Koen Conings
ActiveKoen Conings is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €75k and a net result of €221k. Equity is shrinking by ~45.4% per year across the filed fiscal years. Its solvency ranks better than 16% of 5394 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 5394 sector peers (2025).
NBB · sector comparisonPosition among 5394 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-04-2026, 105 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
105 d early
2024
106 d early
2023
84 d early
2022
117 d early
2021
97 d early
2020
96 d early
2019
98 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
05-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€75k▲ 2.7%
2024 · €73k
2021: €703k
2022: €267k
2023: €97k
2024: €73k
2021 → 2025
Net result
€221k▲ 98.6%
2024 · €111k
2021: €262k
2022: €248k
2023: €76k
2024: €111k
2021 → 2025
Total assets
€551k▲ 13.1%
2024 · €488k
2021: €746k
2022: €538k
2023: €423k
2024: €488k
2021 → 2025
Solvency
13.5%▼ 1.4pp
2024 · 14.9%
2021: 94.3%
2022: 49.7%
2023: 22.8%
2024: 14.9%
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€400k
Equity€703k-€267k▼ 62.0%€97k▼ 63.9%€73k▼ 24.7%€75k▲ 2.7%
Operating result€344k-€326k▼ 5.1%€99k▼ 69.7%€146k▲ 47.5%€291k▲ 99.2%
Net result€262k-€248k▼ 5.2%€76k▼ 69.3%€111k▲ 46.2%€221k▲ 98.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 99% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €551k
Fixed assets
€354k=
Current assets
€198k▲ 47.5%
Equity and liabilities €551k
Equity
€75k▲ 2.7%
Debt
€477k▲ 14.9%
The debt ratio rises from 85.1% to 86.5%: debt grows faster than equity.
Key figures and ratios
Solvency
13.5%▼
2024 · 14.9%
ROE
295.9%▲
2024 · 153.1%
ROA
40.1%▲
2024 · 22.8%
Debt
€477k▲
2024 · €415k
Debt ≤ 1 year
€477k▲
2024 · €415k
Income taxes
€68k▲
2024 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Total assets
20/58€488k€551k▲
Fixed assets
21/28€354k€354k=
Financial fixed assets
28€354k€354k=
Current assets
29/58€134k€198k▲
Amounts receivable within one year
40/41€81k€92k▲
Cash & bank
54/58€53k€106k▲
Total equity & liabilities
10/49€488k€551k▲
Equity
10/15€73k€75k▲
Contributions / capital
10/11€19k€19k=
Reserves
13€54k€56k▲
Accumulated profits (losses)
14-€0
Amounts payable
17/49€415k€477k▲
Amounts payable within one year
42/48€415k€477k▲
Trade debts payable within one year
44€334€96▼
Income statement
Code20242025
Turnover
70-€400k
Gross operating margin
9900€146k€291k▲
Operating result
9901€146k€291k▲
Financial charges
65€2k€2k▼
Result before taxes
9903€144k€289k▲
Income taxes
67/77€32k€68k▲
Net result for the period
9904€111k€221k▲
Result to be appropriated
9905€111k€221k▲
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
16-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
08-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €76k ▼69.3%
Net result drops to €76k, the lowest in the series; recovery starts the following year.
20-12
State Gazette act
Director changes
Jennifer De Weggheleire
05-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
25-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
26-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
24-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2023
Koen CONINGS
CurrentDirector · since 20-12-2023
20-12-2023
Resigned as Director
20-12-2023
Appointed as Director
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint Jobsteenweg 842970 SchildeGround area
1,814 m²
Building footprint
244 m²
Volume, LiDAR
1,233 m³
Parcel 11041A0213/00M004, Flanders · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Koen Conings
since 20182.277.767.559
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11041A0213/00M004 | Flanders | 1,814 m² | 1 · 244 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
QUEROS
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BOENI MANAGEMENT
BE 1011.563.609
Ukkel · Eq €75k
Geboers Management en Consulting
BE 0787.552.106
Lommel · Eq €75k
Onyx Invest
BE 0775.421.265
Gent · Eq €75k
JVV Management
BE 0739.638.163
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Of 24,645 companies in sector 64210 we hold annual accounts for 19,462. 11,398 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-05-2018
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 09-08-2026. Scores and ratios are computed by Checked and are not a credit decision.