KINEZA
ActiveKINEZA has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18k and a net result of €17k. Its solvency ranks better than 22% of 16193 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes
Profitability100
Solvency52
Growth-
Stability67
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.87), but 76.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23.1%
Return on assets
21.9%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 16193 sector peers (2025).
NBB · sector comparisonPosition among 16193 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
2 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€18k
Total assets
€79k
Net result
€17k
Working capital
€17k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €79k
Fixed assets
€42k
Current assets
€37k
Equity and liabilities €79k
Equity
€18k
Debt
€61k
Debt finances 76.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€34k
Cash flow
€27k
Solvency
23.1%
Current ratio
1.87
Quick ratio
1.87
Debt / equity
3.32
ROE
94.5%
ROA
21.9%
Interest coverage
15.83
Debt
€61k
Debt ≤ 1 year
€20k
Debt > 1 year
€31k
Income taxes
€5k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€79k
Fixed assets21/28€42k
Intangible fixed assets21€32k
Tangible fixed assets22/27€6k
Furniture and vehicles24€6k
Financial fixed assets28€4k
Current assets29/58€37k
Cash at bank and in hand54/58€35k
Deferred charges and accrued income490/1€2k
Equity and liabilities
Total equity and liabilities10/49€79k
Equity10/15€18k
Contributions10/11€1k
Profit (loss) carried forward14€17k
Amounts payable17/49€61k
Amounts payable after more than one year17€31k
Financial debts170/4€31k
Amounts payable within one year42/48€20k
Current portion of amounts payable after more than one year42€9k
Trade debts44€435
Suppliers440/4€435
Taxes, remuneration and social security45€5k
Taxes450/3€5k
Other amounts payable47/48€5k
Accrued charges and deferred income492/3€10k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k
Other operating charges640/8€1k
Gross operating margin9900€35k
Operating profit (loss)9901€24k
Financial charges65/66B€2k
Recurring financial charges65€2k
Profit (loss) for the period before taxes9903€22k
Income taxes67/77€5k
Profit (loss) for the period9904€17k
Profit (loss) for the period to be appropriated9905€17k
Appropriation of the result
Profit (loss) to be appropriated9906€17k
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Similar companies · same sector, comparable size
Kinesitherapeut Santermans Lieselot
BE 0776.902.989
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Kinesitherapie Declercq Mathias
BE 0743.821.734
Oudenburg · Eq €18k
Cruciani Emilien
BE 0776.769.961
Courcelles · Eq €18k
Sien Van Dael
BE 1024.411.258
Hechtel-Eksel · Eq €18k
de Beukelaar Gaëlle
BE 1014.505.182
Nijlen · Eq €18k
Of 12,679 companies in sector 86951 we hold annual accounts for 2,127. 1,802 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-12-2024
Fiscal year end31-12
Activities, NACEBEL
86905Human health activities
86951Physiotherapy
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 07-09-2026. Scores and ratios are computed by Checked and are not a credit decision.