KESCH-DOYEN
ActiveSummary
KESCH-DOYEN has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €254k and a net result of €-26k. Equity is growing by ~11.6% per year across the filed fiscal years. Its solvency ranks better than 87% of 1517 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability58▼-7
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity short (current ratio 0.68 against 0.41 in 2024; short-term debt: 17.9% and cash: 3% of total assets), and 19.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-26k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
18 d late
2023
29 d late
2022
31 d late
2021
31 d late
2020
31 d late
2019
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€254k▼ 9.4%
2024 · €280k
2018: €138k
2019: €157k
2020: €185k
2021: €264k
2022: €280k
2023: €291k
2024: €280k
2018 → 2025
Total assets
€315k▼ 4.5%
2024 · €330k
2018: €389k
2019: €370k
2020: €368k
2021: €469k
2022: €395k
2023: €389k
2024: €330k
2018 → 2025
Net result
€-26k▼ 159%
2024 · €-10k
2018: €20k
2019: €19k
2020: €27k
2021: €80k
2022: €16k
2023: €11k
2024: €-10k
2018 → 2025
Working capital
€-18k▲ 20.2%
2024 · €-23k
2018: €-48k
2019: €-49k
2020: €-41k
2021: €-34k
2022: €-29k
2023: €-31k
2024: €-23k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€264k-€280k▲ 5.9%€291k▲ 3.8%€280k▼ 3.5%€254k▼ 9.4%
Operating result€107k-€26k▼ 75.8%€16k▼ 37.5%€-12k€-31k▼ 154%
Net result€80k-€16k▼ 80.4%€11k▼ 31.9%€-10k€-26k▼ 159%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €31k in 2025 against €12k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €315k
Fixed assets
€277k ▼ 11.8%
Current assets
€38k ▲ 139%
Equity and liabilities €315k
Equity
€254k ▼ 9.4%
Provisions
€4k ▼ 53.6%
Debt
€56k ▲ 40.5%
Debt's share of the balance-sheet total rises from 12.2% to 17.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€6k▼
2024 · €23k
Cash flow
€11k▼
2024 · €25k
Current ratio
0.68▲
2024 · 0.41
Debt to equity
0.22▲
2024 · 0.14
ROE
-10.3%▼
2024 · -3.6%
ROA
-8.3%▼
2024 · -3.1%
Interest coverage
21.59▲
2024 · 16.09
Debt ≤ 1 year
€56k▲
2024 · €39k
Debt > 1 year
€0▼
2024 · €1k
Income taxes
€0▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€330k€315k▼
Fixed assets21/28€314k€277k▼
Tangible fixed assets22/27€314k€277k▼
Land and buildings22€260k€244k▼
Plant, machinery and equipment23€51k€31k▼
Other tangible fixed assets26€2k€1k▼
Current assets29/58€16k€38k▲
Amounts receivable within one year40/41€6k€14k▲
Trade receivables40€3k€11k▲
Other amounts receivable41€3k€3k▼
Cash at bank and in hand54/58€5k€9k▲
Deferred charges and accrued income490/1€6k€15k▲
Equity and liabilities
Total equity and liabilities10/49€330k€315k▼
Equity10/15€280k€254k▼
Contributions10/11€19k€19k=
Reserves13€29k€14k▼
Tax-exempt reserves132€27k€12k▼
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€233k€221k▼
Provisions and deferred taxes16€9k€4k▼
Deferred taxes168€9k€4k▼
Amounts payable17/49€40k€56k▲
Amounts payable after more than one year17€1k€0▼
Financial debts170/4€1k€0▼
Amounts payable within one year42/48€39k€56k▲
Current portion of amounts payable after more than one year42€5k€1k▼
Trade debts44€11k€22k▲
Suppliers440/4€11k€22k▲
Taxes, remuneration and social security45€1k€1k=
Taxes450/3€1k€1k=
Other amounts payable47/48€21k€32k▲
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35k€37k▲
Other operating charges640/8€4k€4k▲
Gross operating margin9900€27k€11k▼
Operating profit (loss)9901€-12k€-31k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€1k€289▼
Recurring financial charges65€1k€289▼
Profit (loss) for the period before taxes9903€-14k€-31k▼
Transfer from deferred taxes780€5k€5k▲
Transfer to deferred taxes680€0-
Income taxes67/77€1k€0▼
Profit (loss) for the period9904€-10k€-26k▼
Transfer from tax-exempt reserves789€14k€14k▲
Transfer to tax-exempt reserves689€0-
Profit (loss) for the period to be appropriated9905€4k€-12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€233k€221k▼
Profit (loss) brought forward from the previous period14P€229k€233k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-26k
Net result drops to €-26k, the lowest in the series.
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Highest result since 2018net €80k ▲194%
Operating result €107k, net result €80k, both a record.
31-12
Financial
Equity above €200kEq €264k ▲43.3%
4 profitable years in a row build equity to €264k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Equity above €150kEq €157k ▲13.8%
2 profitable years in a row build equity to €157k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 30 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rochefort · 2 establishment units since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Marche 195580 RochefortGround area
2,982 m²
Building footprint
331 m²
3 parcels, Wallonia. Linked by address, not a title deed.
2 establishment units
Boucherie-charcuterie KESCH-DOYEN
since 20032.123.457.286
L'ARTISAN CHARCUTIER KESCH
since 20062.154.407.414
3 parcels
Wallonia
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91114A1064/00Y000 | Wallonia | 2,104 m² | 1 · 164 m² | - |
| 83053D0149/00N002 | Wallonia | 666 m² | 1 · 93 m² | - |
| 91075A0126/00W003 | Wallonia | 211 m² | 1 · 73 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DE SERANNO RENTAL
BE 0775.663.171
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STOCKIS Frères
BE 0424.137.844
Oupeye · Eq €253k
Inesco
BE 0838.349.026
Bilzen-Hoeselt · Eq €256k
QSL
BE 0477.014.821
Boutersem · Eq €257k
SAY CHEESE FOTOMARKETING
BE 0548.951.209
Dilbeek · Eq €250k
Of 1,187 companies in sector 77399 we hold annual accounts for 710. 501 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-12-2002
Fiscal year end31-12
Activities, NACEBEL 2025
77399Renting and leasing of other machinery, equipment and tangible goods
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.