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KEY BUILDING

Active
Burggravenstraat(MEL) 49 ·9120 Beveren-Kruibeke-Zwijndrecht, Belgium
KBO/BCE: BE 0480.436.743
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Age23 yrs
Real estate1 parcel · 1,045 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of KEY BUILDING is 0.2% (very low). The 2025 annual accounts show equity of €66k and a net result of €-9k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 66% of 528 sector peers (fiscal year 2025). The company has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 8 annual accounts.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 05-06-2026 56 d early 2026-00139221
31-12-2024 31-07-2025 09-06-2025 52 d early 2025-00125899
31-12-2023 31-07-2024 16-06-2024 45 d early 2024-00132138
31-12-2022 31-07-2023 12-06-2023 49 d early 2023-00119630
31-12-2021 31-07-2022 20-06-2022 41 d early 2022-20072965
31-12-2020 31-07-2021 09-08-2021 9 d late 2021-46900512
31-12-2019 31-07-2020 15-07-2020 16 d early 2020-31900043
31-12-2018 31-07-2019 24-06-2019 37 d early 2019-21800395
31-12-2017 31-07-2018 02-07-2018 29 d early 2018-29200109
31-12-2016 31-07-2017 20-06-2017 41 d early 2017-19600205

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Long-established
Founded in 2003, 23 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.2% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Long track record −Lower-risk legal form −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-9k
Working capital€66k-12.5%

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 05-06-2026 with the NBB · fiscal year 2025 · verkort
€-100k€0€100k€200kOperating result 2021: €193k€193kNet result 2021: €171k€171kOperating result 2022: €-36k€-36kNet result 2022: €-60k€-60kOperating result 2023: €-26k€-26kNet result 2023: €-63k€-63kOperating result 2024: €28k€28kNet result 2024: €28k€28kOperating result 2025: €-7k€-7kNet result 2025: €-9k€-9k20212022202320242025
Operating resultNet result
Sector comparison
Fiscal year 2025 · NACE 68, Real estate activities · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 35.3% 16.2%
better than 66% of 528 sector peers
Net result €-9k €6k
better than 33% of 528 sector peers
Equity €66k €152k
better than 37% of 528 sector peers
Gross operating margin €-6k €78k
better than 14% of 527 sector peers
Total assets €187k €1.34M
better than 10% of 528 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P66
2020: P17 · n=4612021: P35 · n=6942022: P35 · n=10992023: P31 · n=14362024: P67 · n=16972025: P66 · n=5282020 2025
Improving position over 2020-2025 · n=461-1697
Net result P33
2020: P17 · n=4612021: P84 · n=6942022: P18 · n=10992023: P18 · n=14322024: P70 · n=16932025: P33 · n=5282020 2025
Stable position over 2020-2025 · n=461-1693
Equity P37
2020: P16 · n=4612021: P47 · n=6942022: P48 · n=10992023: P40 · n=14362024: P45 · n=16972025: P37 · n=5282020 2025
Stable position over 2020-2025 · n=461-1697
Gross operating margin P14
2020: P9 · n=4602021: P67 · n=6922022: P9 · n=10952023: P10 · n=14322024: P43 · n=16942025: P14 · n=5272020 2025
Stable position over 2020-2025 · n=460-1694
Describes the position versus peers, not a forecast.
EBITDA
€29k
- 18-25
Net profit
€-9k
- 18-25
Cash flow
€29k
- 18-25
Total assets
€187k
-18.2% 18-25
Equity
€66k
-12.5% 18-25
Working capital
€66k
-12.5% 18-25
Income taxes
€0
+31.3% 18-25
Debt
€121k
-21.0% 18-25
Debt ≤ 1y
€121k
-21.0% 18-25
Debt > 1y
€96k
-61.0% 18-25
Current ratio
1.55
+3.6% 18-25
Quick ratio
0.00
-98.4% 18-25
Solvency
35.3%
+7.0% 18-25
Debt / equity
1.83
-9.8% 18-25
ROE
-14.2%
- 18-25
ROA
-5.0%
- 18-25
Interest coverage
213.50
- 18-25
Figures by fiscal year
Fiscal year2025
Depositverkort
Revenue-
EBITDA-
Net profit€-9k
Cash flow-
Staff costs-
Income taxes€0
Dividends-
Total assets€187k
Equity€66k
Debt€121k
of which ≤ 1y€121k
of which > 1y-
Working capital€66k
Employees (FTE)-
Ratios (computed)
2025
Current ratio1.55
Quick ratio0.00
Working capital ratio35.3%
Solvency35.3%
Debt / equity1.83
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA-5.0%
ROE-14.2%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€187k
Current assets 29/58€187k
Stocks & contracts in progress 3€187k
Amounts receivable within one year 40/41€443
Cash & bank 54/58€90
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€187k
Equity 10/15€66k
Contributions / capital 10/11€122k
Reserves 13€12k
Accumulated profits (losses) 14€-68k
Amounts payable 17/49€121k
Amounts payable within one year 42/48€121k
Trade debts payable within one year 44€17k
Income statement
Gross operating margin 9900€-6k
Operating result 9901€-7k
Financial income 75€1
Financial charges 65€2k
Result before taxes 9903€-9k
Income taxes 67/77€0
Net result for the period 9904€-9k
Result to be appropriated 9905€-9k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
45 / 100 Fair
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Directors

Directors & mandates

1 director
Former directors (1)
  • Johan Van den Keybus
    Director
    State Gazette act 22045887 (11-04-2022)
    Former
    - → 01-01-2022
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Bemiddeling in verband met exploitatie van en handel in onroerend goed(68310)
Legal form Public limited company(014)
Incorporation30-05-2003
StatusActive
Postal code9120

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Burggravenstraat(MEL) 499120 Beveren-Kruibeke-Zwijndrecht

Establishment units

1 location
Key Building NV
Burggravenstraat(MEL) 49, 9120 Beveren-Kruibeke-ZwijndrechtBemiddeling bij de aankoop, verkoop en verhuur van onroerend goed
since 20032.133.309.518
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,045 m²
Buildings1
Building footprint186 m²
Volume (LiDAR)1,039 m³
Tallest building10.8 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46016C0451/00G000 Flanders 1,045 m² 1 · 186 m² 10.8 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
All acts · 1 updated 4 years ago
2022
11-04-2022 Mandate of Johan Van den Keybus as director expired Director changes
  • Johan Van den Keybus, Bestuurder

Analysis

Snowflake analysis

financial profile on 5 axes
Health45Profitability0Solvency68Growth78Stability100
58 / 100

Mixed profile: strong on stability, weaker on profitability.

All 5 axes are computed from data Checked has read.

Health 45
Profitability 0
Solvency 68
Growth 78
Stability 100

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Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 1,363 of the 11,731 companies in this sector. 1,117 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Bemiddeling in verband met exploitatie van en handel in onroerend goed68310Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis68311Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed70311Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201Bouwen van individuele huizen45211Beheer van overig onroerend goed70322Diverse ondersteunende activiteiten ten behoeve van voorzieningen81100Diverse ondersteunende activiteiten ten behoeve van voorzieningen81100
Primary activity highlighted.
Names & trade names
Legal nameNL KEY BUILDING
Registered office
Burggravenstraat(MEL) 49
9120 Beveren-Kruibeke-Zwijndrecht, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.