KEURKAAS DICKERS
ActiveKEURKAAS DICKERS has been active since 1981 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €82k and a net result of €8k. Equity is growing by ~38.6% per year across the filed fiscal years. Its solvency ranks better than 87% of 18040 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▼-9
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 4.89 against 3.82 in 2024; short-term debt: 19.6% and cash: 33.9% of total assets), and 19.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.4%
Return on assets
8.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
11 d late
2024
12 d late
2023
28 d late
2022
5 d early
2021
22 d late
2020
25 d early
2019
55 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€82k▲ 11.2%
2024 · €74k
2018: €-33k
2019: €-17k
2020: €10k
2021: €37k
2022: €49k
2023: €59k
2024: €74k
2018 → 2025
Total assets
€102k▲ 4.7%
2024 · €98k
2018: €31k
2019: €26k
2020: €38k
2021: €63k
2022: €82k
2023: €84k
2024: €98k
2018 → 2025
Net result
€8k▼ 43.8%
2024 · €15k
2018: €4k
2019: €17k
2020: €27k
2021: €27k
2022: €12k
2023: €17k
2024: €15k
2018 → 2025
Working capital
€78k▲ 16.8%
2024 · €67k
2018: €-53k
2019: €-31k
2020: €-3k
2021: €27k
2022: €39k
2023: €49k
2024: €67k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€37k-€49k▲ 32.6%€59k▲ 21.6%€74k▲ 24.8%€82k▲ 11.2%
Operating result€44k-€20k▼ 53.7%€25k▲ 23.4%€23k▼ 8.5%€13k▼ 41.9%
Net result€27k-€12k▼ 55.3%€17k▲ 37.8%€15k▼ 10.8%€8k▼ 43.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 42% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €102k
Fixed assets
€4k▼ 42.2%
Current assets
€98k▲ 8.4%
Equity and liabilities €102k
Equity
€82k▲ 11.2%
Debt
€20k▼ 15.4%
The debt ratio falls from 24.3% to 19.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€16k▼
2024 · €26k
Cash flow
€11k▼
2024 · €18k
Solvency
80.4%▲
2024 · 75.7%
Current ratio
4.89▲
2024 · 3.82
Quick ratio
4.77▲
2024 · 3.72
Debt / equity
0.24▼
2024 · 0.32
ROE
10.1%▼
2024 · 19.9%
ROA
8.1%▼
2024 · 15.1%
Interest coverage
7.46▼
2024 · 9.48
Debt
€20k▼
2024 · €24k
Debt ≤ 1 year
€20k▼
2024 · €24k
Income taxes
€5k▼
2024 · €7k
Staff costs
€51k▲
2024 · €46k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€98k€102k▲
Fixed assets21/28€7k€4k▼
Tangible fixed assets22/27€7k€4k▼
Plant, machinery and equipment23€760€380▼
Furniture and vehicles24€2k€1k▼
Other tangible fixed assets26€4k€2k▼
Financial fixed assets28€200€200=
Current assets29/58€91k€98k▲
Amounts receivable after more than one year29€40k€40k=
Other amounts receivable291€40k€40k=
Stocks and contracts in progress3€2k€2k▼
Stocks30/36€2k€2k▼
Amounts receivable within one year40/41€17k€20k▲
Other amounts receivable41€17k€20k▲
Cash at bank and in hand54/58€30k€35k▲
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€98k€102k▲
Equity10/15€74k€82k▲
Contributions10/11€19k€19k=
Reserves13€55k€64k▲
Distributable reserves133€55k€64k▲
Amounts payable17/49€24k€20k▼
Amounts payable within one year42/48€24k€20k▼
Current portion of amounts payable after more than one year42€3k€3k=
Trade debts44€7k€10k▲
Suppliers440/4€7k€10k▲
Taxes, remuneration and social security45€13k€6k▼
Taxes450/3€5k€581▼
Remuneration and social security454/9€8k€6k▼
Income statement
Code20242025
Remuneration, social security and pensions62€46k€51k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k=
Other operating charges640/8€1k€2k▲
Non-recurring operating charges66A€489€2k▲
Gross operating margin9900€73k€72k▼
Operating profit (loss)9901€23k€13k▼
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€22k€13k▼
Income taxes67/77€7k€5k▼
Profit (loss) for the period9904€15k€8k▼
Profit (loss) for the period to be appropriated9905€15k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€15k€8k▼
Transfer to equity691/2€15k€8k▼
To other reserves6921€15k€8k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 11 days late
2025
12-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
31-12
Financial
Liquidity doublescurrent ratio 1.99
Current ratio from 0.91 to 1.99; short-term debt falls from €28k to €27k.
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €27k ▲62.5%
Net result €27k, the highest in the series.
24-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 55 days late
2019
16-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 3 days late
2017
19-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 50 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1981
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Barnkrachtstraat 142170 AntwerpenGround area
286 m²
Building footprint
234 m²
Volume, LiDAR
1,711 m³
Parcel 11422C0294/00E021, Flanders · tallest building 13.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
KEURKAAS DICKERS
since 19812.018.467.753
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11422C0294/00E021 | Flanders | 286 m² | 1 · 234 m² | 13.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.018.467.753
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Of 395 companies in sector 47271 we hold annual accounts for 154. 122 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-01-1981
Fiscal year end31-12
Activities, NACEBEL
47271Retail trade
47291Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 45 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.