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KODE Consultancy

Active
Private limited companyfounded 20241 yr activeHoogweg 57, 9690 Kluisbergen, BelgiumKBO/BCE: BE 1016.197.239
Summary

KODE Consultancy has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13k and a net result of €11k. Its solvency ranks better than 64% of 11389 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Checked score

Score 2025
Axes
Profitability100
Solvency84
Growth-
Track record67
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 2.9; short-term debt: 34.5% and cash: 95.6% of total assets), and 40.5% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
59.5%
Return on assets
50.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
20 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€13k
Total assets
€21k
Net result
€11k
Working capital
€14k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Equity and liabilities €21k
Equity €13k
Debt €9k
Debt finances 40.5% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€17k
Cash flow
€13k
Current ratio
2.90
Debt to equity
0.68
ROE
84.2%
ROA
50.1%
Interest coverage
143.41
Debt ≤ 1 year
€7k
Income taxes
€4k
Filed annual accounts As filed with the NBB · 2025 · 32 lines
Balance sheet Code2025
Assets
Total assets20/58€21k
Current assets29/58€21k
Amounts receivable within one year40/41€929
Trade receivables40€830
Other amounts receivable41€99
Cash at bank and in hand54/58€20k
Equity and liabilities
Total equity and liabilities10/49€21k
Equity10/15€13k
Contributions10/11€2k
Reserves13€11k
Distributable reserves133€11k
Amounts payable17/49€9k
Amounts payable within one year42/48€7k
Trade debts44€350
Suppliers440/4€350
Taxes, remuneration and social security45€4k
Taxes450/3€4k
Other amounts payable47/48€3k
Accrued charges and deferred income492/3€1k
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k
Other operating charges640/8€923
Gross operating margin9900€18k
Operating profit (loss)9901€15k
Financial charges65/66B€120
Recurring financial charges65€120
Profit (loss) for the period before taxes9903€15k
Income taxes67/77€4k
Profit (loss) for the period9904€11k
Profit (loss) for the period to be appropriated9905€11k
Appropriation of the result
Profit (loss) to be appropriated9906€11k
Transfer to equity691/2€11k
To other reserves6921€11k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Accounts by statement
Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k
Other operating charges640/8€923
Gross operating margin9900€18k
Operating profit (loss)9901€15k
Financial charges65/66B€120
Recurring financial charges65€120
Profit (loss) for the period before taxes9903€15k
Income taxes67/77€4k
Profit (loss) for the period9904€11k
Profit (loss) for the period to be appropriated9905€11k
Line2025
Assets
Total assets20/58€21k
Current assets29/58€21k
Amounts receivable within one year40/41€929
Trade receivables40€830
Other amounts receivable41€99
Cash at bank and in hand54/58€20k
Equity and liabilities
Total equity and liabilities10/49€21k
Equity10/15€13k
Contributions10/11€2k
Reserves13€11k
Distributable reserves133€11k
Amounts payable17/49€9k
Amounts payable within one year42/48€7k
Trade debts44€350
Suppliers440/4€350
Taxes, remuneration and social security45€4k
Taxes450/3€4k
Other amounts payable47/48€3k
Accrued charges and deferred income492/3€1k
Line2025
Profit (loss) for the period9904€11k
+ Depreciation and write-downs630€2k
Operating cash flow (approximation)€13k

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
20-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kluisbergen · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
1,913 m²
Building footprint
272 m²
Volume, LiDAR
1,081 m³
Parcel 45043C0360/00C000, Flanders · tallest building 6.7 m, ±1 floor. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
KODE Consultancy
Hoogweg 57, 9690 KluisbergenAgents in the wholesale of textiles, clothing, fur, footwear and leather goods
since 20242.366.525.529
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
45043C0360/00C000 Flanders 1,913 m² 1 · 271 m² 6.7 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 183 companies in sector 46411 we hold annual accounts for 112. 49 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded14-11-2024
Fiscal year end31-12
Activities, NACEBEL 2025
46411Wholesale trade
46160Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
82990Other business support services

Scores and ratios are computed by Checked and are not a credit decision.