activities, NACEBEL
46432Wholesale trade
46480Wholesale trade
47519Retail trade
74111Design of textile patterns, clothing, jewellery, furniture and decorative items
74209Other photographic activities
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.