KMD INVEST
ActiveSummary
The computed 12-month bankruptcy probability of KMD INVEST is 7.0% (elevated). The 2025 annual accounts show negative equity (€-79k) and a net result of €-1k. Equity is shrinking by ~24.5% per year across the filed fiscal years. Its solvency ranks better than 5% of 18280 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
12
/ 100
Critical
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
7.0%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year €-79k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-02-2026, 163 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
163 d early
2024
186 d early
2023
180 d early
2022
82 d early
2021
93 d early
2020
46 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-79k▼ 1.7%
2024 · €-77k
2020: €13k
2021: €10k
2022: €-73k
2023: €-75k
2024: €-77k
2020 → 2025
Total assets
€727▲ 33,074%
2024 · €2
2020: €137k
2021: €130k
2022: €49k
2023: €21k
2024: €2
2020 → 2025
Net result
€-1k▲ 26.7%
2024 · €-2k
2020: €-6k
2021: €-3k
2022: €-83k
2023: €-2k
2024: €-2k
2020 → 2025
Working capital
€-79k▼ 100%
2024 · €-39k
2020: €-38k
2021: €-44k
2022: €-7k
2023: €-23k
2024: €-39k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€10k-€-73k€-75k▼ 3.1%€-77k▼ 2.4%€-79k▼ 1.7%
Operating result€-55-€-57▼ 3.8%€-64▼ 11.6%€-64▼ 0.3%€-426▼ 567%
Net result€-3k-€-83k▼ 2,647%€-2k▲ 97.2%€-2k▲ 21.8%€-1k▲ 26.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €426 in 2025 against €64 in 2024; the loss grows and 2025 has the lowest result in the available series.
Key figures and ratios
Debt
€79k▲
2024 · €77k
Debt ≤ 1 year
€79k▲
2024 · €39k
Ratios withheld: a balance sheet total of €727 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 24 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2€727▲
Current assets29/58€2€727▲
Stocks and contracts in progress3-€630
Stocks30/36-€630
Cash at bank and in hand54/58€2€96▲
Equity and liabilities
Total equity and liabilities10/49€2€727▲
Equity10/15€-77k€-79k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-96k€-97k▼
Amounts payable17/49€77k€79k▲
Amounts payable after more than one year17€38k-
Financial debts170/4€38k-
Amounts payable within one year42/48€39k€79k▲
Other amounts payable47/48€39k€79k▲
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61€64-
Gross operating margin9900€-64€-426▼
Operating profit (loss)9901€-64€-426▼
Financial charges65/66B€2k€883▼
Recurring financial charges65€2k€883▼
Profit (loss) for the period before taxes9903€-2k€-1k▲
Profit (loss) for the period9904€-2k€-1k▲
Profit (loss) for the period to be appropriated9905€-2k€-1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-96k€-97k▼
Profit (loss) brought forward from the previous period14P€-94k€-96k▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
26-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
10-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-83k
Net result drops to €-83k, the lowest in the series; recovery starts the following year.
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
15-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Joost-ten-Node · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Verbiststraat 511210 Sint-Joost-ten-NodeGround area
84 m²
Building footprint
54 m²
Volume, LiDAR
663 m³
Parcel 21572B0070/00A017, Brussels · tallest building 14.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
KMD INVEST
since 20192.290.826.432
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21572B0070/00A017 | Brussels | 84 m² | 1 · 54 m² | 14.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Project 57
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Sint-Gillis (bij-Brussel) · Eq €9,548
BarBasille
BE 1005.826.652
Gent · Eq €9,474
ELST
BE 0747.732.616
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S.F.H Group
BE 0740.954.789
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Of 12,958 companies in sector 47120 we hold annual accounts for 2,190. 1,205 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-06-2019
Fiscal year end31-12
Activities, NACEBEL 2025
47120Other non-specialised retail sale
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.