KERDUDAL
ActiveKERDUDAL has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-12k) and a net result of €11k. Equity is shrinking by ~53.6% per year across the filed fiscal years. Its solvency ranks better than 5% of 31545 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
16
/ 100
Critical▲ +1 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency33=
Growth58▲+26
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.27 against 0.11 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-124.4%
Return on assets
114.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 31545 sector peers (2025).
NBB · sector comparisonPosition among 31545 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
11 d late
2023
21 d late
2022
22 d late
2021
16 d late
2020
30 d early
2019
87 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-12k▲ 47.9%
2024 · €-24k
2018: €66k
2019: €64k
2020: €56k
2021: €33k
2022: €11k
2023: €-12k
2024: €-24k
2018 → 2025
Total assets
€10k▼ 48.3%
2024 · €19k
2018: €81k
2019: €96k
2020: €75k
2021: €48k
2022: €42k
2023: €30k
2024: €19k
2018 → 2025
Net result
€11k
2024 · €-12k
2018: €4k
2019: €-2k
2020: €-7k
2021: €-24k
2022: €-22k
2023: €-23k
2024: €-12k
2018 → 2025
Working capital
€-16k▲ 57.5%
2024 · €-38k
2018: €61k
2019: €59k
2020: €53k
2021: €30k
2022: €9k
2023: €-38k
2024: €-38k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€33k-€11k▼ 66.1%€-12k€-24k▼ 102%€-12k▲ 47.9%
Operating result€-24k-€-22k▲ 10.3%€-23k▼ 2.9%€-12k▲ 47.5%€9k
Net result€-24k-€-22k▲ 8.2%€-23k▼ 5.8%€-12k▲ 47.4%€11k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €9k after a loss of €12k in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €10k
Fixed assets
€4k▼ 73.3%
Current assets
€6k▲ 27.2%
Key figures and ratios
EBITDA
€22k▲
2024 · €10
Cash flow
€24k▲
2024 · €-186
Solvency
-124.4%▼
2024 · -123.5%
Current ratio
0.27▲
2024 · 0.11
Quick ratio
0.27▲
2024 · 0.11
Debt / equity
-1.80▲
2024 · -1.81
ROE
-91.9%▼
2024 · 50.6%
ROA
114.3%▲
2024 · -62.4%
Interest coverage
111.65▲
2024 · 0.05
Debt
€22k▼
2024 · €43k
Debt ≤ 1 year
€22k▼
2024 · €43k
Staff costs
€643
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€19k€10k▼
Fixed assets21/28€14k€4k▼
Tangible fixed assets22/27€14k€4k▼
Plant, machinery and equipment23€235€803▲
Furniture and vehicles24€14k€3k▼
Current assets29/58€5k€6k▲
Amounts receivable within one year40/41€3k€2k▼
Trade receivables40€3k€2k▼
Other amounts receivable41€15€15=
Cash at bank and in hand54/58€2k€4k▲
Deferred charges and accrued income490/1-€250
Equity and liabilities
Total equity and liabilities10/49€19k€10k▼
Equity10/15€-24k€-12k▲
Contributions10/11€7k€7k=
Reserves13€57k€57k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€55k€55k=
Profit (loss) carried forward14€-87k€-76k▲
Amounts payable17/49€43k€22k▼
Amounts payable within one year42/48€43k€22k▼
Trade debts44€314€321▲
Suppliers440/4€314€321▲
Other amounts payable47/48€43k€22k▼
Income statement
Code20242025
Remuneration, social security and pensions62-€643
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€12k▲
Other operating charges640/8€704€660▼
Gross operating margin9900€714€23k▲
Operating profit (loss)9901€-12k€9k▲
Financial income75/76B€3€2k▲
Recurring financial income75€3€2k▲
Non-recurring financial income76B-€2k
Financial charges65/66B€199€193▼
Recurring financial charges65€199€193▼
Profit (loss) for the period before taxes9903€-12k€11k▲
Profit (loss) for the period9904€-12k€11k▲
Profit (loss) for the period to be appropriated9905€-12k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-87k€-76k▲
Profit (loss) brought forward from the previous period14P€-75k€-87k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
31-12
Financial
Back to profitnet €11k
Net result €11k after 6 loss-making years.
11-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 11 days late
2024
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
16-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
2021
31-12
Financial
Weakest financial yearnet €-24k
Net result drops to €-24k, the lowest in the series; recovery starts the following year.
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
26-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 87 days late
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
14-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 14 days late
2017
08-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 8 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brasschaat · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Veldstraat 1672930 BrasschaatGround area
254 m²
Building footprint
92 m²
Volume, LiDAR
660 m³
Parcel 11323F0385/00G004, Flanders · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Snellenen.be - Hypotheekmanager - Hypomanager - Geldexpresse.be - Money-on-line - Hypotheek-on-line - Krediet-on-line
since 19992.090.519.353
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11323F0385/00G004 | Flanders | 254 m² | 1 · 91 m² | 11.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,518 companies in sector 70200 we hold annual accounts for 52,573. 24,135 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded11-03-1999
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.