KNOWO
KNOWO has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-8k) and a net result of €-28k. Equity is shrinking by ~86.5% per year across the filed fiscal years. Its solvency ranks better than 8% of 2591 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
| Equity | €-8k |
| Net result | €-28k |
| Better than sector | 8% |
| Active | 10 yrs |
Mixed profile: strong on profitability, weaker on health.
All 5 axes are computed from data Checked has read.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -71.8% | 46.0% | |
| Net result | €-28k | €24k | |
| Equity | €-8k | €141k | |
| Gross operating margin | €-27k | €90k | |
| Total assets | €10k | €397k |
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Deposit | abbreviated schema | full schema | full schema | full schema | full schema |
| Revenue | - | - | - | - | - |
| EBITDA | €-27k | €37k | €82k | €17k | €68k |
| Net profit | €-28k | €27k | €63k | €10k | €49k |
| Cash flow | €-27k | €28k | €64k | €13k | €54k |
| Staff costs | - | - | - | - | - |
| Income taxes | €-83 | €8k | €17k | €4k | €14k |
| Dividends | - | €38k | €59k | €90k | - |
| Total assets | €10k | €76k | €111k | €136k | €120k |
| Equity | €-8k | €21k | €32k | €28k | €108k |
| Debt | €18k | €55k | €79k | €108k | €12k |
| of which ≤ 1y | €18k | €55k | €79k | €108k | €12k |
| of which > 1y | - | - | - | - | - |
| Working capital | €-9k | €18k | €30k | €26k | €103k |
| Employees (FTE) | - | - | - | - | - |
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Current ratio | 0.49 | 1.32 | 1.38 | 1.24 | 9.60 |
| Quick ratio | 0.49 | 1.32 | 1.38 | 1.24 | 9.60 |
| Working capital ratio | -87.3% | 23.3% | 27.3% | 19.3% | 86.5% |
| Solvency | -71.8% | 27.4% | 28.7% | 20.3% | 89.9% |
| Debt / equity | -2.39 | 2.66 | 2.49 | 3.92 | 0.11 |
| Long-term debt ratio | - | - | - | - | - |
| Interest coverage | -231.82 | 310.34 | 972.56 | 642.74 | 558.67 |
| Gross margin | - | - | - | - | - |
| Net margin | - | - | - | - | - |
| ROA | -269.5% | 35.6% | 56.8% | 7.4% | 41.2% |
| ROE | 375.3% | 130.3% | 198.1% | 36.5% | 45.8% |
| EBITDA margin | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - |
| Days inventory (DSI) | - | - | - | - | - |
Full annual accounts (21 line items)
| Line item | Code | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet, Assets | ||||||
| TOTAL ASSETS | 20/58 | €10k | €76k | €111k | €136k | €120k |
| Fixed assets | 21/28 | €2k | €3k | €2k | €1k | €4k |
| Tangible fixed assets | 22/27 | €2k | €3k | €2k | €1k | €4k |
| Current assets | 29/58 | €9k | €73k | €109k | €135k | €115k |
| Amounts receivable within one year | 40/41 | €140 | €10k | €25k | €14k | €7k |
| Cash & bank | 54/58 | €9k | €62k | €84k | €121k | €109k |
| Balance sheet, Equity & liabilities | ||||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €10k | €76k | €111k | €136k | €120k |
| Equity | 10/15 | €-8k | €21k | €32k | €28k | €108k |
| Contributions / capital | 10/11 | €19k | €19k | €19k | €19k | €19k |
| Reserves | 13 | €2k | €2k | €2k | €2k | €2k |
| Accumulated profits (losses) | 14 | €-28k | €273 | €11k | €7k | €87k |
| Amounts payable | 17/49 | €18k | €55k | €79k | €108k | €12k |
| Amounts payable within one year | 42/48 | €18k | €55k | €79k | €108k | €12k |
| Trade debts payable within one year | 44 | €170 | €2k | €8k | - | - |
| Income statement | ||||||
| Gross operating margin | 9900 | €-27k | €37k | €82k | €17k | €68k |
| Operating result | 9901 | €-28k | €36k | €80k | €14k | €63k |
| Financial charges | 65 | €116 | €119 | €84 | €26 | €121 |
| Result before taxes | 9903 | €-28k | €35k | €80k | €14k | €63k |
| Income taxes | 67/77 | €-83 | €8k | €17k | €4k | €14k |
| Net result for the period | 9904 | €-28k | €27k | €63k | €10k | €49k |
| Result to be appropriated | 9905 | €-28k | €27k | €63k | €10k | €49k |
Former directors (1)
-
Bertrand GOUMANDManagerState Gazette act 22377548 (01-12-2022)Former- → 01-12-2022
| NACE primary | Computer consultancy and computer facilities management(62200) |
| Legal form | Private limited company(610) |
| Incorporation | 01-10-2015 |
| Status | Active |
| Postal code | 7000 |
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53053H0786/00P000 | Wallonia | 100 m² | 1 · 35 m² | 13.5 m · 4 fl. |
| 53053H0786/00R000 | Wallonia | 55 m² | 1 · 25 m² | - |
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
01-12-2022 1 resigning, 1 reappointed
- Bertrand GOUMAND, Zaakvoerder
- Bertrand GOUMAND, Bestuurder
Technical details
{
"events": [
{
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},
"reason": "de_plein_droit_dissolution",
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"evidence_quote": "L\u2019actionnaire d\u00E9cide de mettre fin \u00E0 la fonction du g\u00E9rant actuel, Monsieur Bertrand GOUMAND",
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},
{
"kind": "director_renew",
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},
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"statutory": "niet_statutair",
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"effective_date": null,
"evidence_quote": "proc\u00E8de imm\u00E9diatement au renouvellement de la nomination de Monsieur Bertrand GOUMAND comme administrateur non statutaire, sans limitation de dur\u00E9e.",
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{
"kind": "decharge_granted",
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"evidence_quote": "L\u2019actionnaire se prononcera \u00E0 la prochaine assembl\u00E9e g\u00E9n\u00E9rale annuelle sur la d\u00E9charge au g\u00E9rant d\u00E9missionnaire pour l\u2019ex\u00E9cution de son mandat.",
"decharge_status": "granted",
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}
],
"notary": {
"name": "Jean-Philippe MATAGNE",
"firm_city": null,
"firm_name": null,
"office_city": "Charleroi",
"is_associated": false
},
"act_meta": {
"language": "mixed",
"pub_date": "2022-12-01",
"filing_date": "2022-11-29",
"act_kind_objet": "Objet de l\u0027acte:"
},
"decisions": [
{
"body": "enig_aandeelhouder_schriftelijk",
"date": "2022-11-28",
"unanimous": true
}
],
"is_correction": false,
"subject_company": {
"kbo": "0639.819.027",
"name_full": "KNOWO",
"legal_form": "SRL"
},
"publication_proxy": {
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"person_name": "Jean-Philippe MATAGNE",
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"person_role_at_subject": "notaire"
},
"co_filed_documents": [
"l\u0027exp\u00E9dition de l\u0027acte",
"les statuts coordonn\u00E9s",
"le rapport de l\u0027organe d\u0027administration"
],
"corrected_publication_numac": null
}| Legal nameFR | KNOWO |