KEYROS
ActiveKEYROS has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €48k and a net result of €36k. Equity is growing by ~27.8% per year across the filed fiscal years. Its solvency ranks better than 34% of 20785 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2024
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+61
Solvency71▲+34
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 1.65 against 1.19 in 2023; short-term debt: 53.7% and cash: 24.7% of total assets), but 53.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
46.3%
Return on assets
34.5%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
60 d late
2023
69 d late
2022
31 d late
2021
27 d late
2020
89 d late
2019
89 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€48k▲ 290%
2023 · €12k
2018: €14k
2019: €21k
2020: €2k
2021: €5k
2022: €12k
2023: €12k
2018 → 2024
Total assets
€104k▲ 5.3%
2023 · €99k
2018: €58k
2019: €59k
2020: €69k
2021: €87k
2022: €96k
2023: €99k
2018 → 2024
Net result
€36k▲ 16,039%
2023 · €223
2018: €-32k
2019: €7k
2020: €-62k
2021: €3k
2022: €7k
2023: €223
2018 → 2024
Working capital
€36k▲ 162%
2023 · €14k
2018: €-23k
2019: €-8k
2020: €14k
2021: €21k
2022: €23k
2023: €14k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€2k-€5k▲ 134%€12k▲ 152%€12k▲ 1.8%€48k▲ 290%
Operating result€-60k-€5k€9k▲ 96.0%€4k▼ 58.2%€39k▲ 930%
Net result€-62k-€3k€7k▲ 165%€223▼ 97.0%€36k▲ 16,039%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 930% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €104k
Fixed assets
€12k▲ 0.9%
Current assets
€92k▲ 5.9%
Equity and liabilities €104k
Equity
€48k▲ 290%
Debt
€56k▼ 35.4%
The debt ratio falls from 87.5% to 53.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€44k▲
2023 · €9k
Cash flow
€41k▲
2023 · €5k
Solvency
46.3%▲
2023 · 12.5%
Current ratio
1.65▲
2023 · 1.19
Quick ratio
1.32▲
2023 · 0.87
Debt / equity
1.16▼
2023 · 7.00
ROE
74.4%▲
2023 · 1.8%
ROA
34.5%▲
2023 · 0.2%
Interest coverage
15.09▲
2023 · 2.39
Debt
€56k▼
2023 · €87k
Debt ≤ 1 year
€56k▼
2023 · €73k
Income taxes
€149▲
2023 · €1
Staff costs
€178k▼
2023 · €210k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€99k€104k▲
Fixed assets21/28€12k€12k▲
Intangible fixed assets21€6k€3k▼
Tangible fixed assets22/27€4k€7k▲
Plant, machinery and equipment23€4k€7k▲
Financial fixed assets28€2k€2k=
Current assets29/58€87k€92k▲
Stocks and contracts in progress3€23k€19k▼
Stocks30/36€23k€19k▼
Amounts receivable within one year40/41€47k€48k▲
Trade receivables40€46k€46k▲
Other amounts receivable41€939€2k▲
Cash at bank and in hand54/58€12k€26k▲
Deferred charges and accrued income490/1€6k-
Equity and liabilities
Total equity and liabilities10/49€99k€104k▲
Equity10/15€12k€48k▲
Contributions10/11€119k€119k=
Capital10€119k€119k=
Issued capital100€119k€119k=
Profit (loss) carried forward14€-106k€-70k▲
Amounts payable17/49€87k€56k▼
Amounts payable after more than one year17€13k-
Financial debts170/4€13k-
Amounts payable within one year42/48€73k€56k▼
Current portion of amounts payable after more than one year42€8k€9k▲
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€16k-
Suppliers440/4€16k-
Taxes, remuneration and social security45€49k€47k▼
Taxes450/3€20k€12k▼
Remuneration and social security454/9€30k€36k▲
Income statement
Code20232024
Remuneration, social security and pensions62€210k€178k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▼
Other operating charges640/8€519€467▼
Gross operating margin9900€220k€222k▲
Operating profit (loss)9901€4k€39k▲
Financial income75/76B€76-
Recurring financial income75€76-
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€224€36k▲
Income taxes67/77€1€149▲
Profit (loss) for the period9904€223€36k▲
Profit (loss) for the period to be appropriated9905€223€36k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-106k€-70k▲
Profit (loss) brought forward from the previous period14P€-106k€-106k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
31-12
Financial
Highest result since 2018net €36k ▲16039%
Operating result €39k, net result €36k, both a record.
08-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 69 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
27-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 27 days late
2021
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 89 days late
2020
31-12
Financial
Weakest financial yearnet €-62k ▼977%
Net result drops to €-62k, the lowest in the series; recovery starts the following year.
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 89 days late
2019
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 2 establishment units since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Drie Koningenstraat 1591180 UkkelGround area
2,575 m²
Building footprint
481 m²
Volume, LiDAR
4,249 m³
3 parcels, Brussels, Wallonia · tallest building 12.9 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
KEYROS
since 20172.261.712.871
KEYROS
since 20222.331.973.733
3 parcels
Wallonia
2
(66.7%)
Brussels
1
(33.3%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25385B0063/00G000 | Wallonia | 1,414 m² | 1 · 209 m² | 8.4 m · 2 fl. |
| 84043A0238/00D003 | Wallonia | 952 m² | 1 · 212 m² | 12.9 m · 4 fl. |
| 21616G0346/00E002 | Brussels | 208 m² | 1 · 60 m² | 12.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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PROCON
BE 0767.709.270
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IM-NET
BE 0476.613.557
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G² Consult
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Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 15,316 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded15-02-2017
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62020IT consultancy
62100Computer programming
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.