KINESITHERAPIE BELLEMANS - STORMS
ActiveKINESITHERAPIE BELLEMANS - STORMS has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €163k and a net result of €58k. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 80% of 16527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
99
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+12
Solvency100=
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 9.84 against 5.0 in 2024; short-term debt: 9.4% and cash: 85.6% of total assets), and 12.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.5%
Return on assets
31%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €163k
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
1 d early
2023
29 d early
2022
40 d early
2021
23 d late
2020
15 d early
2019
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€163k▲ 39.8%
2024 · €116k
2018: €122k
2019: €133k
2020: €131k
2021: €92k
2022: €74k
2023: €105k
2024: €116k
2018 → 2025
Total assets
€186k▲ 32.3%
2024 · €140k
2018: €132k
2019: €144k
2020: €165k
2021: €129k
2022: €98k
2023: €136k
2024: €140k
2018 → 2025
Net result
€58k▲ 168%
2024 · €21k
2018: €10k
2019: €11k
2020: €-2k
2021: €-2k
2022: €8k
2023: €35k
2024: €21k
2018 → 2025
Working capital
€154k▲ 59.5%
2024 · €97k
2018: €90k
2019: €121k
2020: €107k
2021: €80k
2022: €59k
2023: €80k
2024: €97k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€92k-€74k▼ 19.5%€105k▲ 41.6%€116k▲ 10.8%€163k▲ 39.8%
Operating result€-243-€13k€51k▲ 287%€30k▼ 41.6%€81k▲ 172%
Net result€-2k-€8k€35k▲ 355%€21k▼ 39.0%€58k▲ 168%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 172% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €186k
Fixed assets
€14k▼ 27.3%
Current assets
€171k▲ 42.1%
Equity and liabilities €186k
Equity
€163k▲ 39.8%
Debt
€23k▼ 3.9%
The debt ratio falls from 17.2% to 12.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€90k▲
2024 · €44k
Cash flow
€67k▲
2024 · €35k
Solvency
87.5%▲
2024 · 82.8%
Current ratio
9.84▲
2024 · 5.00
Quick ratio
9.84▲
2024 · 5.00
Debt / equity
0.14▼
2024 · 0.21
ROE
35.4%▲
2024 · 18.4%
ROA
31.0%▲
2024 · 15.3%
Interest coverage
116.52▲
2024 · 53.71
Debt
€23k▼
2024 · €24k
Debt ≤ 1 year
€17k▼
2024 · €24k
Income taxes
€23k▲
2024 · €10k
Staff costs
€10k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€140k€186k▲
Fixed assets21/28€20k€14k▼
Tangible fixed assets22/27€20k€14k▼
Plant, machinery and equipment23€13k€12k▼
Furniture and vehicles24€6k€3k▼
Current assets29/58€121k€171k▲
Amounts receivable within one year40/41€3k€11k▲
Trade receivables40€994€9k▲
Other amounts receivable41€2k€2k=
Cash at bank and in hand54/58€116k€159k▲
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€140k€186k▲
Equity10/15€116k€163k▲
Contributions10/11€11k€11k=
Reserves13€106k€152k▲
Distributable reserves133€106k€152k▲
Amounts payable17/49€24k€23k▼
Amounts payable within one year42/48€24k€17k▼
Current portion of amounts payable after more than one year42€3k-
Trade debts44€11k€3k▼
Suppliers440/4€11k€3k▼
Taxes, remuneration and social security45€2k€12k▲
Taxes450/3€1k€12k▲
Remuneration and social security454/9€750-
Other amounts payable47/48€8k€3k▼
Accrued charges and deferred income492/3-€6k
Income statement
Code20242025
Remuneration, social security and pensions62€8k€10k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€9k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€53k€102k▲
Operating profit (loss)9901€30k€81k▲
Financial income75/76B€2k€560▼
Recurring financial income75€2k€560▼
Financial charges65/66B€812€775▼
Recurring financial charges65€812€775▼
Profit (loss) for the period before taxes9903€31k€81k▲
Income taxes67/77€10k€23k▲
Profit (loss) for the period9904€21k€58k▲
Profit (loss) for the period to be appropriated9905€21k€58k▲
Appropriation of the result
Profit (loss) to be appropriated9906€21k€58k▲
Transfer from equity791/2€10k€11k▲
Transfer to equity691/2€21k€58k▲
To other reserves6921€21k€58k▲
Profit to be distributed694/7€10k€11k▲
Return on contributions (dividend)694€10k€11k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Highest result since 2018net €58k ▲168%
Operating result €81k, net result €58k, both a record.
31-12
Financial
Equity above €150kEq €163k ▲39.8%
4 profitable years in a row build equity to €163k.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €105k ▲41.6%
2 profitable years in a row build equity to €105k.
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €8k
Net result €8k after 2 loss-making years.
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-2k ▼120%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
26-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 26 days late
2019
31-12
Financial
Liquidity doublescurrent ratio 21.79
Current ratio from 9.50 to 21.79; short-term debt falls from €11k to €6k.
01-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 1 day late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortenberg · 2 establishment units since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Engerstraat 173071 KortenbergGround area
2,376 m²
Building footprint
372 m²
Volume, LiDAR
2,815 m³
2 parcels, Flanders · tallest building 12.6 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
Kinesitherapie Bellemans-Storms
since 20002.255.972.352
Kinesitherapie Bellemans-Storms
since 20152.255.972.451
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24025G0126/00F000 | Flanders | 1,656 m² | 1 · 206 m² | 8.2 m · 2 fl. |
| 24025C0017/00V000 | Flanders | 720 m² | 1 · 166 m² | 12.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 2,006 EUR awarded · 2,006 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 345 EUR | 345 EUR |
| 2024 | 1 | 225 EUR | 225 EUR |
| 2023 | 1 | 338 EUR | 338 EUR |
| 2022 | 1 | 1,098 EUR | 1,098 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
Vanhullebusch-Vereecke
BE 0740.447.124
Brugge · Eq €163k
E-Quality
BE 0683.448.538
Roosdaal · Eq €162k
ROEX SONJA
BE 0599.992.114
Genk · Eq €163k
KINE SIMON DETANT
BE 0776.679.988
Sint-Lievens-Houtem · Eq €162k
Cabinet de kinésithérapie Freddy Korvorst
BE 0838.475.522
Dalhem · Eq €162k
Of 12,689 companies in sector 86951 we hold annual accounts for 2,142. 1,691 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-04-2000
Fiscal year end31-12
Activities, NACEBEL
86905Human health activities
86951Physiotherapy
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.