Kinman
ActiveKinman has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13k and a net result of €-2k. Its solvency ranks better than 89% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability3▲+3
Solvency100=
Growth58
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 10.63 against 61.83 in 2024; short-term debt: 9.4% and cash: 86.4% of total assets), and 9.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.6%
Return on assets
-14%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
2425
2024 to 2025 · latest year €-2k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
28 d late
2024
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€13k▼ 13.4%
2024 · €15k
2024: €15k
2024 → 2025
Total assets
€14k▼ 5.9%
2024 · €15k
2024: €15k
2024 → 2025
Net result
€-2k▲ 63.4%
2024 · €-5k
2024: €-5k
2024 → 2025
Working capital
€13k▼ 13.4%
2024 · €15k
2024: €15k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€15k-€13k▼ 13.4%
Operating result€-5k-€-2k▲ 63.7%
Net result€-5k-€-2k▲ 63.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €5k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €14k
Equity
€13k▼ 13.4%
Debt
€1k▲ 447%
The debt ratio rises from 1.6% to 9.4%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
90.6%▼
2024 · 98.4%
Current ratio
10.63▼
2024 · 61.83
Quick ratio
10.63▼
2024 · 61.83
Debt / equity
0.10▲
2024 · 0.02
ROE
-15.4%▲
2024 · -36.5%
ROA
-14.0%▲
2024 · -35.9%
Debt
€1k▲
2024 · €241
Debt ≤ 1 year
€1k▲
2024 · €241
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€15k€14k▼
Current assets29/58€15k€14k▼
Amounts receivable within one year40/41€3k€2k▼
Trade receivables40€234€72▼
Other amounts receivable41€3k€2k▼
Cash at bank and in hand54/58€12k€12k▼
Equity and liabilities
Total equity and liabilities10/49€15k€14k▼
Equity10/15€15k€13k▼
Contributions10/11€20k€20k=
Profit (loss) carried forward14€-5k€-7k▼
Amounts payable17/49€241€1k▲
Amounts payable within one year42/48€241€1k▲
Trade debts44€241€1k▲
Suppliers440/4€241€1k▲
Income statement
Code20242025
Other operating charges640/8€2k€501▼
Gross operating margin9900€-4k€-1k▲
Operating profit (loss)9901€-5k€-2k▲
Financial charges65/66B€68€40▼
Recurring financial charges65€68€40▼
Profit (loss) for the period before taxes9903€-5k€-2k▲
Profit (loss) for the period9904€-5k€-2k▲
Profit (loss) for the period to be appropriated9905€-5k€-2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€-7k▼
Profit (loss) brought forward from the previous period14P-€-5k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Weversstraat 109000 GentGround area
109 m²
Building footprint
83 m²
Volume, LiDAR
629 m³
Parcel 44816K0650/00F006, Flanders · tallest building 12.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Kinman
since 20232.345.111.986
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44816K0650/00F006 | Flanders | 109 m² | 1 · 83 m² | 12.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 25,585 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-03-2023
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
66199Other activities auxiliary to financial services, excluding insurance and pension funding
66300Activities auxiliary to financial services and insurance activities
68201Renting and operating of own or leased residential real estate, excluding social housing
68321Property management for co-owned buildings (syndics)
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.