KOALA
ActiveSummary
KOALA has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.08M and a net result of €37k. Equity is growing by ~3.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 9460 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▲+24
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €95k at 30 days acceptable
Liquidity ample (current ratio 29.6 against 57.49 in 2024; short-term debt: 3.4% and cash: 32.3% of total assets), and 3.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.6%
Return on assets
3.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-12-2025 was due by 30-07-2026 and was filed on 28-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
31 d late
2023
31 d late
2022
32 d late
2021
4 d late
2020
5 d late
2019
55 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-12-2026 and is due by 30-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-12-2026 close30-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.08M▲ 3.5%
2024 · €1.04M
2018: €819k
2019: €871k
2020: €897k
2021: €942k
2022: €963k
2023: €993k
2024: €1.04M
2018 → 2025
Total assets
€1.12M▲ 5.3%
2024 · €1.06M
2018: €853k
2019: €895k
2020: €912k
2021: €967k
2022: €986k
2023: €1.01M
2024: €1.06M
2018 → 2025
Net result
€37k▼ 24.4%
2024 · €49k
2018: €25k
2019: €51k
2020: €27k
2021: €44k
2022: €21k
2023: €30k
2024: €49k
2018 → 2025
Working capital
€1.08M▲ 4.5%
2024 · €1.03M
2018: €817k
2019: €868k
2020: €843k
2021: €900k
2022: €931k
2023: €971k
2024: €1.03M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€942k-€963k▲ 2.2%€993k▲ 3.1%€1.04M▲ 4.9%€1.08M▲ 3.5%
Operating result€61k-€58k▼ 5.5%€19k▼ 67.0%€46k▲ 141%€42k▼ 9.0%
Net result€44k-€21k▼ 52.5%€30k▲ 41.7%€49k▲ 62.3%€37k▼ 24.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 9% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.12M
Fixed assets
€1k ▼ 89.5%
Current assets
€1.11M ▲ 6.3%
Equity and liabilities €1.12M
Equity
€1.08M ▲ 3.5%
Debt
€38k ▲ 106%
Debt's share of the balance-sheet total rises from 1.7% to 3.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€52k▼
2024 · €57k
Cash flow
€47k▼
2024 · €60k
Current ratio
29.60▼
2024 · 57.49
Debt to equity
0.03▲
2024 · 0.02
ROE
3.4%▼
2024 · 4.7%
ROA
3.3%▼
2024 · 4.6%
Interest coverage
27.24▲
2024 · -7.22
Debt ≤ 1 year
€38k▲
2024 · €18k
Income taxes
€18k▼
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.06M€1.12M▲
Fixed assets21/28€11k€1k▼
Tangible fixed assets22/27€11k€1k▼
Furniture and vehicles24€11k€1k▼
Other tangible fixed assets26€284€142▼
Current assets29/58€1.05M€1.11M▲
Amounts receivable within one year40/41€52k€62k▲
Trade receivables40€44k€47k▲
Other amounts receivable41€8k€15k▲
Current investments50/53€679k€688k▲
Cash at bank and in hand54/58€313k€360k▲
Deferred charges and accrued income490/1€4k€4k▲
Equity and liabilities
Total equity and liabilities10/49€1.06M€1.12M▲
Equity10/15€1.04M€1.08M▲
Contributions10/11€12k€12k=
Reserves13€1.03M€1.07M▲
Distributable reserves133€1.03M€1.07M▲
Amounts payable17/49€18k€38k▲
Amounts payable within one year42/48€18k€38k▲
Financial debts43€2k€1k▼
Credit institutions430/8€2k€1k▼
Trade debts44€5k€31k▲
Suppliers440/4€5k€31k▲
Taxes, remuneration and social security45€11k€5k▼
Taxes450/3€11k€5k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k▼
Other operating charges640/8€19k€11k▼
Gross operating margin9900€76k€64k▼
Operating profit (loss)9901€46k€42k▼
Financial income75/76B€14k€15k▲
Recurring financial income75€14k€15k▲
Financial charges65/66B€-8k€2k▲
Recurring financial charges65€-8k€2k▲
Profit (loss) for the period before taxes9903€68k€55k▼
Income taxes67/77€19k€18k▼
Profit (loss) for the period9904€49k€37k▼
Profit (loss) for the period to be appropriated9905€49k€37k▼
Appropriation of the result
Profit (loss) to be appropriated9906€49k€37k▼
Transfer to equity691/2€49k€37k▼
To other reserves6921€49k€37k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
30-12
Financial
Equity above €1MEq €1.04M ▲4.9%
7 profitable years in a row build equity to €1.04M.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 31 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 32 days late
2022
30-12
Financial
Weakest financial yearnet €21k ▼52.5%
Net result drops to €21k, the lowest in the series; recovery starts the following year.
03-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 4 days late
2021
04-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 5 days late
2020
23-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 55 days late
2019
30-12
Financial
Highest result since 2018net €51k ▲102%
Net result €51k, the highest in the series.
01-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 2 days late
2018
11-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Calabriëlaan 531200 Sint-Lambrechts-WoluweGround area
6,444 m²
Building footprint
3,348 m²
Volume, LiDAR
50,144 m³
Parcel 21018A0121/00G002, Brussels · tallest building 20.1 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Calabriëlaan 53, 1200 Sint-Lambrechts-Woluwe
since 19962.076.690.123
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21018A0121/00G002 | Brussels | 6,444 m² | 1 · 3,348 m² | 20.1 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DEPO Bouw en promotieonderneming
BE 0690.821.924
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CATHIE ASSOCIATES
BE 0871.376.932
Machelen (Brab.) · Eq €1,075,735
STRATEC
BE 0425.677.966
Schaarbeek · Eq €1,081,773
HYGIENE & EXPERTISE
BE 0523.915.806
Estaimpuis · Eq €1,084,018
Alfatis
BE 0454.053.040
Ieper · Eq €1,069,758
Of 11,550 companies in sector 71121 we hold annual accounts for 6,563. 3,312 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-02-1995
Fiscal year end30-12
Activities, NACEBEL 2025
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.