KOBE

Active

Private limited companyfounded 20241 yr activeLeuvensesteenweg 246, 1932 Zaventem, BelgiumKBO/BCE: BE 1018.095.370

KOBE has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28k and a net result of €27k. Its solvency ranks better than 60% of 403 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

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Checked score

Score 2025

80 / 100

Excellent

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes

Profitability100

Solvency81

Growth-

Track record67

Bankruptcy probability, 12 months

1.1% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €2k at 30 days acceptable

Liquidity ample (current ratio 2.28; short-term debt: 44% and cash: 60.7% of total assets), and 44% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 31

Relative position

BE, all sectors

reference

Sector 31

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

56%

Return on assets

54.1%

Age of the figures

9 mo

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2025

17 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€28k

Total assets

€51k

Net result

€27k

Working capital

€28k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Equity and liabilities €51k

56.0%

44.0%

Equity €28k

Debt €22k

Debt finances 44.0% of the balance-sheet total.

Key figures and ratios

2025 value

EBITDA

€35k

Cash flow

€28k

Solvency

56.0%

Current ratio

2.28

Quick ratio

2.28

Debt / equity

0.78

ROE

96.5%

ROA

54.1%

Interest coverage

1564.28

Debt

€22k

Debt ≤ 1 year

€22k

Income taxes

€7k

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Assets

Total assets20/58€51k

Current assets29/58€51k

Amounts receivable within one year40/41€20k

Trade receivables40€20k

Cash at bank and in hand54/58€31k

Equity and liabilities

Total equity and liabilities10/49€51k

Equity10/15€28k

Contributions10/11€1k

Profit (loss) carried forward14€27k

Amounts payable17/49€22k

Amounts payable within one year42/48€22k

Trade debts44€8k

Suppliers440/4€8k

Taxes, remuneration and social security45€13k

Taxes450/3€13k

Other amounts payable47/48€1k

Income statement Code2025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€969

Other operating charges640/8€387

Gross operating margin9900€36k

Operating profit (loss)9901€34k

Financial charges65/66B€22

Recurring financial charges65€22

Profit (loss) for the period before taxes9903€34k

Income taxes67/77€7k

Profit (loss) for the period9904€27k

Profit (loss) for the period to be appropriated9905€27k

Appropriation of the result

Profit (loss) to be appropriated9906€27k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2026

17-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 17 days late

NBB filing

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Zaventem · 1 establishment unit since 2024

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Leuvensesteenweg 2461932 Zaventem

Ground area

2,241 m²

Building footprint

335 m²

Volume, LiDAR

1,492 m³

2 parcels, Flanders, Wallonia · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

KOBE

Avenue de la Meute 22, 1470 GenappeManufacture of fabricated metal products, except machinery and equipment

since 20242.369.036.047

2 parcels

Flanders 1 (50%) Wallonia 1 (50%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
25013B0097/00A002	Wallonia	1,780 m²	1 · 143 m²	-
23078A0472/00L000	Flanders	461 m²	1 · 192 m²	10.8 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 457 companies in sector 31009 we hold annual accounts for 124. 96 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded31-12-2024

Fiscal year end31-12

Activities, NACEBEL

31009Manufacture of furniture

81300Landscape service activities

41001General construction of residential buildings

43212Electrical installation work in industrial facilities

43222Installation of electric heating, air conditioning, cooling and ventilation

46842Wholesale trade

74909Other professional, scientific and technical activities

74999Other professional, scientific and technical activities

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.