Summary
KENKAT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €188k and a net result of €21k. Equity is growing by ~4.1% per year across the filed fiscal years. Its solvency ranks better than 65% of 5527 sector peers (fiscal year 2025). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
27 d late
2023
16 d late
2022
26 d late
2021
26 d late
2020
37 d early
2019
30 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€188k▲ 12.4%
2024 · €167k
2018: €131k
2019: €149k
2020: €146k
2021: €129k
2022: €134k
2023: €148k
2024: €167k
2018 → 2025
Net result
€21k▲ 11.1%
2024 · €19k
2018: €21k
2019: €38k
2020: €5k
2021: €-2k
2022: €7k
2023: €14k
2024: €19k
2018 → 2025
Total assets
€278k▼ 7.7%
2024 · €302k
2018: €233k
2019: €279k
2020: €273k
2021: €270k
2022: €277k
2023: €288k
2024: €302k
2018 → 2025
Solvency
67.5%▲ 12.1pp
2024 · 55.4%
2018: 56.2%
2019: 53.6%
2020: 53.5%
2021: 47.9%
2022: 48.6%
2023: 51.5%
2024: 55.4%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€129k-€134k▲ 4.0%€148k▲ 10.4%€167k▲ 12.6%€188k▲ 12.4%
Operating result€480-€11k▲ 2,106%€25k▲ 136%€31k▲ 24.6%€33k▲ 5.6%
Net result€-2k-€7k€14k▲ 95.6%€19k▲ 33.2%€21k▲ 11.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 6% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €278k
Fixed assets
€226k =
Current assets
€52k ▼ 30.7%
Equity and liabilities €278k
Equity
€188k ▲ 12.4%
Debt
€90k ▼ 32.7%
Debt's share of the balance-sheet total falls from 44.6% to 32.5%. Equity is higher and debt is lower.
Key figures and ratios
ROE
11.1%▼
2024 · 11.2%
ROA
7.5%▲
2024 · 6.2%
Debt ≤ 1 year
€39k▼
2024 · €55k
Debt > 1 year
€50k▼
2024 · €70k
Income taxes
€11k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€302k€278k▼
Fixed assets21/28€226k€226k=
Financial fixed assets28€226k€226k=
Current assets29/58€76k€52k▼
Amounts receivable within one year40/41€35k€21k▼
Trade receivables40€27k€9k▼
Other amounts receivable41€9k€11k▲
Cash at bank and in hand54/58€40k€30k▼
Deferred charges and accrued income490/1€0€2k▲
Equity and liabilities
Total equity and liabilities10/49€302k€278k▼
Equity10/15€167k€188k▲
Contributions10/11€12k€12k=
Reserves13€106k€127k▲
Distributable reserves133€106k€127k▲
Profit (loss) carried forward14€49k€49k=
Amounts payable17/49€134k€90k▼
Amounts payable after more than one year17€70k€50k▼
Financial debts170/4€70k€50k▼
Amounts payable within one year42/48€55k€39k▼
Trade debts44€1k€5k▲
Suppliers440/4€1k€5k▲
Taxes, remuneration and social security45€23k€19k▼
Taxes450/3€22k€19k▼
Remuneration and social security454/9€1k€0▼
Other amounts payable47/48€31k€15k▼
Accrued charges and deferred income492/3€9k€1k▼
Income statement
Code20242025
Other operating charges640/8-€400
Gross operating margin9900€31k€33k▲
Operating profit (loss)9901€31k€33k▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€30k€31k▲
Income taxes67/77€11k€11k▼
Profit (loss) for the period9904€19k€21k▲
Profit (loss) for the period to be appropriated9905€19k€21k▲
Appropriation of the result
Profit (loss) to be appropriated9906€68k€70k▲
Profit (loss) brought forward from the previous period14P€49k€49k=
Transfer to equity691/2€19k€21k▲
To other reserves6921€19k€21k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 27 days late
2024
31-12
Financial
Equity above €150kEq €167k ▲12.6%
3 profitable years in a row build equity to €167k.
16-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 16 days late
2023
26-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 26 days late
2022
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 26 days late
2021
31-12
Financial
Weakest financial yearnet €-2k ▼144%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Highest result since 2018net €38k ▲79.5%
Operating result €59k, net result €38k, both a record.
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grimbergen · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Veldkantstraat 1001850 GrimbergenGround area
2,193 m²
Building footprint
235 m²
Volume, LiDAR
1,154 m³
Parcel 23402D0563/00A000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kenkat
since 20072.166.999.695
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23402D0563/00A000 | Flanders | 2,193 m² | 1 · 234 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
NIBISA
BE 0651.976.095
Deinze · Eq €187,901
LUPUS
BE 0835.938.575
Brugge · Eq €187,844
GOCON
BE 0847.085.063
Opwijk · Eq €187,834
PIETER DHAESE
BE 0650.599.883
Brugge · Eq €188,048
DELCOR
BE 0544.908.584
Evergem · Eq €187,809
Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 13,481 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-11-2007
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
56111Full-service restaurants
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:02/2709276