KEMPENDIJK
ActiveSummary
KEMPENDIJK has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €776k and a net result of €11k. Equity is growing by ~2.5% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▲+1
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity short (current ratio 0.15 against 0.11 in 2024; short-term debt: 8.8% and cash: 0.1% of total assets), and 8.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.2%
Return on assets
1.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
20 d early
2023
13 d late
2022
4 d late
2021
4 d early
2020
13 d late
2019
105 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€776k▲ 1.4%
2024 · €765k
2018: €647k
2019: €614k
2020: €690k
2021: €767k
2022: €764k
2023: €763k
2024: €765k
2018 → 2025
Total assets
€851k▼ 1.2%
2024 · €861k
2018: €1.02M
2019: €984k
2020: €933k
2021: €916k
2022: €888k
2023: €874k
2024: €861k
2018 → 2025
Net result
€11k▲ 562%
2024 · €2k
2018: €245k
2019: €-33k
2020: €76k
2021: €77k
2022: €-3k
2023: €-528
2024: €2k
2018 → 2025
Working capital
€-63k▲ 26.1%
2024 · €-86k
2018: €24k
2019: €-34k
2020: €-97k
2021: €-121k
2022: €-113k
2023: €-100k
2024: €-86k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€767k-€764k▼ 0.4%€763k▼ 0.1%€765k▲ 0.2%€776k▲ 1.4%
Operating result€106k-€-3k€154€2k▲ 1,304%€15k▲ 594%
Net result€77k-€-3k€-528▲ 84.4%€2k€11k▲ 562%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 594% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €851k
Fixed assets
€839k ▼ 1.3%
Current assets
€12k ▲ 6.7%
Equity and liabilities €851k
Equity
€776k ▲ 1.4%
Debt
€75k ▼ 22.4%
Debt's share of the balance-sheet total falls from 11.2% to 8.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€26k▲
2024 · €15k
Cash flow
€22k▲
2024 · €14k
Current ratio
0.15▲
2024 · 0.11
Debt to equity
0.10▼
2024 · 0.13
ROE
1.4%▲
2024 · 0.2%
ROA
1.3%▲
2024 · 0.2%
Interest coverage
40.43▲
2024 · 29.11
Debt ≤ 1 year
€75k▼
2024 · €96k
Income taxes
€3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€861k€851k▼
Fixed assets21/28€850k€839k▼
Tangible fixed assets22/27€132k€121k▼
Land and buildings22€132k€121k▼
Financial fixed assets28€718k€718k=
Current assets29/58€11k€12k▲
Amounts receivable within one year40/41€10k€10k=
Other amounts receivable41€10k€10k=
Cash at bank and in hand54/58€17€1k▲
Deferred charges and accrued income490/1€818€470▼
Equity and liabilities
Total equity and liabilities10/49€861k€851k▼
Equity10/15€765k€776k▲
Contributions10/11€620k€620k=
Capital10€620k€620k=
Issued capital100€620k€620k=
Reserves13€147k€156k▲
Non-distributable reserves130/1€7k€8k▲
Legal reserve130€7k€8k▲
Distributable reserves133€140k€148k▲
Profit (loss) carried forward14€-2k-
Amounts payable17/49€96k€75k▼
Amounts payable within one year42/48€96k€75k▼
Trade debts44€5k€5k▲
Suppliers440/4€5k€5k▲
Taxes, remuneration and social security45-€3k
Taxes450/3-€3k
Other amounts payable47/48€92k€66k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€11k▼
Other operating charges640/8€4k€5k▲
Gross operating margin9900€19k€31k▲
Operating profit (loss)9901€2k€15k▲
Financial charges65/66B€509€654▲
Recurring financial charges65€509€654▲
Profit (loss) for the period before taxes9903€2k€14k▲
Income taxes67/77-€3k
Profit (loss) for the period9904€2k€11k▲
Profit (loss) for the period to be appropriated9905€2k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€9k▲
Profit (loss) brought forward from the previous period14P€-4k€-2k▲
Transfer to equity691/2-€9k
To the legal reserve6920-€436
To other reserves6921-€8k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
13-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 13 days late
2023
04-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 4 days late
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
13-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 13 days late
2020
31-12
Financial
Back to profitnet €76k
Net result €76k after one loss-making year.
13-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 105 days late
2019
31-12
Financial
Weakest financial yearnet €-33k ▼114%
Net result drops to €-33k, the lowest in the series; recovery starts the following year.
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 92 days late
2018
04-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 126 days late
2017
27-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 58 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Halen · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heesstraat 33545 HalenGround area
5,151 m²
Building footprint
672 m²
Volume, LiDAR
2,815 m³
2 parcels, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kempendijk NV
since 19912.234.195.258
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24097D0080/00L000 | Flanders | 3,823 m² | 1 · 567 m² | 7.6 m · 2 fl. |
| 71063A0454/00R002 | Flanders | 1,328 m² | 1 · 105 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded06-03-1991
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.