KNU INVEST
ActiveKNU INVEST has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €159k and a net result of €65k. Equity is growing by ~30.2% per year across the filed fiscal years. Its solvency ranks better than 35% of 8601 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▲+10
Solvency61▲+15
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity short (current ratio 0.66 against 0.61 in 2024; short-term debt: 21.5% and cash: 3.7% of total assets), and 64.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.8%
Return on assets
14.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
31 d late
2024
20 d late
2023
31 d late
2022
32 d late
2021
22 d late
2020
16 d late
2019
38 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€159k▲ 69.3%
2024 · €94k
2018: €19k
2019: €19k
2020: €39k
2021: €47k
2022: €47k
2023: €76k
2024: €94k
2018 → 2025
Total assets
€443k▲ 1.5%
2024 · €437k
2018: €24k
2019: €46k
2020: €63k
2021: €291k
2022: €388k
2023: €481k
2024: €437k
2018 → 2025
Net result
€65k▲ 264%
2024 · €18k
2018: €5k
2019: €24k
2020: €19k
2021: €9k
2022: €-231
2023: €29k
2024: €18k
2018 → 2025
Working capital
€-32k▲ 7.7%
2024 · €-35k
2018: €19k
2019: €17k
2020: €37k
2021: €20k
2022: €-30k
2023: €-52k
2024: €-35k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€47k-€47k▼ 0.5%€76k▲ 61.6%€94k▲ 23.5%€159k▲ 69.3%
Operating result€19k-€6k▼ 70.3%€46k▲ 711%€40k▼ 12.8%€95k▲ 136%
Net result€9k-€-231€29k€18k▼ 38.2%€65k▲ 264%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 136% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €443k
Fixed assets
€380k▼ 0.8%
Current assets
€63k▲ 17.5%
Equity and liabilities €443k
Equity
€159k▲ 69.3%
Debt
€284k▼ 17.1%
The debt ratio falls from 78.5% to 64.2%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
35.8%▲
2024 · 21.5%
Current ratio
0.66▲
2024 · 0.61
Quick ratio
0.66▲
2024 · 0.61
Debt / equity
1.79▼
2024 · 3.66
ROE
40.9%▲
2024 · 19.1%
ROA
14.7%▲
2024 · 4.1%
Debt
€284k▼
2024 · €343k
Debt ≤ 1 year
€95k▲
2024 · €89k
Debt > 1 year
€189k▼
2024 · €255k
Income taxes
€24k▲
2024 · €8k
Staff costs
€4k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€437k€443k▲
Fixed assets21/28€383k€380k▼
Tangible fixed assets22/27€3k-
Furniture and vehicles24€3k-
Financial fixed assets28€380k€380k=
Current assets29/58€54k€63k▲
Amounts receivable after more than one year29€32k€32k=
Trade receivables290€32k€32k=
Amounts receivable within one year40/41€15k€15k=
Other amounts receivable41€15k€15k=
Cash at bank and in hand54/58€7k€16k▲
Equity and liabilities
Total equity and liabilities10/49€437k€443k▲
Equity10/15€94k€159k▲
Contributions10/11€14k€14k=
Capital10€14k€12k▼
Issued capital100€14k€12k▼
Outside capital11-€2k
Other1109/19-€2k
Reserves13€79k€144k▲
Distributable reserves133€79k€144k▲
Profit (loss) carried forward14€242€250▲
Amounts payable17/49€343k€284k▼
Amounts payable after more than one year17€255k€189k▼
Financial debts170/4€255k€135k▼
Other amounts payable178/9-€55k
Amounts payable within one year42/48€89k€95k▲
Current portion of amounts payable after more than one year42€66k€65k▼
Financial debts43€10k€15k▲
Credit institutions430/8€10k€15k▲
Taxes, remuneration and social security45€12k€13k▲
Taxes450/3€12k€13k▲
Other amounts payable47/48€128€2k▲
Income statement
Code20242025
Non-recurring operating income76A-€21k
Remuneration, social security and pensions62€3k€4k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k-
Other operating charges640/8€1k€605▼
Gross operating margin9900€50k€99k▲
Operating profit (loss)9901€40k€95k▲
Financial income75/76B-€142
Recurring financial income75-€142
Financial charges65/66B€15k€7k▼
Recurring financial charges65€10k€7k▼
Non-recurring financial charges66B€5k-
Profit (loss) for the period before taxes9903€26k€89k▲
Income taxes67/77€8k€24k▲
Profit (loss) for the period9904€18k€65k▲
Profit (loss) for the period to be appropriated9905€18k€65k▲
Appropriation of the result
Profit (loss) to be appropriated9906€18k€65k▲
Profit (loss) brought forward from the previous period14P€206€242▲
Transfer to equity691/2€18k€65k▲
To other reserves6921€18k€65k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Highest result since 2018net €65k ▲264%
Operating result €95k, net result €65k, both a record.
31-12
Financial
Equity above €150kEq €159k ▲69.3%
3 profitable years in a row build equity to €159k.
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Back to profitnet €29k
Net result €29k after one loss-making year.
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
31-12
Financial
Weakest financial yearnet €-231 ▼103%
Net result drops to €-231, the lowest in the series; recovery starts the following year.
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
16-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 16 days late
2020
07-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 38 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
25-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Le Roeulx · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Vent Val(GOT) 947070 Le RoeulxGround area
1,146 m²
Building footprint
166 m²
Volume, LiDAR
1,273 m³
2 parcels, Wallonia · tallest building 9.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
KNU INVEST SPRLU
since 20172.261.697.827
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55542C0351/00S000 | Wallonia | 912 m² | 1 · 112 m² | 9.2 m · 3 fl. |
| 55542C0306/00G002 | Wallonia | 234 m² | 1 · 54 m² | 8.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 40,750 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-02-2017
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.