Knapen Reno Protect

Active

Private limited companyfounded 20242 yrs activeBorgtstraat 55, 2430 Laakdal, BelgiumKBO/BCE: BE 1013.454.020

The computed 12-month bankruptcy probability of Knapen Reno Protect is 2.2% (moderate). The 2025 annual accounts show equity of €63k and a net result of €41k. Its solvency ranks better than 40% of 7331 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

62 / 100

Healthy

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability97▲+6

Solvency60▲+11

Growth78

Track record82

Bankruptcy probability, 12 months

2.2% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €3.5k at 30 days acceptable

Liquidity tight (current ratio 1.42 against 1.27 in 2024; short-term debt: 52.2% and cash: 15.7% of total assets), and 65.5% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 41

Relative position

BE, all sectors

reference

Sector 41

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

34.5%

Return on assets

22.3%

Age of the figures

9 mo

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

25 d early

2024

29 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

18-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€63k▲ 181%

2024 · €22k

2024: €22k

2024 → 2025

Total assets

€182k▲ 97.7%

2024 · €92k

2024: €92k

2024 → 2025

Net result

€41k▲ 104%

2024 · €20k

2024: €20k

2024 → 2025

Working capital

€40k▲ 109%

2024 · €19k

2024: €19k

2024 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Equity€22k-€63k▲ 181%

Operating result€25k-€51k▲ 106%

Net result€20k-€41k▲ 104%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result rises in 2025; 2025 is 106% above 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €182k

25.9%

74.1%

Fixed assets €47k▲ 1,346%

Current assets €135k▲ 51.9%

Equity and liabilities €182k

34.5%

65.5%

Equity €63k▲ 181%

Debt €119k▲ 70.9%

The debt ratio falls from 75.7% to 65.5%. Equity and debt are higher.

Key figures and ratios

2025 value · change against 2024

EBITDA

€54k

Cash flow

€44k

Solvency

34.5%▲

2024 · 24.3%

Current ratio

1.42▲

2024 · 1.27

Quick ratio

1.42▲

2024 · 1.27

Debt / equity

1.90▼

2024 · 3.12

ROE

64.5%▼

2024 · 88.8%

ROA

22.3%▲

2024 · 21.6%

Interest coverage

37.33

Debt

€119k▲

2024 · €70k

Debt ≤ 1 year

€95k▲

2024 · €70k

Debt > 1 year

€24k

Income taxes

€10k▲

2024 · €5k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€92k€182k▲

Fixed assets21/28€3k€47k▲

Tangible fixed assets22/27€3k€46k▲

Plant, machinery and equipment23€1k€4k▲

Furniture and vehicles24€2k€5k▲

Leasing and similar rights25-€36k

Financial fixed assets28-€2k

Current assets29/58€89k€135k▲

Amounts receivable within one year40/41€36k€106k▲

Trade receivables40€35k€72k▲

Other amounts receivable41€2k€34k▲

Cash at bank and in hand54/58€53k€29k▼

Deferred charges and accrued income490/1-€442

Equity and liabilities

Total equity and liabilities10/49€92k€182k▲

Equity10/15€22k€63k▲

Contributions10/11€3k€3k=

Profit (loss) carried forward14€20k€60k▲

Amounts payable17/49€70k€119k▲

Amounts payable after more than one year17-€24k

Financial debts170/4-€24k

Amounts payable within one year42/48€70k€95k▲

Current portion of amounts payable after more than one year42-€12k

Trade debts44€56k€58k▲

Suppliers440/4€56k€58k▲

Taxes, remuneration and social security45€5k€25k▲

Taxes450/3€5k€25k▲

Other amounts payable47/48€9k€0▼

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€3k

Other operating charges640/8-€2k

Gross operating margin9900€25k€57k▲

Operating profit (loss)9901€25k€51k▲

Financial income75/76B-€517

Recurring financial income75-€517

Financial charges65/66B€24€1k▲

Recurring financial charges65€24€1k▲

Profit (loss) for the period before taxes9903€25k€50k▲

Income taxes67/77€5k€10k▲

Profit (loss) for the period9904€20k€41k▲

Profit (loss) for the period to be appropriated9905€20k€41k▲

Appropriation of the result

Profit (loss) to be appropriated9906€20k€60k▲

Profit (loss) brought forward from the previous period14P-€20k

The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 2Filings 2

Next filing, fiscal year 2026, expected by 31-07-2027

2026

06-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

29-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 29 days late

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Laakdal · 1 establishment unit since 2024

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Borgtstraat 552430 Laakdal

Ground area

395 m²

Building footprint

146 m²

Parcel 13045B0404/00M006, Flanders. Linked by address, not a title deed.

1 establishment unit

Knapen Reno Protect

Borgtstraat 55, 2430 LaakdalManufacture of wood and of products of wood and cork, except furniture; manufacture of articles of straw and plaiting materials

since 20242.364.254.244

1 parcel

Flanders 1 (100%)