Checked.be
Active
BE 0457.057.070Private limited company
KIMAYCO
Rue de Seumay 25 ·1360 Perwez, Belgium· 30 yrs active
Sector: Agents in non-specialised wholesale trade
(46190)
Conclusion
KIMAYCO has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €51k and a net result of €-1k. Equity is growing by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 90% of 10963 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Based on the State Gazette, CBE and 6 annual accounts.
Key figures
| Equity | €51k |
| Net result | €-1k |
| Better than sector | 90% |
| Active | 30 yrs |
Financial profile
59
/ 100
Mixed profile: strong on solvency, weaker on profitability.
All 5 axes are computed from data Checked has read.
Health
65
Profitability
0
Solvency
100
Growth
32
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Long-established
Founded in 1996, 30 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
65
/ 100
Healthy
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€4k
estimate, not credit advice
Score history
75
2020
55
2021
76
2022
100
2023
86
2024
65
2025
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 9.23 (≥ 1.5)
+10
Quick ratio
Quick ratio 9.23 (≥ 1.0)
+5
Leverage
Debt/equity 0.10 (< 1.0)
+10
Profitability
Negatieve ROE -2%
-10
Interest coverage
Interest coverage 2.4×
+3
Profit trend
Net profit down YoY
-3
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 02-08-2026 with the NBB · fiscal year 2025 · micro schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing
Equity: growth of ~2.7%/year over 6 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2025 · NACE 46, Wholesale trade · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 90.7% | 42.5% | |
| Net result | €-1k | €6k | |
| Equity | €51k | €60k | |
| Gross operating margin | €1k | €29k | |
| Total assets | €57k | €175k |
€803
-86.4%
20-25
€-1k
-
20-25
€-50
-
20-25
€57k
-8.7%
20-25
€51k
-2.1%
20-25
€44k
-14.8%
20-25
€859
-61.7%
20-25
€0
-100.0%
20-25
€5k
-44.7%
20-25
€5k
-44.7%
20-25
9.23
+45.6%
20-25
9.23
+45.6%
20-25
90.7%
+7.2%
20-25
0.10
-43.5%
20-25
-2.2%
-
20-25
-2.0%
-
20-25
2.40
-31.7%
20-25
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema | micro schema | micro schema |
| Revenue | - | - | - | - | - |
| EBITDA | €803 | €6k | €9k | - | - |
| Net profit | €-1k | €4k | €7k | €4k | €-3k |
| Cash flow | €-50 | €4k | €7k | - | - |
| Staff costs | - | - | - | - | - |
| Income taxes | €859 | €2k | €3k | €304 | €234 |
| Dividends | - | - | €0 | €5k | €5k |
| Total assets | €57k | €62k | €93k | €87k | €98k |
| Equity | €51k | €53k | €49k | €42k | €44k |
| Debt | €5k | €10k | €44k | €45k | €54k |
| of which ≤ 1y | €5k | €10k | €44k | €45k | €54k |
| of which > 1y | - | - | - | - | - |
| Working capital | €44k | €51k | €48k | €42k | €44k |
| Employees (FTE) | - | - | - | - | - |
Ratios (computed)
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Current ratio | 9.23 | 6.34 | 2.08 | 1.94 | 1.80 |
| Quick ratio | 9.23 | 6.34 | 2.08 | 1.94 | 1.80 |
| Working capital ratio | 76.7% | 82.2% | 51.3% | 48.4% | 44.6% |
| Solvency | 90.7% | 84.6% | 52.5% | 48.4% | 44.6% |
| Debt / equity | 0.10 | 0.18 | 0.91 | 1.06 | 1.24 |
| Long-term debt ratio | - | - | - | - | - |
| Interest coverage | 2.40 | 3.51 | 10.20 | - | - |
| Gross margin | - | - | - | - | - |
| Net margin | - | - | - | - | - |
| ROA | -2.0% | 6.2% | 7.1% | 4.1% | -3.3% |
| ROE | -2.2% | 7.3% | 13.6% | 8.4% | -7.5% |
| EBITDA margin | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - |
| Days inventory (DSI) | - | - | - | - | - |
Balance-sheet composition 2025
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet, Assets | ||||||
| TOTAL ASSETS | 20/58 | €57k | €62k | €93k | €87k | €98k |
| Fixed assets | 21/28 | €8k | €2k | €1k | - | - |
| Tangible fixed assets | 22/27 | €8k | €2k | €1k | - | - |
| Current assets | 29/58 | €49k | €61k | €92k | €87k | €98k |
| Amounts receivable within one year | 40/41 | €9k | €7k | €45k | €44k | €45k |
| Cash & bank | 54/58 | €39k | €11k | €12k | €5k | €6k |
| Balance sheet, Equity & liabilities | ||||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €57k | €62k | €93k | €87k | €98k |
| Equity | 10/15 | €51k | €53k | €49k | €42k | €44k |
| Contributions / capital | 10/11 | €6k | €6k | €6k | €6k | €6k |
| Reserves | 13 | €23k | €23k | €19k | €13k | €13k |
| Accumulated profits (losses) | 14 | €22k | €23k | €23k | €23k | €25k |
| Amounts payable | 17/49 | €5k | €10k | €44k | €45k | €54k |
| Amounts payable within one year | 42/48 | €5k | €10k | €44k | €45k | €54k |
| Trade debts payable within one year | 44 | €266 | €557 | €35k | €32k | €37k |
| Income statement | ||||||
| Gross operating margin | 9900 | €1k | €7k | €10k | €2k | €-4k |
| Operating result | 9901 | €-270 | €5k | €9k | €2k | €-5k |
| Financial income | 75 | €342 | €2k | €2k | €3k | €2k |
| Financial charges | 65 | €335 | €2k | €898 | €964 | €661 |
| Result before taxes | 9903 | €-263 | €6k | €10k | €4k | €-3k |
| Income taxes | 67/77 | €859 | €2k | €3k | €304 | €234 |
| Net result for the period | 9904 | €-1k | €4k | €7k | €4k | €-3k |
| Result to be appropriated | 9905 | €-1k | €4k | €7k | €4k | €-3k |
Directors & mandates
Current directors & mandates
-
MAYNÉ SergeDirectorState Gazette act 23485649 (28-12-2023)Current28-12-2023 → present
Legal Structure
| NACE primary | Agents in non-specialised wholesale trade(46190) |
| Legal form | Private limited company(610) |
| Incorporation | 02-02-1996 |
| Status | Active |
| Postal code | 1360 |
Establishment units
KIMAYCO SPRL
since 19972.075.184.841
Real-estate footprint
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25018D0462/00M000 | Wallonia | 1,419 m² | 1 · 257 m² | 10.2 m · 2 fl. |
| 25084B0067/00G000 | Wallonia | 261 m² | 1 · 77 m² | 10.4 m · 3 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
Next filing, fiscal year 2026, expected by
2026
02-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 2 days late
2025
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
31-12
Financial
Liquidity triplescurrent ratio 6.34
Current ratio from 2.08 to 6.34; short-term debt falls from €44k to €10k.
16-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 16 days late
2023
28-12
State Gazette act
Director changes
v3.2
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
31-12
Financial
Weakest financial yearnet €-3k ▼108%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
29-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 60 days late
2019
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
2017
03-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 3 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Belgisch Staatsblad, acts
All acts · 1
updated 2 years ago
2023
28-12-2023 MAYNÉ Serge appointed as director
- MAYNÉ Serge, Bestuurder
Summary:
v3.2
Technical details
{
"events": [
{
"kind": "director_in",
"role": "administrateur",
"person": {
"rrn": null,
"name": "MAYN\u00C9 Serge",
"address": null,
"birth_date": null
}
}
],
"schema": "v3.2",
"act_meta": {
"extractor": "qwen3-30b-a3b"
},
"subject_company": {
"kbo": "0457.057.070",
"name_full": "KIMAYCO"
}
}Credit advice
Company registry (CBE)
Activities
Agents in non-specialised wholesale trade46190
Names & trade names
| Legal nameFR | KIMAYCO |
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