KOEN VERBRUGGEN
ActiveSummary
KOEN VERBRUGGEN has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €424k and a net result of €142k. Equity is growing by ~62.8% per year across the filed fiscal years. Its solvency ranks better than 88% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+9
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 4.3 against 1.04 in 2024; short-term debt: 9.8% and cash: 26.6% of total assets), and 9.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.2%
Return on assets
30.2%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 27-10-2025, 4 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
4 d early
2024
3 d early
2023
6 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close24-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€424k▲ 50.2%
2024 · €282k
2023: €69k
2024: €282k
2023 → 2025
Total assets
€470k▲ 10.2%
2024 · €427k
2023: €109k
2024: €427k
2023 → 2025
Net result
€142k▼ 33.6%
2024 · €213k
2023: €67k
2024: €213k
2023 → 2025
Working capital
€151k▲ 2,342%
2024 · €6k
2023: €69k
2024: €6k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€69k-€282k▲ 308%€424k▲ 50.2%
Operating result€92k-€308k▲ 235%€183k▼ 40.6%
Net result€67k-€213k▲ 220%€142k▼ 33.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 41% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €470k
Fixed assets
€273k ▼ 1.2%
Current assets
€197k ▲ 31.1%
Equity and liabilities €470k
Equity
€424k ▲ 50.2%
Debt
€46k ▼ 68.2%
Debt's share of the balance-sheet total falls from 33.8% to 9.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€210k▼
2024 · €361k
Cash flow
€169k▼
2024 · €267k
Current ratio
4.30▲
2024 · 1.04
Debt to equity
0.11▼
2024 · 0.51
ROE
33.4%▼
2024 · 75.5%
ROA
30.2%▼
2024 · 50.0%
Interest coverage
142.39▼
2024 · 240.18
Debt ≤ 1 year
€46k▼
2024 · €144k
Income taxes
€41k▼
2024 · €93k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€427k€470k▲
Fixed assets21/28€276k€273k▼
Tangible fixed assets22/27€276k€273k▼
Land and buildings22€276k€273k▼
Current assets29/58€150k€197k▲
Amounts receivable after more than one year29-€16k
Other amounts receivable291-€16k
Amounts receivable within one year40/41€32k€56k▲
Trade receivables40€32k€32k=
Other amounts receivable41-€24k
Cash at bank and in hand54/58€118k€125k▲
Equity and liabilities
Total equity and liabilities10/49€427k€470k▲
Equity10/15€282k€424k▲
Contributions10/11€3k€3k=
Reserves13€280k€280k=
Distributable reserves133€280k€280k=
Profit (loss) carried forward14€12€142k▲
Amounts payable17/49€144k€46k▼
Amounts payable within one year42/48€144k€46k▼
Financial debts43€20k€17k▼
Credit institutions430/8€20k€17k▼
Taxes, remuneration and social security45€62k€21k▼
Taxes450/3€62k€21k▼
Other amounts payable47/48€62k€8k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€53k€28k▼
Other operating charges640/8€384€528▲
Gross operating margin9900€361k€211k▼
Operating profit (loss)9901€308k€183k▼
Financial income75/76B-€1k
Recurring financial income75-€1k
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€306k€182k▼
Income taxes67/77€93k€41k▼
Profit (loss) for the period9904€213k€142k▼
Profit (loss) for the period to be appropriated9905€213k€142k▼
Appropriation of the result
Profit (loss) to be appropriated9906€213k€142k▼
Profit (loss) brought forward from the previous period14P€5€12▲
Transfer to equity691/2€213k-
To other reserves6921€213k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
27-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Liquidity quadruplescurrent ratio 4.30
Current ratio from 1.04 to 4.30; short-term debt falls from €144k to €46k.
2024
28-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Highest result since 2023net €213k ▲220%
Operating result €308k, net result €213k, both a record.
31-03
Financial
Equity above €200kEq €282k ▲308%
2 profitable years in a row build equity to €282k.
2023
25-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Temse · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kleine Dweersstraat 899140 TemseGround area
1,109 m²
Building footprint
171 m²
Volume, LiDAR
1,086 m³
Parcel 46025B0701/00E000, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
KOEN VERBRUGGEN
since 20222.330.450.437
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46025B0701/00E000 | Flanders | 1,109 m² | 1 · 171 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
IMMO JUWA
BE 0695.459.316
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DS Innovative Solutions Group
BE 0803.727.647
Etterbeek · Eq €424,227
ChangeMatters
BE 0884.937.829
Leuven · Eq €424,251
EWA-CONSULT
BE 0877.916.910
Binche · Eq €424,145
WINSQUARED
BE 0563.801.414
Waasmunster · Eq €424,263
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 35,924 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-03-2022
Fiscal year end31-03
Activities, NACEBEL 2025
70200Business and other management consultancy
64210Activities of holding companies
70100Activities of head offices
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.